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N.L. TOITURES

Active
Private limited companyfounded 2024active for 2 yearsRue de Beaumont(THL) 51, 6536 Thuin, BelgiumKBO/BCE: BE 1011.849.560
Summary

The computed 12-month bankruptcy probability of N.L. TOITURES is 2.9% (moderate). The 2025 annual accounts show equity of €33,450 and a net result of €53,420. Its solvency ranks better than 23% of 34,718 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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N.L. TOITURESActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€160,592total assets 2025
Staff
1.8 FTE
Equity
€33,450
Profit
€53,420
Turnover not published (abbreviated or micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
2025 accounts 31 days early
Why 52raises riskFounded in 2024Sector: Specialised construction activities (NACE 43)Liquidity: current ratio 0.77, cash €2,022, halvedSize: total assets €160,592Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 46+44
equity 20.8% of total assets
Liquidity 8-19
short-term debt 79.2% · cash 1.3%
Profitability 100+100
return on assets 33.3%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 08-2025: 1.7%lowest value 09-2025: 1.7%● unchanged vs 08-2025lowest value 10-2025: 1.7%● unchanged vs 09-2025lowest value 11-2025: 1.8%▲ +0.1 percentage points vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.9%▲ +0.1 percentage points vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.1%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.8%▲ +0.7 percentage points vs 06-2026 08-2026: 2.9%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 2.9%● unchanged vs 08-2026highest value 10-2026: 2.9%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.77, compared with 0.39 in 2024, below 1; short-term debt: 79.2% and cash: 1.3% of total assets), and 79.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 22% on solvency, 6% on liquidity, 92% on profitability and 97% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 0.77, cash €2,022, halved
NBB · annual accounts
raises risk · Size: total assets €160,592
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 34718 sector peers (2025).
NBB · sector comparison
Position among 34718 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 days early
2024
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 17 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Benoit Hector (director)Appointment: Nicolas LEGROS (director) ·…
  3. Back to profitnet €53,420

Key points

  • Positive: Back in profit in 2025after -€20,971 in 2024 €53,420 View
  • Positive: Among the best 13% on net resultsector median €10,244 · 34,705 companies €53,420 View
  • Board changedlatest change 25-03-2026 · 2 in office 1 joined · 1 left View

By topic

Financials

Financial year
2025
Total assets
€160,592
Profit
€53,420
Solvency
20.8%
Total assets▲ 86.7%
Net result
20242025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 29-07-2025Annual accounts filed
  2. 03-09-2024Appointment: Benoit HECTOR (director)
  3. 25-07-2024Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
23-07-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
34
Annual meeting
23 June at 18:00
Purpose
“Lesactivitésdubâtimentdontlaposedepanneauxphotovoltaïques,lamaçonnerie,legros-oeuvre,lapos…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about N.L. TOITURES

What is the company number of N.L. TOITURES?
1011.849.560. In Belgium the VAT number is the company number with BE in front: BE 1011.849.560.
Where is N.L. TOITURES based?
The registered office is at Rue de Beaumont(THL) 51, 6536 Thuin.Company details
What does N.L. TOITURES do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of N.L. TOITURES?
Private limited company (BV).
When was N.L. TOITURES founded?
On 23-07-2024.
Is N.L. TOITURES still active?
Yes, N.L. TOITURES is an active enterprise in the KBO register.
How many employees does N.L. TOITURES have?
On average 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of N.L. TOITURES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is N.L. TOITURES profitable?
In financial year 2025, N.L. TOITURES made a profit of €53,420.
Where can I find the annual accounts of N.L. TOITURES?
N.L. TOITURES filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of N.L. TOITURES due?
By 31-07-2027, for financial year 2026.Timeline

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