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N&A SERVICES

Active
Private limited companyfounded 201115 yrs activeRue Trixhe 64, 4357 Donceel, BelgiumKBO/BCE: BE 0837.059.718
Summary

The computed 12-month bankruptcy probability of N&A SERVICES is 6.4% (elevated). The 2024 annual accounts show equity of €154,192 and a net result of €1,583. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 27% of 6718 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
N&A SERVICESActiveChecked score 34/100
Risk analysis ReportCompare

Overview

Activity
Removal services
NACE 49420Other building cleaning and industrial cleaning NACE 81220
1 site
Size
€1.1mtotal assets 2024
Staff
7.2 FTE
Equity
€154,192
Profit
€1,583
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2024
Bankruptcy chance 12 m
6.4%
Structure
Accounts 64 d overdue1 of 3 deeds read
Why 34- 1 change of registered office in 24 months- Figures for FY 2024 (filed 11-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late- Sector Land transport and transport via pipelines (NACE 49)Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 28% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 39-2
equity 14.3% of total assets
Liquidity 21=
short-term debt 70.4% · cash 6.9%
Profitability 50+13
return on assets 0.1%
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,991 companies)
Last 24 months 11-2024: 3.4% 12-2024: 4.3%▲ +24.7% vs 11-2024 01-2025: 6.0%▲ +40.8% vs 12-2024 02-2025: 6.0%● 0.0% vs 01-2025 03-2025: 6.2%▲ +2.3% vs 02-2025 04-2025: 5.6%▼ -9.1% vs 03-2025 05-2025: 5.6%● 0.0% vs 04-2025 06-2025: 5.7%▲ +0.9% vs 05-2025 07-2025: 5.7%● 0.0% vs 06-2025 08-2025: 7.3%▲ +29.2% vs 07-2025highest value 09-2025: 7.3%● 0.0% vs 08-2025highest value 10-2025: 5.3%▼ -27.3% vs 09-2025 11-2025: 1.3%▼ -75.5% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%▼ -0.6% vs 12-2025lowest value 02-2026: 1.3%▲ +2.6% vs 01-2026 03-2026: 1.4%▲ +2.1% vs 02-2026 04-2026: 1.3%▼ -3.0% vs 03-2026 05-2026: 3.0%▲ +124% vs 04-2026 06-2026: 3.1%▲ +3.4% vs 05-2026 07-2026: 3.3%▲ +9.4% vs 06-2026 08-2026: 4.0%▲ +20.1% vs 07-2026 09-2026: 4.8%▲ +20.1% vs 08-2026 10-2026: 6.4%▲ +33.9% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2024 (filed 11-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late raises the probability
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
Credit up to €5,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 1.16 in 2023; short-term debt: 70.4% and cash: 6.9% of total assets), and 85.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 26%, liquidity 18%, profitability 27%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Figures for FY 2024 (filed 11-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
68 d late
2023
404 d late
2022
98 d late
2021
113 d late
2020
31 d late
2019
34 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 125 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Caution: Staff fell in 2024from 13.8 FTE to 7.2 FTE ▼ 47.8% View
  • Positive: Among the best 18% on equitysector median €33,656 · 6,727 companies €154,192 View
  • Positive: 7 profitable years in a rowprofit 2024: €1,583 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€1.1m
Profit
€1,583
Solvency
14.3%
Turnover▲ 32.9%
Net result
20182022
Go to Financials

Timeline

Events
15
Since
2017
  1. 02-04-2026Registered office
  2. 07-10-2025Annual accounts filed
  3. 08-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Removal servicesNACE 49420
Founded
17-06-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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