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N.B.G.

Active
Private limited companyfounded 199629 yrs activeNieuwlandstraat(MEL) 2A, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0459.233.137

N.B.G. has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €735k and a net result of €-81k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 88% of 388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
67 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-68
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 2.14 in 2024; short-term debt: 17.4% and cash: 4.4% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.6%
Return on assets
-9.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
5 d early
2023
132 d early
2022
19 d early
2021
10 d early
2020
42 d early
2019
12 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€735k▼ 9.9%
2024 · €816k
2018: €763k 2019: €772k 2020: €690k 2021: €698k 2022: €729k 2023: €734k 2024: €816k
2018 → 2025
Total assets
€890k▼ 9.8%
2024 · €986k
2018: €782k 2019: €797k 2020: €743k 2021: €722k 2022: €992k 2023: €1.01M 2024: €986k
2018 → 2025
Net result
€-81k
2024 · €82k
2018: €-9k 2019: €10k 2020: €-82k 2021: €7k 2022: €31k 2023: €5k 2024: €82k
2018 → 2025
Working capital
€87k▼ 55.0%
2024 · €194k
2018: €138k 2019: €122k 2020: €30k 2021: €123k 2022: €105k 2023: €112k 2024: €194k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€698k-€729k▲ 4.4%€734k▲ 0.7%€816k▲ 11.2%€735k▼ 9.9%
Operating result€8k-€24k▲ 190%€7k▼ 71.6%€90k▲ 1,237%€48k▼ 46.5%
Net result€7k-€31k▲ 323%€5k▼ 82.7%€82k▲ 1,431%€-81k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50k€100kOperating result 2021: €8k€8kNet result 2021: €7k€7kOperating result 2022: €24k€24kNet result 2022: €31k€31kOperating result 2023: €7k€7kNet result 2023: €5k€5kOperating result 2024: €90k€90kNet result 2024: €82k€82kOperating result 2025: €48k€48kNet result 2025: €-81k€-81k20212022202320242025
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €890k
Fixed assets €648k▲ 4.1%
Current assets €242k▼ 33.5%
Equity and liabilities €890k
Equity €735k▼ 9.9%
Debt €155k▼ 9.0%
The debt ratio rises from 17.3% to 17.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€51k
2024 · €94k
Cash flow
€-79k
2024 · €85k
Solvency
82.6%
2024 · 82.7%
Current ratio
1.56
2024 · 2.14
Quick ratio
1.56
2024 · 2.14
Debt / equity
0.21
2024 · 0.21
ROE
-11.0%
2024 · 10.0%
ROA
-9.1%
2024 · 8.3%
Interest coverage
0.40
2024 · 13.58
Debt
€155k
2024 · €170k
Debt ≤ 1 year
€155k
2024 · €170k
Income taxes
€2k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€986k€890k
Fixed assets21/28€622k€648k
Tangible fixed assets22/27€222k€248k
Land and buildings22€217k€217k=
Plant, machinery and equipment23-€3k
Furniture and vehicles24€3k€23k
Other tangible fixed assets26€2k€4k
Financial fixed assets28€400k€400k=
Current assets29/58€364k€242k
Amounts receivable after more than one year29€259k€200k
Other amounts receivable291€259k€200k
Amounts receivable within one year40/41€5k€2k
Trade receivables40€813€2k
Other amounts receivable41€4k-
Cash at bank and in hand54/58€99k€39k
Deferred charges and accrued income490/1€1k€900
Equity and liabilities
Total equity and liabilities10/49€986k€890k
Equity10/15€816k€735k
Contributions10/11€15k€15k=
Reserves13€844k€844k=
Distributable reserves133€844k€844k=
Profit (loss) carried forward14€-43k€-124k
Amounts payable17/49€170k€155k
Amounts payable within one year42/48€170k€155k
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€32k€34k
Taxes450/3€32k€34k
Other amounts payable47/48€136k€121k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k
Other operating charges640/8€2k€2k
Gross operating margin9900€96k€53k
Operating profit (loss)9901€90k€48k
Financial income75/76B€8k€145
Recurring financial income75€8k€145
Financial charges65/66B€7k€127k
Recurring financial charges65€7k€127k
Profit (loss) for the period before taxes9903€91k€-79k
Income taxes67/77€9k€2k
Profit (loss) for the period9904€82k€-81k
Profit (loss) for the period to be appropriated9905€82k€-81k
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-124k
Profit (loss) brought forward from the previous period14P€-125k€-43k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Highest result since 2018net €82k ▲1431%
Operating result €90k, net result €82k, both a record.
2023
20-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
11-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
30-09
Financial Liquidity quadruplescurrent ratio 6.05
Current ratio from 1.59 to 6.05; short-term debt falls from €52k to €24k.
19-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Weakest financial yearnet €-82k ▼963%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
12-05
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 12 days late
2019
30-09
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
30-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwlandstraat(MEL) 2A9120 Beveren-Kruibeke-Zwijndrecht
Ground area
4,665 m²
Building footprint
3,526 m²
Volume, LiDAR
18,444 m³
Parcel 46016F0457/00H000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NBG
Nieuwlandstraat(MEL) 2A, 9120 Beveren-Kruibeke-ZwijndrechtManufacture of rubber and plastic products
since 19962.079.283.981
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46016F0457/00H000 Flanders 4,665 m² 1 · 3,526 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900WYD4SJGHHG4387
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 594 companies in sector 59203 we hold annual accounts for 195. 96 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-11-1996
Fiscal year end30-09
Activities, NACEBEL
22140
59203Motion picture, video and television programme production, sound recording and music publishing activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.