NAAM DENTHAL · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NAAM DENTHAL is 0.2% (very low). The 2024 annual accounts show equity of €8k and a net result of €94k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 9% of 255 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 255 sector peers (2024).

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	09-07-2025	22 d early	2025-00253836
31-12-2023	31-07-2024	26-09-2024	57 d late	2024-00473345
31-12-2022	31-07-2023	31-08-2023	31 d late	2023-00430021
31-12-2021	31-07-2022	17-10-2022	78 d late	2022-20468837
31-12-2020	31-07-2021	27-08-2021	27 d late	2021-54400534
31-12-2019	31-07-2020	24-08-2020	24 d late	2020-43300022
31-12-2018	31-07-2019	23-09-2019	54 d late	2019-65000594

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€94k-6.3%

Working capital€-73k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 09-07-2025 with the NBB · fiscal year 2024 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~29.7%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 86, Human health · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	1.4%	49.4%	better than 9% of 255 sector peers
Net result	€94k	€50k	better than 70% of 254 sector peers
Equity	€8k	€126k	better than 12% of 255 sector peers
Gross operating margin	€281k	€145k	better than 67% of 250 sector peers
Staff costs	€108k	€156k	higher than 41% of 114 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P9

Stable position over 2020-2024 · n=78-255

Net result P70

Improving position over 2020-2024 · n=78-254

Equity P12

Stable position over 2020-2024 · n=78-255

Gross operating margin P67

Improving position over 2020-2024 · n=75-250

Describes the position versus peers, not a forecast.

EBITDA

€166k

+10.2% 18-24

Net profit

€94k

-6.3% 18-24

Cash flow

€127k

-1.7% 18-24

Total assets

€548k

+16.7% 18-24

Equity

€8k

-83.4% 18-24

Working capital

€-73k

- 18-24

Employees (FTE)

3

+57.9% 18-24

Staff costs

€108k

+87.7% 18-24

Income taxes

€33k

+121.0% 18-24

Dividends

€133k

- 18-24

Debt

€541k

+27.9% 18-24

Debt ≤ 1y

€303k

+119.2% 18-24

Debt > 1y

€237k

-16.6% 18-24

Current ratio

0.76

-31.0% 18-24

Quick ratio

0.76

-31.0% 18-24

Solvency

1.4%

-85.8% 18-24

Debt / equity

68.89

+669.7% 18-24

ROE

1193.1%

+464.2% 18-24

ROA

17.1%

-19.7% 18-24

Interest coverage

25.52

+17.4% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	volledig
Revenue	-
EBITDA	€166k
Net profit	€94k
Cash flow	€127k
Staff costs	€108k
Income taxes	€33k
Dividends	€133k
Total assets	€548k
Equity	€8k
Debt	€541k
of which ≤ 1y	€303k
of which > 1y	€237k
Working capital	€-73k
Employees (FTE)	3.0

Ratios (computed)

	2024
Current ratio	0.76
Quick ratio	0.76
Working capital ratio	-13.3%
Solvency	1.4%
Debt / equity	68.89
Long-term debt ratio	30.18
Interest coverage	25.52
Gross margin	-
Net margin	-
ROA	17.1%
ROE	1193.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €318k · 58.0% Current assets €230k · 42.0%

Equity & liabilities

Equity €8k · 1.4% Debt €541k · 98.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€548k
Fixed assets	21/28	€318k
Tangible fixed assets	22/27	€318k
Current assets	29/58	€230k
Amounts receivable within one year	40/41	€62k
Cash & bank	54/58	€167k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€548k
Equity	10/15	€8k
Contributions / capital	10/11	€6k
Reserves	13	€2k
Amounts payable	17/49	€541k
Amounts payable after one year	17	€237k
Amounts payable within one year	42/48	€303k
Trade debts payable within one year	44	€103k
Income statement
Gross operating margin	9900	€281k
Operating result	9901	€133k
Financial charges	65	€7k
Result before taxes	9903	€126k
Income taxes	67/77	€33k
Net result for the period	9904	€94k
Result to be appropriated	9905	€94k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

45 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Emile Vanderveldelaan 861200 Sint-Lambrechts-Woluwe

Establishment units

1 location

Vandervelde Dentaire

Emile Vanderveldelaan 86, 1200 Sint-Lambrechts-WoluweActiviteiten van tandartspraktijken

since 20172.281.893.821

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area515 m²

Buildings1

Building footprint131 m²

Volume (LiDAR)964 m³

Tallest building10.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21018B0104/00C005	Brussels	515 m²	1 · 131 m²	10.5 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 2 years ago

2024

14-06-2024 Articles of association amended, legal-form conversion, alignment with the new Companies Code and name change Statutes amendment·Christian Van Campenhout

Summary: De voorwerp is niet gewijzigd, zoals gevestigd in de artikelen 3 tot en met 10 van de nieuwe statuten.Notary: Christian Van Campenhout · Anderlecht

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

66 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 45

Profitability 100

Solvency 7

Growth 78

Stability 100

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