N&E Invest
ActiveN&E Invest has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €-54k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 13% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
10
/ 100
Critical▼ -34 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▼-8
Solvency5▼-13
Growth33▼-19
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.48 in 2023), and 92.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.2%
Return on assets
-15.2%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 37971 sector peers (2024).
NBB · sector comparisonPosition among 37971 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-07-2025, 5 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
5 d early
2023
33 d early
2022
24 d late
2021
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€96k=
2023 · €96k
2023: €96k
2023 → 2024
EBIT margin
7.9%▲ 1.2pp
2023 · 6.7%
2023: 6.7%
2023 → 2024
Net result
€-54k
2023 · €58
2021: €46k
2022: €29k
2023: €58
2021 → 2024
Working capital
€-75k▼ 282%
2023 · €-20k
2021: €51k
2022: €-5k
2023: €-20k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€96k€96k=
Equity€51k-€80k▲ 57.3%€80k▲ 0.1%€26k▼ 67.8%
Operating result€58k-€46k▼ 21.0%€6k▼ 86.0%€8k▲ 18.7%
Net result€46k-€29k▼ 36.4%€58▼ 99.8%€-54k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 19% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €359k
Fixed assets
€343k▼ 3.3%
Current assets
€16k▼ 10.3%
Equity and liabilities €359k
Equity
€26k▼ 67.8%
Debt
€333k▲ 14.0%
The debt ratio rises from 78.4% to 92.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€20k▲
2023 · €19k
Cash flow
€-42k▼
2023 · €12k
Solvency
7.2%▼
2023 · 21.6%
Current ratio
0.18▼
2023 · 0.48
Quick ratio
0.18▼
2023 · 0.48
Debt / equity
12.87▲
2023 · 3.64
ROE
-210.5%▼
2023 · 0.1%
ROA
-15.2%▼
2023 · 0.0%
Interest coverage
0.33▼
2023 · 3.48
Debt
€333k▲
2023 · €292k
Debt ≤ 1 year
€91k▲
2023 · €38k
Debt > 1 year
€242k▼
2023 · €254k
Income taxes
€137▼
2023 · €958
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€372k€359k▼
Fixed assets21/28€354k€343k▼
Tangible fixed assets22/27€354k€343k▼
Land and buildings22€337k€326k▼
Furniture and vehicles24€4k€4k▲
Other tangible fixed assets26€14k€12k▼
Current assets29/58€18k€16k▼
Amounts receivable within one year40/41€10k€48▼
Trade receivables40€10k-
Other amounts receivable41€102€48▼
Cash at bank and in hand54/58€7k€15k▲
Deferred charges and accrued income490/1€893€887▼
Equity and liabilities
Total equity and liabilities10/49€372k€359k▼
Equity10/15€80k€26k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€75k€21k▼
Amounts payable17/49€292k€333k▲
Amounts payable after more than one year17€254k€242k▼
Financial debts170/4€254k€242k▼
Amounts payable within one year42/48€38k€91k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€5k€722▼
Suppliers440/4€5k€722▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€18k€69k▲
Income statement
Code20232024
Turnover70€96k€96k=
Non-recurring operating income76A€27k€45k▲
Goods, raw materials, services and sundry goods60/61€103k€119k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€20k€22k▲
Operating profit (loss)9901€6k€8k▲
Financial income75/76B€42-
Recurring financial income75€42-
Financial charges65/66B€5k€62k▲
Recurring financial charges65€5k€62k▲
Profit (loss) for the period before taxes9903€1k€-54k▼
Income taxes67/77€958€137▼
Profit (loss) for the period9904€58€-54k▼
Profit (loss) for the period to be appropriated9905€58€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€21k▼
Profit (loss) brought forward from the previous period14P€75k€75k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-54k ▼93557%
Net result drops to €-54k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachtlaan 403080 TervurenGround area
692 m²
Building footprint
126 m²
Volume, LiDAR
823 m³
Parcel 24302F0134/00N000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N&E Invest
since 20212.320.027.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302F0134/00N000 | Flanders | 692 m² | 1 · 126 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500GE37650C004654
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 33,071 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:flo@flp.be