Nabiu
ActiveNabiu has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.65 against 7.27 in 2024), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
-64.4%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
80 d early
2024
72 d early
2023
63 d early
2022
31 d early
2021
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 45.1%
2024 · €20k
2021: €10k
2022: €18k
2023: €29k
2024: €20k
2021 → 2025
Total assets
€14k▼ 39.0%
2024 · €23k
2021: €17k
2022: €44k
2023: €49k
2024: €23k
2021 → 2025
Net result
€-9k▼ 4.4%
2024 · €-9k
2021: €9k
2022: €9k
2023: €12k
2024: €-9k
2021 → 2025
Working capital
€11k▼ 40.4%
2024 · €19k
2021: €8k
2022: €10k
2023: €22k
2024: €19k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€18k▲ 79.7%€29k▲ 62.2%€20k▼ 30.1%€11k▼ 45.1%
Operating result€12k-€14k▲ 12.6%€18k▲ 27.4%€-8k€-8k▼ 6.0%
Net result€9k-€9k▼ 7.7%€12k▲ 37.0%€-9k€-9k▼ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €8k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €14k
Equity
€11k▼ 45.1%
Debt
€3k▲ 2.4%
The debt ratio rises from 12.8% to 21.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-7k▼
2024 · €-1k
Cash flow
€-8k▼
2024 · €-2k
Solvency
78.5%▼
2024 · 87.2%
Current ratio
4.65▼
2024 · 7.27
Quick ratio
4.65▼
2024 · 7.27
Debt / equity
0.27▲
2024 · 0.15
ROE
-82.0%▼
2024 · -43.1%
ROA
-64.4%▼
2024 · -37.6%
Interest coverage
-7.15▼
2024 · -0.95
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Income taxes
€142▼
2024 · €218
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€14k▼
Fixed assets21/28€2k€0▼
Tangible fixed assets22/27€2k€0▼
Furniture and vehicles24€2k€0▼
Current assets29/58€22k€14k▼
Amounts receivable within one year40/41€17k€5k▼
Trade receivables40€14k€2k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€23k€14k▼
Equity10/15€20k€11k▼
Contributions10/11€500€500=
Profit (loss) carried forward14€20k€11k▼
Amounts payable17/49€3k€3k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€3k€3k▲
Current portion of amounts payable after more than one year42€541€0▼
Trade debts44€336€2k▲
Suppliers440/4€336€2k▲
Taxes, remuneration and social security45€2k€721▼
Taxes450/3€2k€721▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€2k€643▼
Gross operating margin9900€470€-6k▼
Operating profit (loss)9901€-8k€-8k▼
Financial income75/76B€601€67▼
Recurring financial income75€601€67▼
Financial charges65/66B€1k€923▼
Recurring financial charges65€1k€923▼
Profit (loss) for the period before taxes9903€-9k€-9k▼
Income taxes67/77€218€142▼
Profit (loss) for the period9904€-9k€-9k▼
Profit (loss) for the period to be appropriated9905€-9k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€11k▼
Profit (loss) brought forward from the previous period14P€29k€20k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 7.27
Current ratio from 2.15 to 7.27; short-term debt falls from €19k to €3k.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €12k ▲37%
Operating result €18k, net result €12k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wateringe(HIN) 52880 BornemGround area
624 m²
Building footprint
124 m²
Volume, LiDAR
676 m³
Parcel 12015A0663/00B002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nabiu
since 20212.314.565.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015A0663/00B002 | Flanders | 623 m² | 1 · 124 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 315 EUR awarded · 315 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 315 EUR | 315 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 24,110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.