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N&J MANAGEMENT

Active
Private limited companyfounded 200818 yrs activeDoggenhoutstraat 3, 2520 Ranst, BelgiumKBO/BCE: BE 0895.281.096

N&J MANAGEMENT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-171k) and a net result of €5k. Equity is shrinking by ~59.9% per year across the filed fiscal years. Its solvency ranks better than 11% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
48 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+14
Solvency17=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 50.1% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-8.2%
Return on assets
0.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9114 sector peers (2025).
NBB · sector comparison
Position among 9114 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
on the day
2022
1 d early
2021
on the day
2020
3 d early
2019
8 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€-171k▲ 3.1%
2024 · €-176k
2019: €11k 2020: €17k 2021: €-8k 2022: €-62k 2023: €-98k 2024: €-176k
2019 → 2025
Total assets
€2.09M▼ 2.2%
2024 · €2.14M
2019: €300k 2020: €296k 2021: €748k 2022: €1.66M 2023: €2.36M 2024: €2.14M
2019 → 2025
Net result
€5k
2024 · €-79k
2019: €7k 2020: €6k 2021: €-25k 2022: €-54k 2023: €-35k 2024: €-79k
2019 → 2025
Working capital
€-1.00M▲ 39.2%
2024 · €-1.65M
2019: €-61k 2020: €-53k 2021: €-228k 2022: €-88k 2023: €-1.76M 2024: €-1.65M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-8k-€-62k▼ 649%€-98k▼ 56.4%€-176k▼ 80.6%€-171k▲ 3.1%
Operating result€-19k-€-41k▼ 114%€-305▲ 99.3%€26k€81k▲ 208%
Net result€-25k-€-54k▼ 114%€-35k▲ 34.9%€-79k▼ 123%€5k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50k€100kOperating result 2021: €-19k€-19kNet result 2021: €-25k€-25kOperating result 2022: €-41k€-41kNet result 2022: €-54k€-54kOperating result 2023: €-305€-305Net result 2023: €-35k€-35kOperating result 2024: €26k€26kNet result 2024: €-79k€-79kOperating result 2025: €81k€81kNet result 2025: €5k€5k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 208% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.09M
Fixed assets €2.05M▼ 2.3%
Current assets €46k▼ 0.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€154k
2024 · €97k
Cash flow
€79k
2024 · €-7k
Solvency
-8.2%
2024 · -8.2%
Current ratio
0.04
2024 · 0.03
Quick ratio
0.04
2024 · 0.03
Debt / equity
-13.26
2024 · -13.15
ROA
0.3%
2024 · -3.7%
Interest coverage
2.04
2024 · 0.93
Debt
€2.27M
2024 · €2.32M
Debt ≤ 1 year
€1.05M
2024 · €1.69M
Debt > 1 year
€1.21M
2024 · €619k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.14M€2.09M
Fixed assets21/28€2.10M€2.05M
Tangible fixed assets22/27€2.10M€2.05M
Land and buildings22€2.10M€2.05M
Current assets29/58€46k€46k
Amounts receivable within one year40/41€44k€44k=
Trade receivables40€44k€44k=
Cash at bank and in hand54/58€990€534
Deferred charges and accrued income490/1€975€1k
Equity and liabilities
Total equity and liabilities10/49€2.14M€2.09M
Equity10/15€-176k€-171k
Contributions10/11€50k€50k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-228k€-223k
Amounts payable17/49€2.32M€2.27M
Amounts payable after more than one year17€619k€1.21M
Financial debts170/4€619k€1.21M
Amounts payable within one year42/48€1.69M€1.05M
Current portion of amounts payable after more than one year42€46k€82k
Financial debts43€705k€0
Credit institutions430/8€705k€0
Trade debts44€96k€56k
Suppliers440/4€96k€56k
Advances received on contracts in progress46-€45k
Other amounts payable47/48€847k€866k
Accrued charges and deferred income492/3€4k€7k
Income statement Code20242025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€73k
Other operating charges640/8€4k€13k
Gross operating margin9900€101k€167k
Operating profit (loss)9901€26k€81k
Financial income75/76B€32€0
Recurring financial income75€32€0
Financial charges65/66B€105k€76k
Recurring financial charges65€105k€76k
Profit (loss) for the period before taxes9903€-79k€5k
Profit (loss) for the period9904€-79k€5k
Profit (loss) for the period to be appropriated9905€-79k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€-228k€-223k
Profit (loss) brought forward from the previous period14P€-149k€-228k
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Back to profitnet €5k
Net result €5k after 4 loss-making years.
30-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Doggenhoutstraat 32520 Ranst
Ground area
1,199 m²
Building footprint
245 m²
Volume, LiDAR
1,443 m³
Parcel 11035C0398/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N&J MANAGEMENT
Doggenhoutstraat 3, 2520 RanstFinancial service activities, except insurance and pension funding
since 20082.169.626.120
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11035C0398/00C000 Flanders 1,199 m² 1 · 245 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 1,931 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-01-2008
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.