N-TECH
ActiveN-TECH has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €89k. Equity is shrinking by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency39▼-12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.16 in 2024; short-term debt: 86.1% and cash: 53.9% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
70.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 16942 sector peers (2025).
NBB · sector comparisonPosition among 16942 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
28 d early
2023
30 d early
2022
4 d late
2021
32 d early
2020
43 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 25.7%
2024 · €24k
2018: €45k
2019: €35k
2020: €40k
2021: €40k
2022: €30k
2023: €24k
2024: €24k
2018 → 2025
Total assets
€126k▲ 37.0%
2024 · €92k
2018: €66k
2019: €48k
2020: €63k
2021: €74k
2022: €51k
2023: €79k
2024: €92k
2018 → 2025
Net result
€89k▲ 153%
2024 · €35k
2018: €3k
2019: €-9k
2020: €5k
2021: €17k
2022: €-10k
2023: €29k
2024: €35k
2018 → 2025
Working capital
€-4k
2024 · €11k
2018: €39k
2019: €32k
2020: €23k
2021: €31k
2022: €28k
2023: €19k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€30k▼ 23.9%€24k▼ 21.9%€24k=€18k▼ 25.7%
Operating result€24k-€-8k€42k€51k▲ 19.7%€119k▲ 135%
Net result€17k-€-10k€29k€35k▲ 22.4%€89k▲ 153%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 135% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€22k▲ 70.9%
Current assets
€104k▲ 31.5%
Equity and liabilities €126k
Equity
€18k▼ 25.7%
Debt
€109k▲ 58.7%
The debt ratio rises from 74.3% to 86.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€125k▲
2024 · €54k
Cash flow
€96k▲
2024 · €39k
Solvency
13.9%▼
2024 · 25.7%
Current ratio
0.96▼
2024 · 1.16
Quick ratio
0.96▼
2024 · 1.16
Debt / equity
6.19▲
2024 · 2.90
ROE
505.8%▲
2024 · 148.8%
ROA
70.4%▲
2024 · 38.2%
Interest coverage
57.37▲
2024 · 21.20
Debt
€109k▲
2024 · €69k
Debt ≤ 1 year
€109k▲
2024 · €69k
Income taxes
€28k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€126k▲
Fixed assets21/28€13k€22k▲
Tangible fixed assets22/27€13k€22k▲
Furniture and vehicles24€13k€22k▲
Current assets29/58€79k€104k▲
Amounts receivable within one year40/41€31k€32k▲
Trade receivables40€31k€32k▲
Cash at bank and in hand54/58€42k€68k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€92k€126k▲
Equity10/15€24k€18k▼
Contributions10/11€2k€2k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14-€-6k
Amounts payable17/49€69k€109k▲
Amounts payable within one year42/48€69k€109k▲
Trade debts44€8k€752▼
Suppliers440/4€8k€752▼
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€16k€16k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€43k€92k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Gross operating margin9900€54k€125k▲
Operating profit (loss)9901€51k€119k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€48k€117k▲
Income taxes67/77€13k€28k▲
Profit (loss) for the period9904€35k€89k▲
Profit (loss) for the period to be appropriated9905€35k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€89k▲
Profit to be distributed694/7€35k€95k▲
Return on contributions (dividend)694€35k€95k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €89k ▲153%
Operating result €119k, net result €89k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Weakest financial yearnet €-10k ▼158%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Alouettes, Dion-V. 131325 Chaumont-GistouxGround area
1,493 m²
Building footprint
144 m²
Volume, LiDAR
933 m³
Parcel 25025C0066/00L002, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N-Tech
since 20162.252.639.809
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0066/00L002 | Wallonia | 1,493 m² | 1 · 144 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900QRI2F5XNYCBU06
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 5,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2016
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
68121Development of residential building projects
68122Development of non-residential building projects
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
77330Rental and leasing activities
81100Combined facilities support activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.