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N Consult

Active
Private limited companyfounded 20233 yrs activeGroot-Bijgaardenstraat 302, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0801.299.578
Summary

The computed 12-month bankruptcy probability of N Consult is 11.7% (high). The 2025 annual accounts show negative equity (-€10,219) and a net result of -€20,097. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-100
Growth32
Track record94
Bankruptcy probability, 12 months
11.7% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€10,219
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
12 d late
2024
68 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 40 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

N Consult was incorporated on 28 April 2023 as a Private limited company.1 The registered office was moved to Bruxelles in 2026.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 06-05-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€10,219
2024 · €9,878
Total assets
€2,562▼ 78.4%
2024 · €11,890
Net result
-€20,097
2024 · €7,878
Working capital
-€11,092
2024 · €9,005
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€10,092--€19,987
Net result€7,878--€20,097
Equity€9,878--€10,219
Total assets€11,890-€2,562▼ 78.4%
Debt€2,012-€12,781▲ 535%
Working capital€9,005--€11,092
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2024: €10,092€10,092Net result 2024: €7,878€7,878Operating result 2025: -€19,987-€19,987Net result 2025: -€20,097-€20,09720242025-€30,000-€20,000-€10,000€0€10,000Operating result 2024: €10,092€10,100Net result 2024: €7,878€7,880Operating result 2025: -€19,987-€20,000Net result 2025: -€20,097-€20,10020242025
The operating result turns negative in 2025: a loss of €19,987 after €10,092 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2,562
Fixed assets €873 =
Current assets €1,689 ▼ 84.7%
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€12,781▲
2024 · €2,012
Ratios withheld: a balance sheet total of €2,562 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 11.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€11,890€2,562▼
Fixed assets21/28€873€873=
Financial fixed assets28€873€873=
Current assets29/58€11,017€1,689▼
Amounts receivable after more than one year29-€845
Trade receivables290-€845
Amounts receivable within one year40/41€2,844-
Other amounts receivable41€2,844-
Cash at bank and in hand54/58€8,173€844▼
Equity and liabilities
Total equity and liabilities10/49€11,890€2,562▼
Equity10/15€9,878-€10,219▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€7,878-€12,219▼
Amounts payable17/49€2,012€12,781▲
Amounts payable within one year42/48€2,012€12,781▲
Taxes, remuneration and social security45€2,012-
Taxes450/3€2,012-
Other amounts payable47/48-€12,781
Income statement Code20242025
Other operating charges640/8€53€1,877▲
Gross operating margin9900€10,145-€18,110▼
Operating profit (loss)9901€10,092-€19,987▼
Financial charges65/66B€202€110▼
Recurring financial charges65€202€110▼
Profit (loss) for the period before taxes9903€9,890-€20,097▼
Income taxes67/77€2,012-
Profit (loss) for the period9904€7,878-€20,097▼
Profit (loss) for the period to be appropriated9905€7,878-€20,097▼
Appropriation of the result
Profit (loss) to be appropriated9906€7,878-€12,219▼
Profit (loss) brought forward from the previous period14P-€7,878

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€53€1,877▲ 3,441%
Gross operating margin9900€10,145-€18,110▼ 279%
Operating profit (loss)9901€10,092-€19,987▼ 298%
Financial charges65/66B€202€110▼ 45.7%
Recurring financial charges65€202€110▼ 45.7%
Profit (loss) for the period before taxes9903€9,890-€20,097▼ 303%
Income taxes67/77€2,012--
Profit (loss) for the period9904€7,878-€20,097▼ 355%
Profit (loss) for the period to be appropriated9905€7,878-€20,097▼ 355%
Line20242025Change
Assets
Total assets20/58€11,890€2,562▼ 78.4%
Fixed assets21/28€873€873=
Financial fixed assets28€873€873=
Current assets29/58€11,017€1,689▼ 84.7%
Amounts receivable after more than one year29-€845-
Trade receivables290-€845-
Amounts receivable within one year40/41€2,844--
Other amounts receivable41€2,844--
Cash at bank and in hand54/58€8,173€844▼ 89.7%
Equity and liabilities
Total equity and liabilities10/49€11,890€2,562▼ 78.4%
Equity10/15€9,878-€10,219▼ 203%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€7,878-€12,219▼ 255%
Amounts payable17/49€2,012€12,781▲ 535%
Amounts payable within one year42/48€2,012€12,781▲ 535%
Taxes, remuneration and social security45€2,012--
Taxes450/3€2,012--
Other amounts payable47/48-€12,781-
Line20242025Change
Profit (loss) for the period9904€7,878-€20,097▼ 355%
Operating cash flow (approximation)€7,878-€20,097▼ 355%
Investment in fixed assets (approximation)-€0-
Change in cash--€7,329-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
06-05
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 23-04-2026
  • Registered-office move, Rue de Grand-Bigard,302 1082 Bruxelles
2025
07-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
704 m²
Building footprint
242 m²
Volume, LiDAR
877 m³
Parcel 21003A0097/00V002, Brussels · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
N Consult
Groot-Bijgaardenstraat 302, 1082 Sint-Agatha-BerchemAgents and brokers in banking services
since 20232.349.402.851
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21003A0097/00V002 Brussels 704 m² 1 · 242 m² 8.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded28-04-2023
Fiscal year end31-12
Contact
E-mail info@nconsult.frSint-Agatha-Berchem
Phone 0465248783Sint-Agatha-Berchem
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801299578
Registered 13-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.