N.L.S.
ActiveN.L.S. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196k and a net result of €45k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 14.22 against 7.71 in 2024; short-term debt: 7% and cash: 57% of total assets), and 7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93%
Return on assets
21.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
17 d early
2023
30 d early
2022
24 d early
2021
33 d early
2020
36 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€196k▲ 30.0%
2024 · €151k
2018: €124k
2019: €129k
2020: €142k
2021: €144k
2022: €125k
2023: €130k
2024: €151k
2018 → 2025
Total assets
€211k▲ 22.2%
2024 · €172k
2018: €138k
2019: €147k
2020: €149k
2021: €155k
2022: €158k
2023: €147k
2024: €172k
2018 → 2025
Net result
€45k▲ 123%
2024 · €20k
2018: €2k
2019: €5k
2020: €13k
2021: €2k
2022: €20k
2023: €5k
2024: €20k
2018 → 2025
Working capital
€195k▲ 33.9%
2024 · €146k
2018: €114k
2019: €123k
2020: €104k
2021: €116k
2022: €104k
2023: €118k
2024: €146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€125k▼ 13.1%€130k▲ 4.4%€151k▲ 15.5%€196k▲ 30.0%
Operating result€3k-€27k▲ 841%€8k▼ 71.9%€32k▲ 316%€66k▲ 108%
Net result€2k-€20k▲ 941%€5k▼ 72.3%€20k▲ 271%€45k▲ 123%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 108% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€644▼ 86.8%
Current assets
€210k▲ 25.4%
Equity and liabilities €211k
Equity
€196k▲ 30.0%
Debt
€15k▼ 32.0%
The debt ratio falls from 12.6% to 7.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €39k
Cash flow
€49k▲
2024 · €28k
Solvency
93.0%▲
2024 · 87.4%
Current ratio
14.22▲
2024 · 7.71
Quick ratio
13.90▲
2024 · 7.56
Debt / equity
0.08▼
2024 · 0.14
ROE
23.1%▲
2024 · 13.4%
ROA
21.5%▲
2024 · 11.8%
Interest coverage
213.66▼
2024 · 535.36
Debt
€15k▼
2024 · €22k
Debt ≤ 1 year
€15k▼
2024 · €22k
Income taxes
€23k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€211k▲
Fixed assets21/28€5k€644▼
Tangible fixed assets22/27€5k€644▼
Plant, machinery and equipment23€1k€644▼
Furniture and vehicles24€4k€0▼
Current assets29/58€167k€210k▲
Stocks and contracts in progress3€3k€5k▲
Stocks30/36€3k€5k▲
Amounts receivable within one year40/41€62k€82k▲
Trade receivables40€15k€14k▼
Other amounts receivable41€47k€68k▲
Cash at bank and in hand54/58€100k€120k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€172k€211k▲
Equity10/15€151k€196k▲
Contributions10/11€20k€20k=
Reserves13€131k€176k▲
Distributable reserves133€131k€176k▲
Amounts payable17/49€22k€15k▼
Amounts payable within one year42/48€22k€15k▼
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€43k€74k▲
Operating profit (loss)9901€32k€66k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€74€328▲
Recurring financial charges65€74€328▲
Profit (loss) for the period before taxes9903€34k€68k▲
Income taxes67/77€14k€23k▲
Profit (loss) for the period9904€20k€45k▲
Profit (loss) for the period to be appropriated9905€20k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€45k▲
Transfer to equity691/2€20k€45k▲
To other reserves6921€20k€45k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €45k ▲123%
Operating result €66k, net result €45k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €151k ▲15.5%
7 profitable years in a row build equity to €151k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼85.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 1152340 BeerseGround area
1,659 m²
Building footprint
229 m²
Volume, LiDAR
1,288 m³
Parcel 13004B0306/00W000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NLS
since 20072.166.415.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004B0306/00W000 | Flanders | 1,659 m² | 1 · 229 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COUSIN Amaury
BE 0457.036.086
La Louvière · Eq €196k
M.T. ENTREPRISES
BE 0453.736.801
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MPD
BE 0548.811.152
Essen · Eq €196k
Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 7,439 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2007
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.