N.I.C.E. KOSMOPOLITAN
ActiveN.I.C.E. KOSMOPOLITAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €33k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 34% of 445 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+11
Solvency48▲+9
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.68 in 2024; short-term debt: 36.8% and cash: 4.6% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
8.1%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €95k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
1 d late
2022
1 d late
2021
28 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 52.7%
2024 · €62k
2019: €92k
2020: €86k
2021: €85k
2022: €86k
2023: €57k
2024: €62k
2019 → 2025
Total assets
€409k▼ 8.9%
2024 · €449k
2019: €158k
2020: €965k
2021: €925k
2022: €997k
2023: €993k
2024: €449k
2019 → 2025
Net result
€33k▲ 522%
2024 · €5k
2019: €29k
2020: €-5k
2021: €-1k
2022: €1k
2023: €-29k
2024: €5k
2019 → 2025
Working capital
€-18k▲ 74.1%
2024 · €-70k
2019: €77k
2020: €783k
2021: €536k
2022: €297k
2023: €247k
2024: €-70k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€86k▲ 1.7%€57k▼ 33.8%€62k▲ 9.3%€95k▲ 52.7%
Operating result€14k-€2k▼ 85.0%€-28k€10k€37k▲ 280%
Net result€-1k-€1k€-29k€5k€33k▲ 522%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 280% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€277k▼ 7.6%
Current assets
€133k▼ 11.4%
Equity and liabilities €409k
Equity
€95k▲ 52.7%
Debt
€314k▼ 18.8%
The debt ratio falls from 86.1% to 76.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €36k
Cash flow
€60k▲
2024 · €31k
Solvency
23.3%▲
2024 · 13.9%
Current ratio
0.88▲
2024 · 0.68
Quick ratio
0.88▲
2024 · 0.68
Debt / equity
3.29▼
2024 · 6.19
ROE
34.5%▲
2024 · 8.5%
ROA
8.1%▲
2024 · 1.2%
Interest coverage
12.06▲
2024 · 5.77
Debt
€314k▼
2024 · €387k
Debt ≤ 1 year
€151k▼
2024 · €220k
Debt > 1 year
€121k▼
2024 · €156k
Income taxes
€824▲
2024 · €374
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€449k€409k▼
Fixed assets21/28€300k€277k▼
Tangible fixed assets22/27€300k€277k▼
Land and buildings22€296k€272k▼
Plant, machinery and equipment23€193€3k▲
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€0€250▲
Current assets29/58€150k€133k▼
Amounts receivable after more than one year29€50k€45k▼
Trade receivables290-€45k
Other amounts receivable291€50k-
Amounts receivable within one year40/41€29k€49k▲
Trade receivables40€29k€39k▲
Other amounts receivable41€173€10k▲
Cash at bank and in hand54/58€36k€19k▼
Deferred charges and accrued income490/1€35k€20k▼
Equity and liabilities
Total equity and liabilities10/49€449k€409k▼
Equity10/15€62k€95k▲
Contributions10/11€19k€19k=
Reserves13€73k€77k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€71k€75k▲
Profit (loss) carried forward14€-29k€0▲
Amounts payable17/49€387k€314k▼
Amounts payable after more than one year17€156k€121k▼
Financial debts170/4€156k€121k▼
Amounts payable within one year42/48€220k€151k▼
Current portion of amounts payable after more than one year42€36k€35k▼
Financial debts43€26k€10k▼
Credit institutions430/8€26k€10k▼
Trade debts44€41k€67k▲
Suppliers440/4€41k€67k▲
Advances received on contracts in progress46€65k€0▼
Taxes, remuneration and social security45€34k€24k▼
Taxes450/3€34k€24k▼
Other amounts payable47/48€19k€16k▼
Accrued charges and deferred income492/3€11k€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€3k€2k▼
Gross operating margin9900€39k€66k▲
Operating profit (loss)9901€10k€37k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€6k€34k▲
Income taxes67/77€374€824▲
Profit (loss) for the period9904€5k€33k▲
Profit (loss) for the period to be appropriated9905€5k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€4k▲
Profit (loss) brought forward from the previous period14P€-34k€-29k▲
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €33k ▲522%
Net result €33k, the highest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
30-06
Financial
Weakest financial yearnet €-29k ▼2158%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
30-06
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity quadruplescurrent ratio 7.79
Current ratio from 2.16 to 7.79.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenwinkelstraat 5462627 SchelleGround area
2,127 m²
Building footprint
157 m²
Volume, LiDAR
923 m³
Parcel 11038C0245/00R002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N.I.C.E. KOSMOPOLITAN
since 20112.202.506.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038C0245/00R002 | Flanders | 2,127 m² | 1 · 157 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 23,106 EUR awarded · 23,106 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 23,106 EUR | 23,106 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Vlaams beschermingsmechanisme 12 (stopgezet)
Recognitions · licences · registrations
Legal Entity Identifier
894500OZ773S4KM4QA86
Similar companies · same sector, comparable size
IDMEDIA
BE 0874.104.414
Deinze · Eq €99k
Travel2Go
BE 0777.773.021
Beringen · Eq €99k
Sporty Ski en Snowboard
BE 0434.421.032
Holsbeek · Eq €92k
ADVALOREM TRAVEL
BE 0897.503.287
Antwerpen · Eq €99k
ALLRIDE ADVENTURES
BE 1011.684.066
Herzele · Eq €104k
Of 529 companies in sector 79120 we hold annual accounts for 203. 156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-09-2011
Fiscal year end30-06
Activities, NACEBEL
79120Travel agency, tour operator and other reservation service and related activities
79909Travel agency, tour operator and other reservation service and related activities
82300Organisation of conventions and trade shows
82400Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.