N'ice
ActiveThe computed 12-month bankruptcy probability of N'ice is 4.9% (elevated). The 2025 annual accounts show negative equity (€-114k) and a net result of €-53k. Equity is shrinking by ~66.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 13204 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
13
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-2
Solvency0▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.02 in 2024; short-term debt: 88.4% and cash: 3.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.5%
Return on assets
-13.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-114k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
21 d late
2024
26 d late
2023
29 d late
2022
30 d late
2021
29 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-114k▼ 85.5%
2024 · €-61k
2020: €59k
2021: €45k
2022: €16k
2023: €-11k
2024: €-61k
2020 → 2025
Total assets
€400k▼ 6.9%
2024 · €430k
2020: €224k
2021: €208k
2022: €453k
2023: €437k
2024: €430k
2020 → 2025
Net result
€-53k▼ 3.9%
2024 · €-51k
2020: €-16k
2021: €-14k
2022: €-29k
2023: €-27k
2024: €-51k
2020 → 2025
Working capital
€-334k▼ 6.4%
2024 · €-314k
2020: €34k
2021: €20k
2022: €-237k
2023: €-265k
2024: €-314k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€16k▼ 65.1%€-11k€-61k▼ 464%€-114k▼ 85.5%
Operating result€-11k-€-25k▼ 138%€-23k▲ 10.7%€-47k▼ 106%€-48k▼ 2.6%
Net result€-14k-€-29k▼ 107%€-27k▲ 9.1%€-51k▼ 89.8%€-53k▼ 3.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €47k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€380k▼ 10.1%
Current assets
€20k▲ 183%
Key figures and ratios
EBITDA
€-14k▲
2024 · €-14k
Cash flow
€-19k▼
2024 · €-18k
Solvency
-28.5%▼
2024 · -14.3%
Current ratio
0.06▲
2024 · 0.02
Quick ratio
0.05▲
2024 · 0.02
Debt / equity
-4.51▲
2024 · -7.99
ROA
-13.1%▼
2024 · -11.8%
Interest coverage
-2.92▲
2024 · -3.49
Debt
€514k▲
2024 · €491k
Debt ≤ 1 year
€354k▲
2024 · €321k
Debt > 1 year
€160k▼
2024 · €170k
Staff costs
€22k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€430k€400k▼
Fixed assets21/28€423k€380k▼
Tangible fixed assets22/27€423k€380k▼
Land and buildings22€360k€325k▼
Plant, machinery and equipment23€59k€52k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€7k€20k▲
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€3k€841▼
Other amounts receivable41€3k€841▼
Cash at bank and in hand54/58€4k€15k▲
Deferred charges and accrued income490/1-€676
Equity and liabilities
Total equity and liabilities10/49€430k€400k▼
Equity10/15€-61k€-114k▼
Contributions10/11€75k€75k=
Profit (loss) carried forward14€-136k€-189k▼
Amounts payable17/49€491k€514k▲
Amounts payable after more than one year17€170k€160k▼
Financial debts170/4€170k€160k▼
Amounts payable within one year42/48€321k€354k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€16k€8k▼
Suppliers440/4€16k€8k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€1k€3k▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€292k€333k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€22k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€-9k€12k▲
Operating profit (loss)9901€-47k€-48k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-51k€-53k▼
Profit (loss) for the period9904€-51k€-53k▼
Profit (loss) for the period to be appropriated9905€-51k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-136k€-189k▼
Profit (loss) brought forward from the previous period14P€-86k€-136k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotesteenweg 1592600 AntwerpenGround area
187 m²
Building footprint
171 m²
Volume, LiDAR
1,971 m³
Parcel 11303B0515/00D004, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Urbanice
since 20202.306.420.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0515/00D004 | Flanders | 187 m² | 1 · 171 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 2,324 EUR awarded · 2,324 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 324 EUR | 324 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.306.420.765
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Chato10
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 7,766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.