N²MC
ActiveN²MC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €501k and a net result of €48k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.77 against 7.21 in 2024; short-term debt: 19.8% and cash: 55.4% of total assets), and 22.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.9%
Return on assets
7.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
9 d early
2023
55 d early
2022
18 d early
2021
58 d early
2020
5 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€501k▼ 7.1%
2024 · €539k
2018: €291k
2019: €323k
2020: €370k
2021: €410k
2022: €464k
2023: €514k
2024: €539k
2018 → 2025
Total assets
€643k▼ 1.0%
2024 · €650k
2018: €337k
2019: €357k
2020: €409k
2021: €503k
2022: €545k
2023: €602k
2024: €650k
2018 → 2025
Net result
€48k▼ 48.3%
2024 · €93k
2018: €40k
2019: €32k
2020: €47k
2021: €39k
2022: €54k
2023: €50k
2024: €93k
2018 → 2025
Working capital
€481k▼ 6.9%
2024 · €516k
2018: €230k
2019: €285k
2020: €334k
2021: €360k
2022: €416k
2023: €490k
2024: €516k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€410k-€464k▲ 13.2%€514k▲ 10.8%€539k▲ 4.9%€501k▼ 7.1%
Operating result€58k-€85k▲ 45.6%€78k▼ 7.3%€116k▲ 47.9%€59k▼ 49.3%
Net result€39k-€54k▲ 37.2%€50k▼ 7.5%€93k▲ 85.1%€48k▼ 48.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €643k
Fixed assets
€35k▼ 30.0%
Current assets
€608k▲ 1.5%
Equity and liabilities €643k
Equity
€501k▼ 7.1%
Debt
€142k▲ 28.8%
The debt ratio rises from 17.0% to 22.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €131k
Cash flow
€63k▼
2024 · €108k
Solvency
77.9%▼
2024 · 83.0%
Current ratio
4.77▼
2024 · 7.21
Quick ratio
4.77▼
2024 · 7.21
Debt / equity
0.28▲
2024 · 0.21
ROE
9.6%▼
2024 · 17.2%
ROA
7.4%▼
2024 · 14.3%
Interest coverage
14.27▲
2024 · -70.58
Debt
€142k▲
2024 · €111k
Debt ≤ 1 year
€127k▲
2024 · €83k
Debt > 1 year
€0▼
2024 · €12k
Income taxes
€19k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€650k€643k▼
Fixed assets21/28€50k€35k▼
Tangible fixed assets22/27€40k€25k▼
Plant, machinery and equipment23-€324
Furniture and vehicles24€39k€24k▼
Other tangible fixed assets26€1k€339▼
Financial fixed assets28€11k€11k=
Current assets29/58€600k€608k▲
Amounts receivable within one year40/41€7k€8k▲
Trade receivables40€2k€940▼
Other amounts receivable41€5k€7k▲
Current investments50/53€114k€242k▲
Cash at bank and in hand54/58€476k€356k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€650k€643k▼
Equity10/15€539k€501k▼
Contributions10/11€12k€12k=
Reserves13€285k€247k▼
Distributable reserves133€285k€247k▼
Profit (loss) carried forward14€242k€242k▲
Amounts payable17/49€111k€142k▲
Amounts payable after more than one year17€12k€0▼
Financial debts170/4€12k€0▼
Amounts payable within one year42/48€83k€127k▲
Current portion of amounts payable after more than one year42€21k€17k▼
Financial debts43€1k€2k▲
Credit institutions430/8€1k€2k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€26k€20k▼
Taxes450/3€26k€20k▼
Other amounts payable47/48€32k€86k▲
Accrued charges and deferred income492/3€15k€15k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€528€671▲
Gross operating margin9900€132k€75k▼
Operating profit (loss)9901€116k€59k▼
Financial income75/76B€11k€14k▲
Recurring financial income75€11k€14k▲
Financial charges65/66B€-2k€5k▲
Recurring financial charges65€-2k€5k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€129k€67k▼
Income taxes67/77€37k€19k▼
Profit (loss) for the period9904€93k€48k▼
Profit (loss) for the period to be appropriated9905€93k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€335k€290k▼
Profit (loss) brought forward from the previous period14P€242k€242k=
Transfer from equity791/2€67k€86k▲
Transfer to equity691/2€93k€48k▼
To other reserves6921€93k€48k▼
Profit to be distributed694/7€67k€86k▲
Return on contributions (dividend)694€67k€86k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €93k ▲85.1%
Operating result €116k, net result €93k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €514k ▲10.8%
6 profitable years in a row build equity to €514k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €32k ▼18.2%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwpoort 139000 GentGround area
86 m²
Building footprint
86 m²
Volume, LiDAR
986 m³
Parcel 44802B0888/00M000, Flanders · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
N²MC
since 20112.195.549.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44802B0888/00M000 | Flanders | 86 m² | 1 · 86 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500DE98BC2A1EFB35
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MISZCO
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PENTERACT INVEST
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JOLIBAR
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 34,603 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.