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NA.GESTION

Active
Private limited companyfounded 20251 yr activeAvenue Léopold II 18, 5000 Namur, BelgiumKBO/BCE: BE 1018.795.156
Summary

NA.GESTION has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,039 and a net result of €44,039. Its solvency ranks better than 71% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.46; short-term debt: 25% and cash: 82.7% of total assets), and 25% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75%
Return on assets
68.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NA.GESTION was incorporated on 16 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€48,039
Total assets
€64,070
Net result
€44,039
Working capital
€39,391

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €64,070
Fixed assets €8,648
Current assets €55,422
Equity and liabilities €64,070
Equity €48,039
Debt €16,031
Debt finances 25.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€60,370
Cash flow
€44,321
Current ratio
3.46
Debt to equity
0.33
ROE
91.7%
ROA
68.7%
Interest coverage
3559.53
Debt ≤ 1 year
€16,031
Income taxes
€16,031

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€64,070
Fixed assets21/28€8,648
Tangible fixed assets22/27€8,648
Furniture and vehicles24€8,648
Current assets29/58€55,422
Amounts receivable within one year40/41€2,429
Trade receivables40€0
Other amounts receivable41€2,429
Cash at bank and in hand54/58€52,993
Equity and liabilities
Total equity and liabilities10/49€64,070
Equity10/15€48,039
Contributions10/11€4,000
Profit (loss) carried forward14€44,039
Amounts payable17/49€16,031
Amounts payable within one year42/48€16,031
Trade debts44€0
Suppliers440/4€0
Taxes, remuneration and social security45€16,031
Taxes450/3€16,031
Other amounts payable47/48€0
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€282
Other operating charges640/8€400
Gross operating margin9900€60,769
Operating profit (loss)9901€60,087
Financial charges65/66B€17
Recurring financial charges65€17
Profit (loss) for the period before taxes9903€60,070
Income taxes67/77€16,031
Profit (loss) for the period9904€44,039
Profit (loss) for the period to be appropriated9905€44,039
Appropriation of the result
Profit (loss) to be appropriated9906€44,039

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€282
Other operating charges640/8€400
Gross operating margin9900€60,769
Operating profit (loss)9901€60,087
Financial charges65/66B€17
Recurring financial charges65€17
Profit (loss) for the period before taxes9903€60,070
Income taxes67/77€16,031
Profit (loss) for the period9904€44,039
Profit (loss) for the period to be appropriated9905€44,039
Line2025
Assets
Total assets20/58€64,070
Fixed assets21/28€8,648
Tangible fixed assets22/27€8,648
Furniture and vehicles24€8,648
Current assets29/58€55,422
Amounts receivable within one year40/41€2,429
Trade receivables40€0
Other amounts receivable41€2,429
Cash at bank and in hand54/58€52,993
Equity and liabilities
Total equity and liabilities10/49€64,070
Equity10/15€48,039
Contributions10/11€4,000
Profit (loss) carried forward14€44,039
Amounts payable17/49€16,031
Amounts payable within one year42/48€16,031
Trade debts44€0
Suppliers440/4€0
Taxes, remuneration and social security45€16,031
Taxes450/3€16,031
Other amounts payable47/48€0
Line2025
Profit (loss) for the period9904€44,039
+ Depreciation and write-downs630€282
Operating cash flow (approximation)€44,321

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
339 m²
Building footprint
67 m²
Volume, LiDAR
875 m³
Parcel 92302G0195/00H005, Wallonia · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NA.GESTION
Avenue Léopold II 18, 5000 NamurAgents in the wholesale of food, beverages and tobacco
since 20252.369.697.528
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92302G0195/00H005 Wallonia 339 m² 1 · 67 m² 15.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,765 companies in this sector we hold annual accounts for 1,209. 914 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded16-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
Contact
E-mail navarre.jl.avocat@skynet.be
Phone +32475696531
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.