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N.C.C.

Active
Public limited companyfounded 201115 yrs activeGeneraal Wahislaan 16a, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0836.539.084
Summary

The computed 12-month bankruptcy probability of N.C.C. is 7.4% (elevated). The 2025 annual accounts show equity of €855,188 and a net result of -€411,951. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 489 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
N.C.C.ActiveChecked score 34/100
Risk analysis ReportCompare

Overview

Activity
Hotels and similar accommodation
NACE 55100
#6 company by total assets in Schaarbeek, Accommodation and food service sector1 site
Size
€1.7mtotal assets 2025
Staff
8.6 FTE
Equity
€855,188
Loss
-€411,951
Financial health
34 Weak Checked score 2025
Bankruptcy chance 12 m
7.4%
Structure
Parent
GROUPE CHOUX DE BRUXELLES · 100%
Accounts filed 59 d late1 of 8 deeds read
Why 34- 2 changes of registered office in 24 months- Loss of €411,951, the second in a row (FY 2025)- Latest accounts 59 days late; 2 of the last 3 late- Liquidity: current ratio 0.18, cash €60,471Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 30% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 77-23
equity 51.7% of total assets
Liquidity 31-12
short-term debt 48.3% · cash 3.7%
Profitability 0=
return on assets -24.9%
Bankruptcy probability, 12 months
7.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,509 companies)
Last 24 months 11-2024: 4.5% 12-2024: 4.5%● 0.0% vs 11-2024 01-2025: 4.5%● 0.0% vs 12-2024 02-2025: 4.5%▲ +1.3% vs 01-2025 03-2025: 5.5%▲ +21.0% vs 02-2025 04-2025: 5.8%▲ +5.2% vs 03-2025 05-2025: 6.2%▲ +6.7% vs 04-2025 06-2025: 6.0%▼ -2.2% vs 05-2025 07-2025: 6.3%▲ +4.8% vs 06-2025 08-2025: 5.9%▼ -6.2% vs 07-2025 09-2025: 6.6%▲ +10.7% vs 08-2025 10-2025: 2.7%▼ -58.4% vs 09-2025 11-2025: 2.7%● 0.0% vs 10-2025 12-2025: 2.7%● 0.0% vs 11-2025 01-2026: 2.7%▼ -0.5% vs 12-2025 02-2026: 2.7%● 0.0% vs 01-2026 03-2026: 2.7%▼ -1.9% vs 02-2026lowest value 04-2026: 2.9%▲ +8.5% vs 03-2026 05-2026: 2.9%▲ +0.9% vs 04-2026 06-2026: 3.0%▲ +1.3% vs 05-2026 07-2026: 3.1%▲ +4.2% vs 06-2026 08-2026: 3.1%▼ -0.5% vs 07-2026 09-2026: 6.4%▲ +110% vs 08-2026 10-2026: 7.4%▲ +14.2% vs 09-2026highest value
  • 2 changes of registered office in 24 months raises the probability
  • Loss of €411,951, the second in a row (FY 2025) raises the probability
  • Latest accounts 59 days late; 2 of the last 3 late raises the probability
  • Liquidity: current ratio 0.18, cash €60,471 raises the probability
Credit up to €25,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.18 against 0.08 in 2024; short-term debt: 48.3% and cash: 3.7% of total assets), and 48.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 72%, liquidity 26%, profitability 5%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Loss of €411,951, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 59 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.18, cash €60,471
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€411,951
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
59 d late
2024
45 d late
2023
on the day
2022
11 d late
2021
58 d late
2020
2 d early
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 September (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Appointments: GROUPE CHOUX DE BRUXELLES SA…Permanent representatives: Pascal VAN HAMME…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: 8 loss-making years in a rowloss fiscal year 2025 -€411,951 View
  • Caution: Among the weakest 12% on net resultsector median €11,703 · 489 companies -€411,951 View
  • Caution: Staff fell in 2025from 17.4 FTE to 8.6 FTE ▼ 50.6% View
  • Board changedlatest change 17-03-2026 · 0 in office 2 joined · 1 left View
  • Controlled by GROUPE CHOUX DE BRUXELLESknown shareholders 100% 100% View

By topic

Financials

Fiscal year
2025
Total assets
€1.7m
Loss
-€411,951
Solvency
51.7%
Total assets▼ 2.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 28-09-2026Annual accounts filed
  2. 04-08-2026Appointments: GROUPE CHOUX DE BRUXELLES SA (managing…
  3. 14-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Hotels and similar accommodationNACE 55100
Founded
20-05-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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