N.A.I.T.
ActiveSummary
N.A.I.T. has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €-4k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+14
Solvency80▼-6
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.27 in 2024; short-term debt: 45.3% and cash: 0.2% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
-8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
8 d early
2023
93 d late
2022
2 d late
2021
31 d late
2020
31 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 37.6%
2024 · €47k
2018: €36k
2019: €36k
2020: €35k
2021: €49k
2022: €44k
2023: €47k
2024: €47k
2018 → 2025
Total assets
€54k▼ 30.9%
2024 · €78k
2018: €65k
2019: €73k
2020: €49k
2021: €69k
2022: €117k
2023: €60k
2024: €78k
2018 → 2025
Net result
€-4k▲ 23.9%
2024 · €-6k
2018: €14k
2019: €1k
2020: €-1k
2021: €14k
2022: €-2k
2023: €3k
2024: €-6k
2018 → 2025
Working capital
€23k▼ 41.2%
2024 · €39k
2018: €30k
2019: €33k
2020: €34k
2021: €48k
2022: €44k
2023: €38k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€44k▼ 10.5%€47k▲ 6.7%€47k▲ 1.1%€30k▼ 37.6%
Operating result€14k-€-637€3k€-4k€-1k▲ 73.2%
Net result€14k-€-2k€3k€-6k€-4k▲ 23.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€6k ▼ 19.9%
Current assets
€48k ▼ 32.2%
Equity and liabilities €54k
Equity
€30k ▼ 37.6%
Debt
€25k ▼ 20.7%
Debt's share of the balance-sheet total rises from 39.5% to 45.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▲
2024 · €257
Cash flow
€2k▲
2024 · €-2k
Current ratio
1.94▼
2024 · 2.27
Debt to equity
0.83▲
2024 · 0.65
ROE
-14.6%▼
2024 · -12.0%
ROA
-8.0%▼
2024 · -7.2%
Interest coverage
1.93▲
2024 · 0.14
Debt ≤ 1 year
€25k▼
2024 · €31k
Income taxes
€1k▲
2024 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€54k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€15-
Current assets29/58€70k€48k▼
Amounts receivable within one year40/41€51k€41k▼
Trade receivables40€41k€34k▼
Other amounts receivable41€9k€7k▼
Current investments50/53€6k€6k=
Cash at bank and in hand54/58€14k€104▼
Deferred charges and accrued income490/1€265€642▲
Equity and liabilities
Total equity and liabilities10/49€78k€54k▼
Equity10/15€47k€30k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€18k-
Amounts payable17/49€31k€25k▼
Amounts payable within one year42/48€31k€25k▼
Financial debts43-€445
Credit institutions430/8-€445
Trade debts44€24k€3k▼
Suppliers440/4€24k€3k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48-€14k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€14k€584▼
Gross operating margin9900€14k€6k▼
Operating profit (loss)9901€-4k€-1k▲
Financial income75/76B€135€432▲
Recurring financial income75€135€432▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-6k€-3k▲
Income taxes67/77€135€1k▲
Profit (loss) for the period9904€-6k€-4k▲
Profit (loss) for the period to be appropriated9905€-6k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€14k▲
Profit (loss) brought forward from the previous period14P€872€18k▲
Transfer from equity791/2€23k-
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-6k ▼293%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 93 days late
2023
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 3.84
Current ratio from 1.60 to 3.84; short-term debt falls from €73k to €13k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haagbeukenlaan 181200 Sint-Lambrechts-WoluweGround area
2.3 ha
Building footprint
1,179 m²
Volume, LiDAR
49,744 m³
Parcel 21018A0143/02D000, Brussels · tallest building 48.1 m, ±15 floors. Linked by address, not a title deed.
1 establishment unit
N.A.I.T.
since 20132.227.167.609
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0143/02D000 | Brussels | 2.3 ha | 1 · 1,178 m² | 48.1 m · 15 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300T2Y4T1S4C05E53
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See Sharper
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Of 2,122 companies in sector 46500 we hold annual accounts for 1,403. 751 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2013
Fiscal year end30-09
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.