Liquidity
3.37 was 1.64 in 2024
Short-term debts fell from €53,252 to €19,086.
JOS MORREN
Lifetime
19 annual accounts with figures on one time axis, 40 filings since 1986peak €68,372 (2010)
€25,268▲ 95.5%
lowest -€28,406 (2019)
€1,397▲ €5,826
peak €413,803 (2020)
€358,672▲ 0.4%
€44,095▼ 43.8%
peak 0 FTE (2023)
0 FTE
Board3 names since 2017
1 directorHilde Morren
Documentsfilings and deeds
14-07-202617 days before the deadline
2025financial year
Gross margin from €12,923 to €25,268Back to profit: €1,397Debts from €78,435 to €44,095
Key points
from the 2025 annual accountsFilings
40 annual accounts since 1986
The last five annual accounts were filed 4 to 37 days before the end of the period.
Position in the sector
89.1%
Higher solvency than 89% of companies in crop and animal production. Sector median 43.9% · 565 companies.
Checked score
95
Excellent
Financially stronger than 61% of micro companies in crop and animal production (NACE 01)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 5,696 companies (NACE 01, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1985
Size: total assets €402,767
Sector: Crop and animal production, hunting and related service activities (NACE 01)
Figures for financial year 2025 (filed on 14-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 92% of them on solvency, 74% on liquidity, 42% on profitability and 38% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as JOS MORREN has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JOS MORREN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for JOS MORREN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.37 (1.64 in 2024), above the usual 1.5. Short-term debt is 4.7% and cash 12% of total assets. 10.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 days early
2024
7 days early
2023
5 days early
2022
4 days early
2021
37 days early
2020
7 days early
2019
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Jozef Morren 305 sharesdeed of 10-07-2020
- Kristien Morren 1 sharedeed of 10-07-2020
- Hilde Morren 1 sharedeed of 10-07-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0428215705
2 directors resigning, 1 reappointment
Resignations: Morren Jozef (managing director) and MORREN & JOROFRU NV (managing director) · Permanent representative: Morren Jozef · Reappointment: Hilde Morren · General meeting of 24-06-2022 · Gazette deed
Demerger: JOMOBEL splits off to N.V. JOS MORREN
Capital increase of €10,268.27 to €119,341.42 · Capital from €109,073.15 to €119,341.42, 307 new shares · “De ontwikkeling, aankoop, verkoop (overdracht) en exploitatie van alle soorten patentrechten, kwekersrechten…” (deed in Dutch) · General meeting of 30-04-2020 · Gazette deed
Demerger proposal: JOMOBEL splits off to N.V. JOS MORREN
“Voortzetten over te dragen activiteiten verbonden aan af te splitsen activa- en passivabestanddelen” (deed in Dutch) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JOS MORREN Halen | €0.4m | €25,268 | 89.1% | 0 |
| Clément GREGOIRE EN Zn Braives | €0.5m | €29,719 | 91.6% | - |
| LES VERGERS DE FLEURUS Fleurus | €0.3m | €46,138 | -40.6% | - |
| NEYT Assenede | €0.9m | €80,726 | 24.3% | 0 |
| FRUITBEDRIJF J&F CORTHAUT Sint-Truiden | €0.6m | €90,079 | 66.4% | - |
| A & P Sint-Truiden | €1.8m | €32,775 | 57.0% | 0 |
| ODEURS GEBROEDERS Gingelom | €0.1m | €28,809 | 65.1% | - |
These companies have the same main activity as JOS MORREN: growing of pome and stone fruits (NACE 01240). They are comparable in size and age: total assets between €147,000 and €1.8m, founded between 1984 and 1994.
Official details
Source: KBO- Status
- Active since 23-12-1985Normal situation
- Activity
- Growing of pome and stone fruitsNACE 01240and 2 others
- Establishment unit
- 2.028.495.0783545 Halen, since 01-01-1986
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- ≈ €68,000estimated
- €402,767▼ 7.6%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on JOS MORREN
JOS MORREN has existed since 1985. The gross margin grew from €2,256 in 2007 to €25,268 in 2025.
Solvency rose in 2025 from 82.0% to 89.1% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOS MORREN
- What is the company number of JOS MORREN?
- The company number of JOS MORREN is 0428.215.705. The VAT number is the same number with BE in front: BE 0428.215.705.
- Where is JOS MORREN based?
- The registered office is at Bosstraat 85, 3545 Halen.Company details
- What does JOS MORREN do?
- According to the KBO register, the main activity is growing of pome and stone fruits (NACE 01240).
- What is the legal form of JOS MORREN?
- JOS MORREN is a public limited company (NV).
- When was JOS MORREN founded?
- JOS MORREN was founded on 23-12-1985.
- Is JOS MORREN still active?
- Yes, JOS MORREN is an active enterprise in the KBO register.
- What is the turnover of JOS MORREN?
- The turnover in financial year 2025 is ≈ €68,000. This figure is estimated from the gross margin of €25,268 and 40 comparable companies (NACE 01). It probably lies between €45,000 and €100,000.Financials
- Is JOS MORREN profitable?
- In financial year 2025, JOS MORREN made a profit of €1,397.
- Where can I find the annual accounts of JOS MORREN?
- JOS MORREN filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOS MORREN due?
- JOS MORREN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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