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NAAIBOETIEK

Active
Private limited companyfounded 1991active for 35 yearsBeggard 27, 2240 Zandhoven, BelgiumKBO/BCE: BE 0443.848.046

From the official registers: KBO 33 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

NAAIBOETIEK has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €194,783 and a net result of €3,621, of which €7,000 non-recurring income. Equity has been growing by about 4.7% per year since 2018. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 02-04-1991 Normal situation
Activity
“Groot – en kleinhandel, import en export, commissiehandel in kledingstoffen, mercerie-artikelen, fantasiejuwelen en kinderkleding.” (deed in Dutch)From the articles, 3 activitiesNo NACE code in the KBO yet
Establishment unit
2.053.121.794 2240 Zandhoven, since 17-06-1991
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Financial position

56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2024
Gross margin
€2,758
Turnover
≈ €21,000
estimated
Profit
€3,621
Equity
€194,783
▲ 1.9%
Total assets
€195,210
▲ 2.0%
2025 accounts not filed, 93 days past the deadline
Filed on 25-08-2025PDF
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 25-08-2025)lowers riskSize: total assets €195,210Founded in 1991Equity €194,783 (99.8% of total assets)Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of micro companies without a NACE code
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Strong
Solvency 100=
equity 99.8% of total assets
Liquidity 58+1
short-term debt 0.2% · cash 6.7%
Profitability 42+26
return on assets 1.9%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.1%▼ -0.3 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▲ +0.3 percentage points vs 09-2026highest value 11-2026: 0.6%● unchanged vs 10-2026highest value
Credit of up to €10,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Short-term debt is 0.2% and cash 6.7% of total assets. 0.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 55% on liquidity, 32% on profitability and 54% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 25-08-2025)
NBB · annual accounts
lowers risk · Size: total assets €195,210
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €194,783 (99.8% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
25 days late
2023
33 days early
2022
41 days early
2021
40 days early
2020
32 days early
2019
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 6 accounts on average 18 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Documents

Annual accounts at the NBB

All 33 annual accounts

Articles and registers

Key facts about NAAIBOETIEK

What is the company number of NAAIBOETIEK?
The company number of NAAIBOETIEK is 0443.848.046. The VAT number is the same number with BE in front: BE 0443.848.046.
Where is NAAIBOETIEK based?
The registered office is at Beggard 27, 2240 Zandhoven.Company details
What is the legal form of NAAIBOETIEK?
The legal form of NAAIBOETIEK is Private limited company (BV).
When was NAAIBOETIEK founded?
NAAIBOETIEK was founded on 02-04-1991.
Is NAAIBOETIEK still active?
Yes, NAAIBOETIEK is an active enterprise in the KBO register.
What is the turnover of NAAIBOETIEK?
The turnover in financial year 2024 is ≈ €21,000. This figure is estimated from the gross margin of €2,758 and 6,330 comparable companies of the same size. It probably lies between €9,700 and €51,000. It is a rough estimate. In financial year 2022 turnover was €139,985.Financials
Is NAAIBOETIEK profitable?
In financial year 2024, NAAIBOETIEK made a profit of €3,621.
Where can I find the annual accounts of NAAIBOETIEK?
NAAIBOETIEK filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

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