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N&N Group

Active
Private limited companyfounded 20233 yrs activeVlierbeekberg 269, 3090 Overijse, BelgiumKBO/BCE: BE 0797.611.006
Summary

The computed 12-month bankruptcy probability of N&N Group is 3.8% (moderate). The 2025 annual accounts show equity of €34,708 and a net result of €3,810. Its solvency ranks better than 25% of 4814 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability43▼-35
Solvency39▼-1
Growth52
Track record86
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.02 against 1.0 in 2024; short-term debt: 86.3% and cash: 31.9% of total assets), and 86.4% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13.6%
Return on assets
1.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4814 sector peers (2025).
NBB · sector comparison
Position among 4814 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
45 d late
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 53 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline

History

N&N Group was incorporated on 25 January 2023 as a Private limited company.1 The registered office was moved to Overijse in 2026.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 10-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€34,708▲ 12.3%
2024 · €30,898
Total assets
€255,584▲ 26.5%
2024 · €202,062
Net result
€3,810▼ 86.8%
2024 · €28,898
Working capital
€5,261
2024 · -€677
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€53,815-€10,859▼ 79.8%
Net result€28,898above the sector's middle half-€3,810within the sector's middle half▼ 86.8%
Equity€30,898within the sector's middle half-€34,708within the sector's middle half▲ 12.3%
Total assets€202,062within the sector's middle half-€255,584within the sector's middle half▲ 26.5%
Debt€171,164-€220,876▲ 29.0%
Working capital-€677within the sector's middle half-€5,261within the sector's middle half
Solvency15.3%within the sector's middle half-13.6%below the sector's middle half▼ 1.7pp
Current ratio1.00within the sector's middle half-1.02within the sector's middle half▲ 0.03
Return on assets (ROA)14.3%within the sector's middle half-1.5%within the sector's middle half▼ 12.8pp
Staff (FTE)9.9-9.9=
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2024: €53,815€53,815Net result 2024: €28,898€28,898Operating result 2025: €10,859€10,859Net result 2025: €3,810€3,81020242025€0€20,000€40,000€60,000Operating result 2024: €53,815€53,800Net result 2024: €28,898€28,900Operating result 2025: €10,859€10,900Net result 2025: €3,810€3,81020242025
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255,584
Fixed assets €29,835 ▼ 5.9%
Current assets €225,749 ▲ 32.5%
Equity and liabilities €255,584
Equity €34,708 ▲ 12.3%
Debt €220,876 ▲ 29.0%
Debt's share of the balance-sheet total rises from 84.7% to 86.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12,745▼
2024 · €56,789
Cash flow
€5,696▼
2024 · €31,872
Quick ratio
0.41▲
2024 · 0.37
Debt to equity
6.36▲
2024 · 5.54
ROE
11.0%▼
2024 · 93.5%
Interest coverage
2.73▼
2024 · 4.99
Debt ≤ 1 year
€220,488▲
2024 · €171,018
Income taxes
€3,076▼
2024 · €13,770
Staff costs
€276,975▼
2024 · €512,668
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,542 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
3.5% went bankrupt
1.2% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,542 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€202,062€255,584▲
Fixed assets21/28€31,721€29,835▼
Tangible fixed assets22/27€5,551€3,665▼
Plant, machinery and equipment23€2,729€1,794▼
Furniture and vehicles24€2,822€1,870▼
Financial fixed assets28€26,170€26,170=
Current assets29/58€170,341€225,749▲
Stocks and contracts in progress3€107,873€134,571▲
Stocks30/36€107,873€134,571▲
Amounts receivable within one year40/41€7,939€9,594▲
Trade receivables40€663€7,843▲
Other amounts receivable41€7,276€1,751▼
Cash at bank and in hand54/58€44,062€81,575▲
Deferred charges and accrued income490/1€10,467€10▼
Equity and liabilities
Total equity and liabilities10/49€202,062€255,584▲
Equity10/15€30,898€34,708▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€28,898€32,708▲
Amounts payable17/49€171,164€220,876▲
Amounts payable within one year42/48€171,018€220,488▲
Trade debts44€138,545€147,452▲
Suppliers440/4€138,545€147,452▲
Taxes, remuneration and social security45€29,403€48,007▲
Taxes450/3€14,382€16,846▲
Remuneration and social security454/9€15,021€31,161▲
Other amounts payable47/48€3,070€25,030▲
Accrued charges and deferred income492/3€145€388▲
Income statement Code20242025
Remuneration, social security and pensions62€512,668€276,975▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,974€1,886▼
Other operating charges640/8€2,307€601▼
Non-recurring operating charges66A-€30,000
Gross operating margin9900€571,764€320,321▼
Operating profit (loss)9901€53,815€10,859▼
Financial income75/76B€225€693▲
Recurring financial income75€225€693▲
Financial charges65/66B€11,373€4,666▼
Recurring financial charges65€11,373€4,666▼
Profit (loss) for the period before taxes9903€42,668€6,886▼
Income taxes67/77€13,770€3,076▼
Profit (loss) for the period9904€28,898€3,810▼
Profit (loss) for the period to be appropriated9905€28,898€3,810▼
Appropriation of the result
Profit (loss) to be appropriated9906€28,898€32,708▲
Profit (loss) brought forward from the previous period14P-€28,898

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€512,668€276,975▼ 46.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,974€1,886▼ 36.6%
Other operating charges640/8€2,307€601▼ 73.9%
Non-recurring operating charges66A-€30,000-
Gross operating margin9900€571,764€320,321▼ 44.0%
Operating profit (loss)9901€53,815€10,859▼ 79.8%
Financial income75/76B€225€693▲ 208%
Recurring financial income75€225€693▲ 208%
Financial charges65/66B€11,373€4,666▼ 59.0%
Recurring financial charges65€11,373€4,666▼ 59.0%
Profit (loss) for the period before taxes9903€42,668€6,886▼ 83.9%
Income taxes67/77€13,770€3,076▼ 77.7%
Profit (loss) for the period9904€28,898€3,810▼ 86.8%
Profit (loss) for the period to be appropriated9905€28,898€3,810▼ 86.8%
Line20242025Change
Assets
Total assets20/58€202,062€255,584▲ 26.5%
Fixed assets21/28€31,721€29,835▼ 5.9%
Tangible fixed assets22/27€5,551€3,665▼ 34.0%
Plant, machinery and equipment23€2,729€1,794▼ 34.2%
Furniture and vehicles24€2,822€1,870▼ 33.7%
Financial fixed assets28€26,170€26,170=
Current assets29/58€170,341€225,749▲ 32.5%
Stocks and contracts in progress3€107,873€134,571▲ 24.7%
Stocks30/36€107,873€134,571▲ 24.7%
Amounts receivable within one year40/41€7,939€9,594▲ 20.8%
Trade receivables40€663€7,843▲ 1,082%
Other amounts receivable41€7,276€1,751▼ 75.9%
Cash at bank and in hand54/58€44,062€81,575▲ 85.1%
Deferred charges and accrued income490/1€10,467€10▼ 99.9%
Equity and liabilities
Total equity and liabilities10/49€202,062€255,584▲ 26.5%
Equity10/15€30,898€34,708▲ 12.3%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€28,898€32,708▲ 13.2%
Amounts payable17/49€171,164€220,876▲ 29.0%
Amounts payable within one year42/48€171,018€220,488▲ 28.9%
Trade debts44€138,545€147,452▲ 6.4%
Suppliers440/4€138,545€147,452▲ 6.4%
Taxes, remuneration and social security45€29,403€48,007▲ 63.3%
Taxes450/3€14,382€16,846▲ 17.1%
Remuneration and social security454/9€15,021€31,161▲ 107%
Other amounts payable47/48€3,070€25,030▲ 715%
Accrued charges and deferred income492/3€145€388▲ 167%
Line20242025Change
Profit (loss) for the period9904€28,898€3,810▼ 86.8%
+ Depreciation and write-downs630€2,974€1,886▼ 36.6%
Operating cash flow (approximation)€31,872€5,696▼ 82.1%
Investment in fixed assets (approximation)-€0-
Change in cash-€37,513-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
10-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • Registered-office move, Vlierbeekberg 269, 3090 Overijse
  • General meeting, 11-06-2026
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
08-04
KBO administration UBO non-compliance
event 25-03-2024
SignalState Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
3,516 m²
Building footprint
574 m²
Volume, LiDAR
2,669 m³
2 parcels, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
N&N Group
Mechelsesteenweg 254, 1970 Wezembeek-OppemNACE 45206
since 20232.341.287.515
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22302D0268/00E000 Flanders 2,402 m² 1 · 454 m² 13.6 m · 1 fl.
23062M0636/00E000 Flanders 1,114 m² 1 · 120 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Wezembeek-Oppem2.341.287.515
1 permission
Toelating · Detailhandel met verwerking · since 11-05-2023

Similar companies · same sector, comparable size

Of 103 companies in this sector we hold annual accounts for 72. 48 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded25-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
49500Land transport and transport via pipelines
95316Washing and cleaning of motor vehicles
46810Wholesale of solid, liquid and gaseous fuels and related products
47300Retail sale of automotive fuel
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797611006
Registered 24-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.