NABERT
ActiveSummary
The computed 12-month bankruptcy probability of NABERT is 1.7% (moderate). The 2025 annual accounts show equity of €49,074 and a net result of €47,574. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.5; short-term debt: 22.8% and cash: 63.4% of total assets), and 47.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
50.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
20 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€49,074
Total assets
€94,198
Net result
€47,574
Working capital
€53,880
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €94,198
Fixed assets
€18,808
Current assets
€75,390
Equity and liabilities €94,198
Equity
€49,074
Debt
€45,123
Debt finances 47.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€67,101
Cash flow
€52,266
Current ratio
3.50
Debt to equity
0.92
ROE
96.9%
ROA
50.5%
Interest coverage
131.89
Debt ≤ 1 year
€21,510
Debt > 1 year
€23,613
Income taxes
€14,326
Staff costs
€563
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €563 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,692 |
| Other operating charges640/8 | €3,139 |
| Gross operating margin9900 | €70,802 |
| Operating profit (loss)9901 | €62,408 |
| Financial charges65/66B | €509 |
| Recurring financial charges65 | €509 |
| Profit (loss) for the period before taxes9903 | €61,900 |
| Income taxes67/77 | €14,326 |
| Profit (loss) for the period9904 | €47,574 |
| Profit (loss) for the period to be appropriated9905 | €47,574 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €94,198 | |
| Fixed assets21/28 | €18,808 | |
| Tangible fixed assets22/27 | €18,808 | |
| Furniture and vehicles24 | €18,808 | |
| Current assets29/58 | €75,390 | |
| Amounts receivable within one year40/41 | €15,674 | |
| Other amounts receivable41 | €15,674 | |
| Cash at bank and in hand54/58 | €59,715 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €94,198 | |
| Equity10/15 | €49,074 | |
| Contributions10/11 | €1,500 | |
| Profit (loss) carried forward14 | €47,574 | |
| Amounts payable17/49 | €45,123 | |
| Amounts payable after more than one year17 | €23,613 | |
| Financial debts170/4 | €23,613 | |
| Amounts payable within one year42/48 | €21,510 | |
| Current portion of amounts payable after more than one year42 | €20,401 | |
| Other amounts payable47/48 | €1,110 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €47,574 |
| + Depreciation and write-downs630 | €4,692 |
| Operating cash flow (approximation) | €52,266 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ergot(S-B) 437110 La Louvière1 establishment unit
NABERT
since 20242.365.542.562
Identification & contact
Identification
Legal formPrivate limited company
Founded21-10-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.