Skip to content

N.H.

Active
Private limited companyfounded 2025active for 1 yearQuai de la Vesdre 53, 4800 Verviers, BelgiumKBO/BCE: BE 1021.692.882
Summary

The computed 12-month bankruptcy probability of N.H. is 6.5% (elevated). The 2025 annual accounts show equity of €1,908 and a net result of -€10,092. Its solvency ranks better than 28% of 16,378 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (1 day) Filed on 1 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00383786.

Equity
€1,908
Total assets
€65,613
Net result
-€10,092
Working capital
-€2,561

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €65,613
Fixed assets €39,487
Current assets €26,126
Equity and liabilities €65,613
Equity €1,908
Debt €63,705
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€4,729
Cash flow
-€5,989
Current ratio
0.91
Quick ratio
0.77
Debt to equity
33.38
ROE
-528.8%
ROA
-15.4%
Interest coverage
-3.75
Debt ≤ 1 year
€28,687
Debt > 1 year
€30,576

Peer companies

Historical observation

Of the 167 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 89.2% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
6.6% stopped otherwise
89.2% still going

For this company itself Checked computes a higher bankruptcy probability: 6.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 167 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€65,613
Fixed assets21/28€39,487
Intangible fixed assets21€36,186
Tangible fixed assets22/27€3,301
Plant, machinery and equipment23€3,301
Current assets29/58€26,126
Stocks and contracts in progress3€3,903
Stocks30/36€3,903
Amounts receivable within one year40/41€22,222
Trade receivables40€21,659
Other amounts receivable41€564
Equity and liabilities
Total equity and liabilities10/49€65,613
Equity10/15€1,908
Contributions10/11€12,000
Profit (loss) carried forward14-€10,092
Amounts payable17/49€63,705
Amounts payable after more than one year17€30,576
Financial debts170/4€30,576
Amounts payable within one year42/48€28,687
Current portion of amounts payable after more than one year42€8,525
Financial debts43€3,295
Credit institutions430/8€3,295
Trade debts44€6,520
Suppliers440/4€6,520
Taxes, remuneration and social security45€10,306
Taxes450/3€3,706
Remuneration and social security454/9€6,600
Other amounts payable47/48€41
Accrued charges and deferred income492/3€4,442
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,103
Other operating charges640/8€1,000
Gross operating margin9900-€3,729
Operating profit (loss)9901-€8,832
Financial charges65/66B€1,260
Recurring financial charges65€1,260
Profit (loss) for the period before taxes9903-€10,092
Profit (loss) for the period9904-€10,092
Profit (loss) for the period to be appropriated9905-€10,092
Appropriation of the result
Profit (loss) to be appropriated9906-€10,092

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,103
Other operating charges640/8€1,000
Gross operating margin9900-€3,729
Operating profit (loss)9901-€8,832
Financial charges65/66B€1,260
Recurring financial charges65€1,260
Profit (loss) for the period before taxes9903-€10,092
Profit (loss) for the period9904-€10,092
Profit (loss) for the period to be appropriated9905-€10,092
Line2025
Assets
Total assets20/58€65,613
Fixed assets21/28€39,487
Intangible fixed assets21€36,186
Tangible fixed assets22/27€3,301
Plant, machinery and equipment23€3,301
Current assets29/58€26,126
Stocks and contracts in progress3€3,903
Stocks30/36€3,903
Amounts receivable within one year40/41€22,222
Trade receivables40€21,659
Other amounts receivable41€564
Equity and liabilities
Total equity and liabilities10/49€65,613
Equity10/15€1,908
Contributions10/11€12,000
Profit (loss) carried forward14-€10,092
Amounts payable17/49€63,705
Amounts payable after more than one year17€30,576
Financial debts170/4€30,576
Amounts payable within one year42/48€28,687
Current portion of amounts payable after more than one year42€8,525
Financial debts43€3,295
Credit institutions430/8€3,295
Trade debts44€6,520
Suppliers440/4€6,520
Taxes, remuneration and social security45€10,306
Taxes450/3€3,706
Remuneration and social security454/9€6,600
Other amounts payable47/48€41
Accrued charges and deferred income492/3€4,442
Line2025
Profit (loss) for the period9904-€10,092
+ Depreciation and write-downs630€4,103
Operating cash flow (approximation)-€5,989

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 01-08-2026 2026-00383786

Similar companies · same sector, comparable size

Of the 21,397 active companies whose main activity is limited-service restaurants, excluding mobile food services (NACE 56112), figures are known for 9,820. 2,907 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.