N.D.I.
ActiveN.D.I. has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €6k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 41% of 196 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▲+26
Solvency82▼-16
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 2.36 in 2024), but 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
2.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
29 d late
2022
395 d late
2021
31 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 6.5%
2024 · €97k
2018: €75k
2019: €93k
2020: €94k
2021: €94k
2022: €96k
2023: €96k
2024: €97k
2018 → 2025
Total assets
€240k▲ 43.2%
2024 · €167k
2018: €125k
2019: €136k
2020: €155k
2021: €178k
2022: €180k
2023: €146k
2024: €167k
2018 → 2025
Net result
€6k▲ 781%
2024 · €710
2018: €15k
2019: €18k
2020: €217
2021: €708
2022: €1k
2023: €355
2024: €710
2018 → 2025
Working capital
€104k▲ 8.6%
2024 · €96k
2018: €73k
2019: €92k
2020: €92k
2021: €93k
2022: €95k
2023: €95k
2024: €96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€96k▲ 1.5%€96k▲ 0.4%€97k▲ 0.7%€103k▲ 6.5%
Operating result€2k-€4k▲ 148%€822▼ 80.2%€2k▲ 158%€9k▲ 313%
Net result€708-€1k▲ 102%€355▼ 75.2%€710▲ 100%€6k▲ 781%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 313% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€2k▲ 58.5%
Current assets
€238k▲ 43.1%
Equity and liabilities €240k
Equity
€103k▲ 6.5%
Debt
€137k▲ 93.4%
The debt ratio rises from 42.2% to 57.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€9k
Cash flow
€6k
Solvency
43.0%▼
2024 · 57.8%
Current ratio
1.78▼
2024 · 2.36
Quick ratio
1.75▼
2024 · 2.30
Debt / equity
1.33▲
2024 · 0.73
ROE
6.1%▲
2024 · 0.7%
ROA
2.6%▲
2024 · 0.4%
Interest coverage
6.49
Debt
€137k▲
2024 · €71k
Debt ≤ 1 year
€134k▲
2024 · €70k
Income taxes
€3k▲
2024 · €364
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€240k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€0€767▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€767▲
Financial fixed assets28€1k€1k=
Current assets29/58€166k€238k▲
Amounts receivable after more than one year29€75k€75k▼
Trade receivables290€75k€75k▼
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€68k€159k▲
Trade receivables40€60k€157k▲
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€16k-
Deferred charges and accrued income490/1€3k€552▼
Equity and liabilities
Total equity and liabilities10/49€167k€240k▲
Equity10/15€97k€103k▲
Contributions10/11€19k€19k=
Reserves13€78k€84k▲
Non-distributable reserves130/1€78k-
Financial assistance1313€78k-
Distributable reserves133-€84k
Amounts payable17/49€71k€137k▲
Amounts payable within one year42/48€70k€134k▲
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€58k€104k▲
Suppliers440/4€58k€104k▲
Taxes, remuneration and social security45€364€3k▲
Taxes450/3€364€3k▲
Other amounts payable47/48€12k€19k▲
Accrued charges and deferred income492/3€285€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€182
Other operating charges640/8€1,000€1k▲
Gross operating margin9900€3k€10k▲
Operating profit (loss)9901€2k€9k▲
Financial income75/76B€1€2k▲
Recurring financial income75€1€2k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€1k€10k▲
Income taxes67/77€364€3k▲
Profit (loss) for the period9904€710€6k▲
Profit (loss) for the period to be appropriated9905€710€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€710€6k▲
Transfer to equity691/2€710€6k▲
To other reserves6921€710€6k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €100kEq €103k ▲6.5%
8 profitable years in a row build equity to €103k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 395 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €217 ▼98.8%
Net result drops to €217, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial
Highest result since 2018net €18k ▲22.3%
Operating result €33k, net result €18k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 295 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan(E) 4053630 MaasmechelenGround area
1,323 m²
Building footprint
244 m²
Volume, LiDAR
2,007 m³
Parcel 73048C1954/00T000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARTE DENTA
since 20122.206.595.491
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C1954/00T000 | Flanders | 1,323 m² | 1 · 244 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTERIS TECHNOLOGIES
BE 0895.151.434
Jalhay · Eq €101k
Therakos (Belgium)
BE 0500.928.091
Brussel · Eq €83k
Collor
BE 0801.581.076
Beringen · Eq €83k
Devyser
BE 0783.330.626
Brussel · Eq €251k
Cardionics-Cigass Systems
BE 0406.714.070
Sint-Jans-Molenbeek · Eq €37k
Of 48 companies in sector 26600 we hold annual accounts for 28. 12 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2012
Fiscal year end31-12
Activities, NACEBEL
26600Manufacture of computer, electronic and optical products
32500Manufacture of medical and dental instruments and supplies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.