N&Y Partners

Active

Private limited companyfounded 2024active for 1 yearFrederik Burvenichstraat 160, 9050 Gent, BelgiumKBO/BCE: BE 1016.158.835

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of N&Y Partners is 1.7% (moderate). The 2025 annual accounts show equity of €21,717 and a net result of €11,717. Its solvency ranks better than 28% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

N&Y PartnersActiveChecked score 54/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 13-11-2024 Normal situation
Legal form: Private limited company
Registered office: Frederik Burvenichstraat 160, 9050 Gent
Activity: Limited-service restaurants, excluding mobile food services NACE 56112and 4 others
Establishment unit: 2.368.678.533 9050 Gent, since 13-11-2024
Financial year end: 31 December
Peppol: Reachable since 18-08-2025

Company details

Board and ownership

Board

PIATEK Iwona KatarzynaDirector · since 13-11-2024
WAUTERS YolandaDirector · since 13-11-2024

Board & ownership

Financial position

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.7%

Annual accounts 2025

Gross margin: €46,864
Turnover: ≈ €270,000; estimated
Profit: €11,717
Equity: €21,717
Total assets: €758,445
Staff: 0.3 FTE

2025 accounts filed 28 days after the deadline

Filed on 28-08-2026at the National Bank

Financials

Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2024Equity €21,717 (2.9% of total assets)lowers riskSize: total assets €758,445Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially stronger than 35% of micro companies in food and beverage service (NACE 56)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 28

equity 2.9% of total assets

Liquidity 39

short-term debt 39.7% · cash 5.9%

Profitability 65

return on assets 1.5%

Bankruptcy probability within 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)

Last 24 months 12-2025: 3.9% 01-2026: 4.0%▲ +0.1 percentage points vs 12-2025 02-2026: 4.1%▲ +0.1 percentage points vs 01-2026 03-2026: 4.6%▲ +0.5 percentage points vs 02-2026 04-2026: 4.6%● unchanged vs 03-2026 05-2026: 4.9%▲ +0.3 percentage points vs 04-2026 06-2026: 5.3%▲ +0.4 percentage points vs 05-2026highest value 07-2026: 5.3%● unchanged vs 06-2026highest value 08-2026: 5.2%▼ -0.1 percentage points vs 07-2026 09-2026: 1.6%▼ -3.6 percentage points vs 08-2026lowest value 10-2026: 1.7%▲ +0.1 percentage points vs 09-2026

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.37, below 1. Short-term debt is 39.7% and cash 5.9% of total assets. 97.1% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 28% of them on solvency, 33% on liquidity and 44% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises risk

Sector: Food and beverage service activities (NACE 56)

KBO

Founded in 2024

Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.

KBO

Size: total assets €758,445

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Equity €21,717 (2.9% of total assets)

NBB · annual accounts

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

28 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

That holds for every publication since incorporation in 2024.

KBO publications

Documents

Annual accounts at the NBB

Annual accounts 2025filed on 28-08-2026

Acts in the Belgian Official Gazette

Incorporationact of 18-11-2024

All publications in the Belgian Official Gazette

Articles and registers

Coordinated articles of associationnotaries' database
Entry in the KBO registerKBO Public Search

Key facts about N&Y Partners

What is the company number of N&Y Partners?: The company number of N&Y Partners is 1016.158.835. The VAT number is the same number with BE in front: BE 1016.158.835.
Where is N&Y Partners based?: The registered office is at Frederik Burvenichstraat 160, 9050 Gent.Company details
What does N&Y Partners do?: According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of N&Y Partners?: The legal form of N&Y Partners is Private limited company (BV).
When was N&Y Partners founded?: N&Y Partners was founded on 13-11-2024.
Is N&Y Partners still active?: Yes, N&Y Partners is an active enterprise in the KBO register.
How many employees does N&Y Partners have?: N&Y Partners had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of N&Y Partners?: The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €46,864 and 64 comparable companies (NACE 56112). It probably lies between €190,000 and €340,000.
Is N&Y Partners profitable?: In financial year 2025, N&Y Partners made a profit of €11,717.
Where can I find the annual accounts of N&Y Partners?: N&Y Partners filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

Comparable companies

These companies have the same main activity as N&Y Partners: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €562,000 and €888,000, founded in 2024.

Company	Total assets	Gross margin
N&Y Partners Gent	€758,445	€46,864
ADA EVENTS Brugge	€711,569	€57,535
De Vogel en De Vos Waregem	€887,942	€41,331
SONJA'S EN CLAUDES FOODBAR Koksijde	€850,210	€62,060
CITTA HOLISTIC HAVEN Edegem	€579,498	€36,771
CO36 Jette	€855,652	€31,042
MELBI Berlare	€562,416	€68,931