NABAZ
ActiveNABAZ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337k and a net result of €77k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+84
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.6 against 62.75 in 2024; short-term debt: 5.2% and cash: 12.4% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
21.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
57 d late
2023
61 d late
2022
51 d late
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€337k▲ 29.6%
2024 · €260k
2020: €21k
2021: €258k
2022: €303k
2023: €278k
2024: €260k
2020 → 2025
Total assets
€355k▲ 34.6%
2024 · €264k
2020: €60k
2021: €354k
2022: €1.01M
2023: €1.15M
2024: €264k
2020 → 2025
Net result
€77k
2024 · €-18k
2020: €6k
2021: €236k
2022: €46k
2023: €-26k
2024: €-18k
2020 → 2025
Working capital
€85k▼ 67.1%
2024 · €258k
2020: €21k
2021: €258k
2022: €304k
2023: €258k
2024: €258k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€258k-€303k▲ 17.7%€278k▼ 8.5%€260k▼ 6.4%€337k▲ 29.6%
Operating result€323k-€67k▼ 79.1%€23k▼ 65.5%€1k▼ 95.1%€90k▲ 7,828%
Net result€236k-€46k▼ 80.7%€-26k€-18k▲ 31.7%€77k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7,828% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €355k
Fixed assets
€252k▲ 16,645%
Current assets
€104k▼ 60.6%
Equity and liabilities €355k
Equity
€337k▲ 29.6%
Debt
€18k▲ 341%
The debt ratio rises from 1.6% to 5.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▲
2024 · €3k
Cash flow
€78k▲
2024 · €-16k
Solvency
94.8%▼
2024 · 98.4%
Current ratio
5.60▼
2024 · 62.75
Quick ratio
5.60▼
2024 · 58.56
Debt / equity
0.05▲
2024 · 0.02
ROE
22.8%▲
2024 · -6.8%
ROA
21.7%▲
2024 · -6.7%
Interest coverage
387.50▲
2024 · 0.15
Debt
€18k▲
2024 · €4k
Debt ≤ 1 year
€18k▲
2024 · €4k
Income taxes
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€264k€355k▲
Fixed assets21/28€2k€252k▲
Tangible fixed assets22/27€1k€857▼
Furniture and vehicles24€1k€857▼
Financial fixed assets28€205€251k▲
Current assets29/58€263k€104k▼
Amounts receivable after more than one year29-€55k
Other amounts receivable291-€55k
Stocks and contracts in progress3€18k-
Stocks30/36€18k-
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€2k-
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€233k€44k▼
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€264k€355k▲
Equity10/15€260k€337k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€245k€322k▲
Amounts payable17/49€4k€18k▲
Amounts payable within one year42/48€4k€18k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€2k€13k▲
Taxes450/3-€13k
Remuneration and social security454/9€2k-
Other amounts payable47/48€200€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€20k€3k▼
Non-recurring operating charges66A€896-
Gross operating margin9900€24k€94k▲
Operating profit (loss)9901€1k€90k▲
Financial charges65/66B€19k€235▼
Recurring financial charges65€19k€235▼
Profit (loss) for the period before taxes9903€-18k€90k▲
Income taxes67/77-€13k
Profit (loss) for the period9904€-18k€77k▲
Profit (loss) for the period to be appropriated9905€-18k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€245k€322k▲
Profit (loss) brought forward from the previous period14P€263k€245k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Back to profitnet €77k
Net result €77k after 2 loss-making years.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Liquidity times 48current ratio 62.75
Current ratio from 1.30 to 62.75; short-term debt falls from €872k to €4k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-26k ▼157%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €236k ▲3564%
Operating result €323k, net result €236k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.69
Current ratio from 1.55 to 3.69.
31-12
Financial
Equity above €200kEq €258k ▲1102%
2 profitable years in a row build equity to €258k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wollendriestoren 71000 BrusselGround area
332 m²
Building footprint
492 m²
Volume, LiDAR
5,130 m³
Parcel 21807G0016/00A003, Brussels · tallest building 25.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wollendriestoren 7, 1000 Brussel
since 20192.302.324.791
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0016/00A003 | Brussels | 332 m² | 1 · 492 m² | 25.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LANDBERGH
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MAREFINA
BE 0437.002.717
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TH EXPERT
BE 0472.987.836
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VMV-VASTGOED
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2019
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68110Buying and selling of own real estate
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:nabaz@biot.be