N&B Transport
ActiveThe computed 12-month bankruptcy probability of N&B Transport is 6.3% (elevated). The 2024 annual accounts show equity of €17k and a net result of €4k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 6717 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability53▼-20
Solvency54▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.1 against 0.21 in 2023; short-term debt: 70.9% of total assets), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.1%
Return on assets
6.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
26 d late
2022
30 d late
2021
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€17k▲ 30.9%
2023 · €13k
2021: €2k
2022: €11k
2023: €13k
2021 → 2024
Total assets
€58k▼ 17.6%
2023 · €70k
2021: €98k
2022: €89k
2023: €70k
2021 → 2024
Net result
€4k▲ 70.3%
2023 · €2k
2021: €28
2022: €8k
2023: €2k
2021 → 2024
Working capital
€-37k▼ 26.3%
2023 · €-29k
2021: €-14k
2022: €-22k
2023: €-29k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€2k-€11k▲ 419%€13k▲ 22.1%€17k▲ 30.9%
Operating result€755-€17k▲ 2,120%€6k▼ 63.1%€9k▲ 37.9%
Net result€28-€8k▲ 30,553%€2k▼ 72.6%€4k▲ 70.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 38% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €58k
Fixed assets
€54k▼ 13.8%
Current assets
€4k▼ 48.5%
Equity and liabilities €58k
Equity
€17k▲ 30.9%
Debt
€41k▼ 28.5%
The debt ratio falls from 81.7% to 70.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2023 · €26k
Cash flow
€5k▼
2023 · €23k
Solvency
29.1%▲
2023 · 18.3%
Current ratio
0.10▼
2023 · 0.21
Quick ratio
0.10▼
2023 · 0.21
Debt / equity
2.44▼
2023 · 4.47
ROE
23.6%▲
2023 · 18.1%
ROA
6.9%▲
2023 · 3.3%
Interest coverage
3.06▼
2023 · 6.29
Debt
€41k▼
2023 · €57k
Debt ≤ 1 year
€41k▲
2023 · €37k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€70k€58k▼
Fixed assets21/28€62k€54k▼
Tangible fixed assets22/27€54k€54k▼
Furniture and vehicles24€5k€2k▼
Leasing and similar rights25€49k€52k▲
Financial fixed assets28€8k€135▼
Current assets29/58€8k€4k▼
Amounts receivable within one year40/41€8k€4k▼
Trade receivables40€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€70k€58k▼
Equity10/15€13k€17k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€11k€15k▲
Amounts payable17/49€57k€41k▼
Amounts payable after more than one year17€20k-
Financial debts170/4€20k-
Amounts payable within one year42/48€37k€41k▲
Current portion of amounts payable after more than one year42€21k€20k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€5k€13k▲
Suppliers440/4€5k€13k▲
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Other amounts payable47/48-€2k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€1k▼
Other operating charges640/8€2k€6k▲
Gross operating margin9900€28k€15k▼
Operating profit (loss)9901€6k€9k▲
Financial income75/76B€353-
Recurring financial income75€353-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€2k€5k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€15k▲
Profit (loss) brought forward from the previous period14P€9k€11k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2021net €8k ▲30553%
Operating result €17k, net result €8k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot-Bijgaardenstraat 141082 Sint-Agatha-BerchemGround area
874 m²
Building footprint
406 m²
Volume, LiDAR
2,601 m³
2 parcels, Brussels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N&B Transport
since 20212.320.856.345
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41015A0537/00G000 | Flanders | 585 m² | 1 · 113 m² | 6.9 m · 2 fl. |
| 21342B0043/00F003 | Brussels | 290 m² | 1 · 293 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
H-Truck Belgium
BE 0787.365.628
Kontich · Eq €17k
Borztrans
BE 0746.888.518
Heers · Eq €17k
REMS TRANSPORTS
BE 1017.277.206
Soumagne · Eq €17k
FW SERVICES
BE 0780.993.421
Lobbes · Eq €17k
STAR GLASS
BE 0675.996.463
Sint-Jans-Molenbeek · Eq €17k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 4,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2021
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.