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N ROCHA CONSTRUCT

Active
Private limited companyfounded 20241 yr activeThéodore Verhaegenstraat 196-202, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 1016.425.980
Summary

The computed 12-month bankruptcy probability of N ROCHA CONSTRUCT is 3.7% (moderate). The 2025 annual accounts show equity of €995 and a net result of -€5. Its solvency ranks better than 12% of 28374 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability69
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.7%
Return on assets
0%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 28374 sector peers (2025).
NBB · sector comparison
Position among 28374 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 November 2024, N ROCHA CONSTRUCT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€995
Total assets
€14,961
Net result
-€5
Working capital
-€6,829

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €14,961
Fixed assets €7,824
Current assets €7,137
Equity and liabilities €14,961
Equity €995
Debt €13,965
Debt finances 93.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€2,252
Cash flow
€2,221
Current ratio
0.51
ROA
0.0%
Interest coverage
73.82
Debt ≤ 1 year
€13,965
Income taxes
€1
Equity ratios withheld: equity of €995 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 280 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a small loss
1.1% went bankrupt
3.2% stopped otherwise
96% still going

For this company itself Checked computes a higher bankruptcy probability: 3.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€14,961
Fixed assets21/28€7,824
Tangible fixed assets22/27€7,774
Furniture and vehicles24€7,774
Financial fixed assets28€50
Current assets29/58€7,137
Amounts receivable within one year40/41€1,095
Other amounts receivable41€1,095
Cash at bank and in hand54/58€5,572
Deferred charges and accrued income490/1€470
Equity and liabilities
Total equity and liabilities10/49€14,961
Equity10/15€995
Contributions10/11€1,000
Profit (loss) carried forward14-€5
Amounts payable17/49€13,965
Amounts payable within one year42/48€13,965
Trade debts44€1,827
Suppliers440/4€1,827
Taxes, remuneration and social security45€2,377
Taxes450/3€427
Remuneration and social security454/9€1,950
Other amounts payable47/48€9,761
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,226
Other operating charges640/8€199
Gross operating margin9900€2,451
Operating profit (loss)9901€26
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€31
Recurring financial charges65€31
Profit (loss) for the period before taxes9903-€4
Income taxes67/77€1
Profit (loss) for the period9904-€5
Profit (loss) for the period to be appropriated9905-€5
Appropriation of the result
Profit (loss) to be appropriated9906-€5

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,226
Other operating charges640/8€199
Gross operating margin9900€2,451
Operating profit (loss)9901€26
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€31
Recurring financial charges65€31
Profit (loss) for the period before taxes9903-€4
Income taxes67/77€1
Profit (loss) for the period9904-€5
Profit (loss) for the period to be appropriated9905-€5
Line2025
Assets
Total assets20/58€14,961
Fixed assets21/28€7,824
Tangible fixed assets22/27€7,774
Furniture and vehicles24€7,774
Financial fixed assets28€50
Current assets29/58€7,137
Amounts receivable within one year40/41€1,095
Other amounts receivable41€1,095
Cash at bank and in hand54/58€5,572
Deferred charges and accrued income490/1€470
Equity and liabilities
Total equity and liabilities10/49€14,961
Equity10/15€995
Contributions10/11€1,000
Profit (loss) carried forward14-€5
Amounts payable17/49€13,965
Amounts payable within one year42/48€13,965
Trade debts44€1,827
Suppliers440/4€1,827
Taxes, remuneration and social security45€2,377
Taxes450/3€427
Remuneration and social security454/9€1,950
Other amounts payable47/48€9,761
Line2025
Profit (loss) for the period9904-€5
+ Depreciation and write-downs630€2,226
Operating cash flow (approximation)€2,221

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
801 m²
Building footprint
441 m²
Volume, LiDAR
8,413 m³
Parcel 21562A0329/00R012, Brussels · tallest building 22.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
N ROCHA CONSTRUCT
Théodore Verhaegenstraat 196-202, 1060 Sint-Gillis (bij-Brussel)Manufacture of metal structures and parts of structures
since 20242.366.488.214
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21562A0329/00R012 Brussels 801 m² 1 · 441 m² 22.6 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,265 companies in this sector we hold annual accounts for 1,241. 119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded20-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43230Insulation installation
43240Other construction installation
43332Laying of wooden floor and wall coverings
43350Other building finishing work
81220Other building cleaning and industrial cleaning
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016425980
Also 9925:BE1016425980
Registered 24-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.