NaBoFisc
ActiveNaBoFisc has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €13k. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 1957 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 3.11 in 2024), but 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
9.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
6 d late
2022
4 d early
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close04-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 30.8%
2024 · €41k
2023: €27k
2024: €41k
2023 → 2025
Total assets
€132k▲ 14.8%
2024 · €115k
2023: €111k
2024: €115k
2023 → 2025
Net result
€13k▼ 6.3%
2024 · €13k
2023: €10k
2024: €13k
2023 → 2025
Working capital
€74k▲ 3.1%
2024 · €72k
2023: €80k
2024: €72k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€27k-€41k▲ 48.9%€53k▲ 30.8%
Operating result€17k-€22k▲ 29.1%€19k▼ 10.3%
Net result€10k-€13k▲ 39.0%€13k▼ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€8k▼ 17.5%
Current assets
€124k▲ 17.7%
Equity and liabilities €132k
Equity
€53k▲ 30.8%
Debt
€79k▲ 6.0%
The debt ratio falls from 64.6% to 59.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€29k▲
2024 · €24k
Cash flow
€22k▲
2024 · €15k
Solvency
40.3%▲
2024 · 35.4%
Current ratio
2.47▼
2024 · 3.11
Quick ratio
2.47▼
2024 · 3.11
Debt / equity
1.48▼
2024 · 1.83
ROE
23.5%▼
2024 · 32.8%
ROA
9.5%▼
2024 · 11.6%
Interest coverage
15.23▲
2024 · 8.27
Debt
€79k▲
2024 · €74k
Debt ≤ 1 year
€50k▲
2024 · €34k
Debt > 1 year
€29k▼
2024 · €41k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€132k
Fixed assets
21/28€8k
Tangible fixed assets
22/27€5k
Financial fixed assets
28€3k
Current assets
29/58€124k
Amounts receivable within one year
40/41€104k
Cash & bank
54/58€20k
Total equity & liabilities
10/49€132k
Equity
10/15€53k
Contributions / capital
10/11€1k
Reserves
13€52k
Amounts payable
17/49€79k
Amounts payable after one year
17€29k
Amounts payable within one year
42/48€50k
Trade debts payable within one year
44€20k
Income statement
Code2025
Gross operating margin
9900€30k
Operating result
9901€19k
Financial income
75€0
Financial charges
65€2k
Result before taxes
9903€18k
Income taxes
67/77€5k
Net result for the period
9904€13k
Result to be appropriated
9905€13k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
State Gazette act
Open capture
Act object · General meeting · Purpose change · Officer resignation · Cédric Roegiers
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2023net €13k ▲39%
Operating result €22k, net result €13k, both a record.
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
State Gazette act
Registered-office change
v3.2
2019
04-10
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
No sitting directors are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
15-04-2026
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnendijkstraat(MD) 269170 Sint-Gillis-WaasGround area
908 m²
Building footprint
162 m²
Volume, LiDAR
980 m³
Parcel 46015B0915/00F000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NaBoFisc
since 20192.293.960.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46015B0915/00F000 | Flanders | 908 m² | 1 · 162 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
SOGECOFISC
BE 0453.721.359
Brussel · Eq €53k
ZARIOH
BE 0777.469.846
Jemeppe-sur-Sambre · Eq €53k
CAVALIARA
BE 0897.974.134
Fléron · Eq €53k
FISCALIFWA Gembloux
BE 0443.943.957
Gembloux · Eq €53k
FIDUCIAIRE AMPE
BE 0426.281.049
Sint-Agatha-Berchem · Eq €53k
Of 12,146 companies in sector 69201 we hold annual accounts for 7,494. 5,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2019
Fiscal year end30-06
Abbreviation NL
NBF
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.