NAC CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of NAC CONSTRUCT is 1.8% (moderate). The 2025 annual accounts show equity of €4,222 and a net result of €3,294. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 49% of 9,898 sector peers (NACE 43, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-11-2017 Normal situation
- Activity
- Plumbing work NACE 43221and 1 other
- Joint committee
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2023
- Establishment unit
- 2.269.573.039 4040 Herstal, since 01-11-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Board and ownership
- NEYENS Dominique Jean-Marie DanyDirector · since 30-10-2017
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
- Gross margin
- €10,705
- ▼ 36.0%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €3,294
- ▼ 63.0%
- Equity
- €4,222
- ▲ 354%
- Total assets
- €9,795
- ▼ 21.5%
- Staff
- ≈ 0.2 FTE
- estimated
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 3 of the last 3 accounts lateLiquidity: current ratio 1.76Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €9,795Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 46% of them on solvency, 31% on liquidity, 92% on profitability and 98% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00470605.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 8 filings
Every figure per financial year
The operating result for 2025 is 85% lower than in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2023 |
|---|---|
| Employees at the balance-sheet date | 1 |
| full-time | 1 |
| in full-time equivalents | 1 |
| Average over the year, in full-time equivalents | 0.2 |
| Joined | 1 |
| Left | 0 |
| Training hours | 120 |
Source: social balance sheet in the 2023 annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | - | €852 | €4,491 | €5,080 | ▲ 13.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,824 | €4,292 | €4,292 | €4,293 | €3,219 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €369 | €438 | €589 | €592 | €395 | ▼ 33.3% |
| Non-recurring operating charges66A | - | - | - | - | - | - | - | €3,496 | - |
| Gross operating margin9900 | €10,665 | €8,505 | -€3,170 | €17,733 | -€13,497 | -€436 | €16,717 | €10,705 | ▼ 36.0% |
| Operating profit (loss)9901 | €3,714 | €3,921 | -€7,463 | €13,072 | -€17,155 | -€1,877 | €11,634 | €1,734 | ▼ 85.1% |
| Financial income75/76B | - | - | - | €0 | €204 | €136 | €1 | - | - |
| Recurring financial income75 | €58 | €0 | €905 | €0 | €204 | €136 | €1 | - | - |
| Financial charges65/66B | - | - | - | €603 | €448 | €2,209 | €501 | €310 | ▼ 38.1% |
| Recurring financial charges65 | €460 | €472 | €424 | €603 | €448 | €2,209 | €501 | €310 | ▼ 38.1% |
| Profit (loss) for the period before taxes9903 | €3,312 | €1,738 | -€6,982 | €12,469 | -€17,400 | -€3,949 | €11,134 | €1,424 | ▼ 87.2% |
| Income taxes67/77 | €200 | €204 | - | €1,278 | - | - | €2,226 | -€1,870 | - |
| Profit (loss) for the period9904 | €3,112 | €1,533 | -€6,982 | €11,191 | -€17,400 | -€3,949 | €8,908 | €3,294 | ▼ 63.0% |
| Profit (loss) for the period to be appropriated9905 | €3,112 | €1,533 | -€6,982 | €11,191 | -€17,400 | -€3,949 | €8,908 | €3,294 | ▼ 63.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €54,318 | €36,110 | €29,806 | €28,453 | €10,956 | €19,251 | €12,472 | €9,795 | ▼ 21.5% |
| Formation expenses20 | - | - | - | - | - | - | - | €0 | - |
| Fixed assets21/28 | €18,139 | €11,804 | €7,512 | €3,219 | €0 | €0 | €0 | €0 | - |
| Intangible fixed assets21 | - | - | - | - | - | - | - | €0 | - |
| Tangible fixed assets22/27 | €18,139 | €11,804 | €7,512 | €3,219 | €0 | €0 | €0 | - | - |
| Furniture and vehicles24 | - | - | - | €3,219 | €0 | €0 | €0 | - | - |
| Current assets29/58 | €36,180 | €24,305 | €22,294 | €25,233 | €10,956 | €19,251 | €12,472 | €9,795 | ▼ 21.5% |
| Stocks and contracts in progress3 | €154 | €567 | €65 | €0 | - | €10,000 | €10,000 | €3,651 | ▼ 63.5% |
| Stocks30/36 | - | - | - | €0 | - | - | - | €3,651 | - |
| Contracts in progress37 | - | - | - | - | - | €10,000 | €10,000 | - | - |
| Amounts receivable within one year40/41 | €14,614 | €19,961 | €18,668 | €16,218 | €6,762 | €8,107 | €2,211 | €6,144 | ▲ 178% |
| Trade receivables40 | - | - | - | €14,738 | €6,575 | €4,604 | €1,694 | €1,285 | ▼ 24.1% |
| Other amounts receivable41 | - | - | - | €1,480 | €187 | €3,503 | €517 | €4,859 | ▲ 840% |
| Current investments50/53 | - | - | - | - | - | - | - | €0 | - |
| Cash at bank and in hand54/58 | €10,446 | €2,608 | €2,637 | €8,392 | €3,931 | €577 | €125 | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €623 | €262 | €566 | €136 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €54,318 | €36,110 | €29,806 | €28,453 | €10,956 | €19,251 | €12,472 | €9,795 | ▼ 21.5% |
| Equity10/15 | €8,470 | €9,161 | €2,179 | €13,370 | -€4,030 | -€7,979 | €929 | €4,222 | ▲ 354% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €2,166 | €2,821 | €2,821 | €2,821 | €2,821 | €2,821 | €2,821 | €2,821 | = |
| Non-distributable reserves130/1 | - | - | - | €2,821 | €2,821 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,821 | €2,821 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | - | - | €2,821 | €2,821 | €2,821 | = |
| Profit (loss) carried forward14 | €104 | €140 | -€6,842 | €4,349 | -€13,051 | -€17,000 | -€8,092 | -€4,799 | ▲ 40.7% |
| Amounts payable17/49 | €45,848 | €26,949 | €27,627 | €15,083 | €14,985 | €27,230 | €11,543 | €5,573 | ▼ 51.7% |
| Amounts payable after more than one year17 | €14,092 | €10,494 | €6,896 | €3,298 | €0 | - | - | - | - |
| Financial debts170/4 | - | - | - | €3,298 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €31,757 | €16,455 | €20,731 | €11,785 | €14,985 | €26,997 | €11,425 | €5,573 | ▼ 51.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,598 | €3,298 | €0 | - | - | - |
| Financial debts43 | - | - | - | - | €3,933 | €4,277 | €3,829 | €4,700 | ▲ 22.7% |
| Credit institutions430/8 | - | - | - | - | €3,933 | €4,277 | €3,829 | €4,700 | ▲ 22.7% |
| Trade debts44 | €839 | €2,889 | €1,738 | €61 | €29 | €10,235 | €336 | €39 | ▼ 88.4% |
| Suppliers440/4 | - | - | - | €61 | €29 | €10,235 | €336 | €39 | ▼ 88.4% |
| Bills of exchange payable441 | - | - | - | - | - | - | €0 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €2,040 | €1,695 | €2,118 | €2,709 | €834 | ▼ 69.2% |
| Taxes450/3 | - | - | - | €2,040 | €1,695 | €1,681 | €2,226 | €356 | ▼ 84.0% |
| Remuneration and social security454/9 | - | - | - | €0 | €0 | €437 | €483 | €478 | ▼ 1.0% |
| Other amounts payable47/48 | - | - | - | €6,086 | €6,030 | €10,368 | €4,551 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €233 | €118 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,112 | €1,533 | -€6,982 | €11,191 | -€17,400 | -€3,949 | €8,908 | €3,294 | ▼ 63.0% |
| + Depreciation and write-downs630 | €6,824 | €4,292 | €4,292 | €4,293 | €3,219 | - | - | - | - |
| Operating cash flow (approximation) | €9,936 | €5,826 | -€2,690 | €15,484 | -€14,180 | -€3,949 | €8,908 | €3,294 | ▼ 63.0% |
| Investment in fixed assets (approximation) | - | €2,042 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€7,838 | €29 | €5,755 | -€4,460 | -€3,354 | -€452 | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 26,972 companies had the same profile as NAC CONSTRUCT has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NAC CONSTRUCT itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for NAC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00470605 | |
| 31-12-2024 | micro format | 16-09-2025 | 2025-00498269 | |
| 31-12-2023 | micro format | 31-10-2024 | 2024-00527606 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00412504 | |
| 31-12-2021 | micro format | 29-08-2022 | 2022-20421819 | |
| 31-12-2020 | micro format | 28-07-2021 | 2021-41400290 | |
| 31-12-2019 | micro format | 22-07-2020 | 2020-32400496 | |
| 31-12-2018 | micro format | 23-07-2019 | 2019-36300297 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 28-12-2023 Converted to unavailable equity · €9,021
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| NEYENS Dominique Jean-Marie Dany |
|
Network & group
NAC CONSTRUCT shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of NAC CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
28-12
Gazette deed
Registered office moved to HerstalNew seat: 4040 Herstal, rue de l’Ancienne Bure, 81 · Change of role: NEYENS Dominique Jean-Marie Dany, from manager to director · Capital conversion8 points ▸
- General meeting, 18-12-2023
- Other provision, “adaptation statuts au CSA et maintien forme SRL, article 39,§1,alinéa 1 et 3 loi du 23-03-2019” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Amendment of the articles
- Director resignation, NEYENS Dominique Jean-Marie Dany (manager)
- Director appointment, NEYENS Dominique Jean-Marie Dany (director (not named in the articles))
- Director discharge, NEYENS Dominique Jean-Marie Dany
- Registered-office move, 4040 Herstal,rue de l’Ancienne Bure,81
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
14 activities
- La promotion immobilière de maisons d'habitation neuves ou de travaux de rénovation,promotion immobilière d'immeubles résidentiels,promotion immobilière non résidentielle,promotion immobilière de bureaux,promotion immobilière de:centres commerciaux et industriels,hôtels,zones d'activités et marchés,ports de plaisance,stations de sports d'hiver,etc.,aménagement ou rénovation de zones urbaines par voie de promotion,construction générale de bâtiments résidentiels,réalisation du gros-oeuvre de maisons individuelles,construction de maisons individuelles clés en mains,réalisation du gros-oeuvre de bâtiments à cellules multiples(appartements,etc.),réalisation d'appartements clés en mains,réalisation du gros oeuvre des bâtiments,construction générale d'immeubles de bureaux,construction générale d'autres bâtiments non résidentiels,réalisation du gros-oeuvre de bâtiments et ouvrages industriels ou commerciaux,de dépôts de véhicules,d'entrepôts,d'écoles,de cliniques,de bâtiments pour la pratique d'un culte,etc.,montage de hangars,granges,silos,...,à usages agricoles,construction de terrains de jeux et de sport,de bassins de natation,etc.,travaux de démolition,démolition d'immeubles et autres constructions,construction de cheminées décoratives et de feux ouverts,travaux de maçonnerie et de rejointoiement,maçonnerie,travaux de restauration des bâtiments,autres activités de construction spécialisées,travaux de ferraillage et pose de coffrage,construction de cheminées et de fours industriels,construction de chambres froides,chambres fortes,etc.,installation de piscines privées,conduite des opérations de gros entretien des bâtiments,activités d'ingénierie et de conseils techniques,sauf activités des géomètres
- Toutes activités,opérations ou travaux relatifs à la construction,la rénovation,la transformation,l’entretien,la décoration,la démolition ou toutes opérations généralement quelconques telles que étude,devis,évaluation,conception,réalisation,et autres,se rapportant à tous biens immobiliers au sens le plus large,soit en tant qu’entreprise générale,soit en sous-traitance,en ce compris notamment travaux hydrauliques,travaux de terrassement,travaux de drainage,aménagement et entretien de terrains divers,travaux de gros oeuvres,travaux de rejointoiement,couvertures de constructions et travaux hydrofuges,isolation thermique et acoustique,revêtements de murs et de sols,travaux de plafonnage,travaux de restauration,travaux de pierre de taille et de marbrerie,charpenterie,menuiserie et menuiserie métallique,travaux de vitrerie,peinture et tapissage,installation d’adoucisseurs d’eau,carreleur,constructions métalliques et ouvrages d’art métalliques,tuyauterie industrielle et canalisation,chauffage central,installation sanitaire,plomberie zinguerie,installations électrotechniques et autres,sans que cette énumération ne soit limitative
- L’achat,la vente,l’import,l’export,la location,l’échange,le placement,l’installation,la réparation de tous matériaux,machines et matériels de constructions,en ce compris notamment de tout châssis,portes,portes blindées et coffres-forts
- La consultance en travaux immobilier,gestion,audit
- L’informatique au sens large:achat,vente,réparation,installation,consultance Software Hardware
- Le nettoyage,déblayage de chantiers,nettoyage de bâtiments nouveaux et la remise en état des lieux après travaux
- Le nettoyage industriel y compris le ramonage de cheminées
- Travaux de plafonnage,de cimentage,pose de chape,de carrelage,de toiture,de couverture,travaux de menuiserie,de vitrerie,de menuiserie Générale(Placement,réparation et fabrication),travaux de finition,peinture,tapissage,revêtement de sol,parachèvement,installation de chauffage central,installation de climatisation et sanitaire
- Activité de frigoriste
- Activité électrotechnique,commercialisation et pose d’enseignes lumineuses,et de signalisation
- Activité informatique au sens large:achat,vente,réparation,installation et consultance de matériel et de logiciel informatique
- Nettoyage et déblayage de chantiers,nettoyage de bâtiments nouveaux et la remise en état des lieux après travaux,nettoyage industriel y compris ramonage de cheminées
- Production de pièces forgées en métaux
- Activité de communication et organisation d’événements en tout genre
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0683.895.926
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62312A1063/00L002 | Wallonia | 212 m² | 1 · 62 m² | 7.2 m · 2 |