N.A.Î
ActiveSummary
N.A.Î has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,019 and a net result of €229. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 13874 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+69
Solvency100=
Growth48=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.98 against 3.83 in 2024; short-term debt: 13.8% and cash: 20.1% of total assets), and 13.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €39,019
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2022
92 d late
2021
54 d early
2020
130 d late
2019
495 d late
2018
72 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 118 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 69 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€207,913▲ 4.9%
2022 · €198,270
EBIT margin
-4.1%▼ 11.9pp
2022 · 7.8%
Net result
€229
2024 · -€8,268
Working capital
€18,577▲ 2.1%
2024 · €18,187
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Turnover€168,646▼ 11.9%€189,732▲ 12.5%€198,270▲ 4.5%€207,913-
Operating result€28,979▲ 20.2%€17,351▼ 40.1%€15,441▼ 11.0%-€8,484-€346
Net result€23,291above the sector's middle half▲ 84.6%€11,829within the sector's middle half▼ 49.2%€12,200within the sector's middle half▲ 3.1%-€8,268below the sector's middle half-€229within the sector's middle half
EBIT margin17.2%▲ 4.6pp9.1%▼ 8.0pp7.8%▼ 1.4pp-4.1%-
Equity€9,937within the sector's middle half€21,766within the sector's middle half▲ 119%€33,966within the sector's middle half▲ 56.0%€38,790within the sector's middle half-€39,019within the sector's middle half▲ 0.6%
Total assets€79,232within the sector's middle half▼ 6.3%€77,167within the sector's middle half▼ 2.6%€63,583within the sector's middle half▼ 17.6%€45,221below the sector's middle half-€45,259below the sector's middle half▲ 0.1%
Debt€69,295▼ 29.2%€55,401▼ 20.1%€29,617▼ 46.5%€6,432-€6,240▼ 3.0%
Working capital€814within the sector's middle half€5,900within the sector's middle half▲ 625%€16,217within the sector's middle half▲ 175%€18,187within the sector's middle half-€18,577within the sector's middle half▲ 2.1%
Solvency12.5%within the sector's middle half▲ 28.3pp28.2%within the sector's middle half▲ 15.7pp53.4%within the sector's middle half▲ 25.2pp85.8%above the sector's middle half-86.2%above the sector's middle half▲ 0.4pp
Current ratio1.03within the sector's middle half▲ 0.711.14within the sector's middle half▲ 0.111.58within the sector's middle half▲ 0.443.83above the sector's middle half-3.98above the sector's middle half▲ 0.15
Return on assets (ROA)29.4%above the sector's middle half▲ 14.5pp15.3%within the sector's middle half▼ 14.1pp19.2%above the sector's middle half▲ 3.9pp-18.3%below the sector's middle half-0.5%within the sector's middle half▲ 18.8pp
Staff (FTE)0.7below the sector's middle half▼ 36.4%4.3▲ 514%3.2▼ 25.6%3.4-3.5▲ 2.9%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €346 after a loss of €8,484 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45,259
Fixed assets
€20,441 ▼ 0.8%
Current assets
€24,818 ▲ 0.8%
Equity and liabilities €45,259
Equity
€39,019 ▲ 0.6%
Debt
€6,240 ▼ 3.0%
Debt's share of the balance-sheet total falls from 14.2% to 13.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1,333
Cash flow
€1,216
Debt to equity
0.16▼
2024 · 0.17
ROE
0.6%▲
2024 · -21.3%
Interest coverage
11.38
Debt ≤ 1 year
€6,240▼
2024 · €6,432
Staff costs
€50,217▲
2024 · €39,784
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €168,646 | €189,732 | €198,270 | €207,913 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €125,349 | €137,393 | €175,266 | - | - |
| Remuneration, social security and pensions62 | - | €23,186 | €24,745 | €39,784 | €50,217 | ▲ 26.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,079 | €23,068 | €15,758 | - | €987 | - |
| Other operating charges640/8 | - | €778 | €4,932 | €1,347 | €1,385 | ▲ 2.8% |
| Non-recurring operating charges66A | - | - | - | - | €1 | - |
| Gross operating margin9900 | €64,071 | €64,383 | €60,876 | €32,647 | €52,935 | ▲ 62.1% |
| Operating profit (loss)9901 | €28,979 | €17,351 | €15,441 | -€8,484 | €346 | ▲ 104% |
| Financial income75/76B | - | €0 | €2 | €216 | - | - |
| Recurring financial income75 | €20 | €0 | €2 | €216 | - | - |
| Financial charges65/66B | - | €5,522 | €3,244 | €0 | €117 | - |
| Recurring financial charges65 | €5,537 | €5,522 | €3,244 | €0 | €117 | - |
| Profit (loss) for the period before taxes9903 | €23,462 | €11,829 | €12,200 | -€8,268 | €229 | ▲ 103% |
| Income taxes67/77 | €172 | - | - | - | - | - |
| Profit (loss) for the period9904 | €23,291 | €11,829 | €12,200 | -€8,268 | €229 | ▲ 103% |
| Profit (loss) for the period to be appropriated9905 | €23,291 | €11,829 | €12,200 | -€8,268 | €229 | ▲ 103% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,232 | €77,167 | €63,583 | €45,221 | €45,259 | ▲ 0.1% |
| Fixed assets21/28 | €51,671 | €28,998 | €19,326 | €20,602 | €20,441 | ▼ 0.8% |
| Intangible fixed assets21 | €34,973 | €14,973 | - | - | - | - |
| Tangible fixed assets22/27 | €3,618 | €946 | €1,247 | €2,523 | €2,362 | ▼ 6.4% |
| Furniture and vehicles24 | - | €946 | €1,247 | €2,523 | €2,362 | ▼ 6.4% |
| Financial fixed assets28 | €13,080 | €13,080 | €18,080 | €18,080 | €18,080 | = |
| Current assets29/58 | €27,562 | €48,169 | €44,256 | €24,619 | €24,818 | ▲ 0.8% |
| Amounts receivable within one year40/41 | €2,482 | €29,044 | €24,192 | €18,604 | €15,714 | ▼ 15.5% |
| Trade receivables40 | - | €1,112 | €2,294 | €749 | €1,044 | ▲ 39.3% |
| Other amounts receivable41 | - | €27,931 | €21,898 | €17,855 | €14,670 | ▼ 17.8% |
| Cash at bank and in hand54/58 | €25,080 | €19,125 | €20,064 | €6,015 | €9,104 | ▲ 51.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,232 | €77,167 | €63,583 | €45,221 | €45,259 | ▲ 0.1% |
| Equity10/15 | €9,937 | €21,766 | €33,966 | €38,790 | €39,019 | ▲ 0.6% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | - | €591 | €591 | €591 | €591 | = |
| Non-distributable reserves130/1 | - | €591 | €591 | €591 | €591 | = |
| Reserves not available under the articles1311 | - | - | - | - | €591 | - |
| Other1319 | - | €591 | €591 | €591 | - | - |
| Profit (loss) carried forward14 | -€2,463 | €8,775 | €20,974 | €25,798 | €26,027 | ▲ 0.9% |
| Amounts payable17/49 | €69,295 | €55,401 | €29,617 | €6,432 | €6,240 | ▼ 3.0% |
| Amounts payable after more than one year17 | €42,547 | €13,132 | €1,578 | - | - | - |
| Financial debts170/4 | - | €13,132 | €1,578 | - | - | - |
| Amounts payable within one year42/48 | €26,748 | €42,269 | €28,039 | €6,432 | €6,240 | ▼ 3.0% |
| Current portion of amounts payable after more than one year42 | - | €29,415 | €11,819 | - | - | - |
| Trade debts44 | - | €7,438 | €12,752 | €3,801 | €1,432 | ▼ 62.3% |
| Suppliers440/4 | - | €7,438 | €12,752 | €3,801 | €1,432 | ▼ 62.3% |
| Taxes, remuneration and social security45 | - | €5,416 | €3,469 | €2,630 | €4,809 | ▲ 82.8% |
| Taxes450/3 | - | €2,372 | €2,114 | €2,125 | €2,682 | ▲ 26.2% |
| Remuneration and social security454/9 | - | €3,044 | €1,354 | €505 | €2,127 | ▲ 321% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,291 | €11,829 | €12,200 | -€8,268 | €229 | ▲ 103% |
| + Depreciation and write-downs630 | €25,079 | €23,068 | €15,758 | - | €987 | - |
| Operating cash flow (approximation) | €48,369 | €34,897 | €27,958 | -€8,268 | €1,216 | ▲ 115% |
| Investment in fixed assets (approximation) | - | -€396 | -€6,086 | - | -€826 | - |
| Change in cash | - | -€5,955 | €939 | - | €3,089 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
23-06
State Gazette act
Resignation: ZAHOU Maïera Naïma (manager)Appointment: ZAHOU Maïera Naïma (non-statutory director) · Statutes amendment · Capital conversion12 facts ▸
State Gazette act
Resignation: ZAHOU Maïera Naïma (manager)
Appointment: ZAHOU Maïera Naïma (non-statutory director) · Statutes amendment · Capital conversion12 facts ▸
- General meeting, 18-06-2026
- Statutes amendment
- Capital conversion, fonds disponibles pour distribution, EUR
- Statutes amendment
- Capital
- Director resignation, ZAHOU Maïera Naïma (manager)
- Director appointment, ZAHOU Maïera Naïma (non-statutory director)
- Director discharge, ZAHOU Maïera Naïma
- Registered office clause, 7134 Binche (Leval-Trahegnies), Rue des Boulois 188, assemblée générale déclare
- Power of attorney
- Power of attorney
- Power of attorney, Aline PIRLOT
2025
31-12
Financial
Back to profitnet €229
Net result €229 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet -€8,268
Net result drops to -€8,268, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.83
Current ratio from 1.58 to 3.83; short-term debt falls from €28,039 to €6,432.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 130 days late
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 495 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.03
Current ratio from 0.32 to 1.03; short-term debt falls from €27,591 to €26,748.
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 72 days late
Show earlier events
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
22-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 234 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2026
ZAHOU Maïera Naïma
CurrentNon-statutory director · since 23-06-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2008
Ground area
1,829 m²
Building footprint
661 m²
Volume, LiDAR
3,430 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TITANIC
since 20082.172.370.725
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56043B0764/00P000 | Wallonia | 1,153 m² | 1 · 183 m² | 8.3 m · 2 fl. |
| 56033A0113/00R003 | Wallonia | 677 m² | 1 · 478 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ZAHOU Maïera Naïma |
|
Articles of association
Annual meeting
First Wednesday of June at 17:00
Duration
Unlimited
Purpose
L’exploitation, la gestion et la mise en valeur de tous salons de consommations ou de restauration, snacks, services fast-food; La conception, l’organisation, l’exécution et la…
Full purpose (2 activities)
- L’exploitation, la gestion et la mise en valeur de tous salons de consommations ou de restauration, snacks, services fast-food.
- La conception, l’organisation, l’exécution et la prestation de services au profit de toutes personnes, sociétés ou organisations publiques ou privées, de toutes cérémonies, festivités.
Name clause
Registered office clause
Article 2. Siège
Other statement
Article 6. Appels de fonds
Article 13. Gestion journalière
Un ou plusieurs commissaires, trois ans
Assemblees generales extraordinaires, trois semaines de demande
E-mails_quinze_jours_au_moins_avant_aux_actionnaires_administrateurs_titulaires_obligations_convertibles_droits_souscription_certificats_avec_collaboration_et_c…
Toutes_decisions_AG_sauf_acte_authentique, assemblee generale ecrite
Vote_electronique_avant_AG, qualite et identite par reglement interne organe
Moyen de communication électronique mis à disposition par la société, participation à distance à l'assemblée générale des obligataires
Admission à l'assemblée générale et exercice du droit de vote, droits afférents aux titres ne peuvent pas être suspendus
Séances et procès-verbaux, liste de présences, rapports éventuels, procurations, votes par correspondance
Chaque action une voix sous réserve actions sans droit de vote, délibérations
Article 19. Prorogation
Répartition et réserves, sans décision d'affectation moitié aux réserves et moitié distribuée pour autant que conditions légales pour la distribution remplies
Acomptes sur dividendes, organe d'administration
Exécution des statuts, élection de domicile
Compétence judiciaire, entre société, actionnaires, administrateurs, commissaires et liquidateurs relatifs aux affaires de la société et à l'exécution des statu…
Utilisables jusqu'à autre adresse ou souhait de ne plus communiquer par courrier électronique, toute communication à ces adresses réputée valablement intervenue
Droit commun, clauses contraires aux dispositions impératives censées non écrites
5 more provisions on this in the deed
Share issue rule
Courrier électronique,ou courrier ordinaire même jour sans adresse électronique, droit au débiteur-gagiste
Share class
Nominatives, registre actions nominatives mentions CSA
Transfer restriction
Moitié cédant moitié acquéreurs proportionnelle, même formalités si non actionnaires plein droit
Board rule
Un ou plusieurs, organe_d'administration
Frais generaux plus frais representation voyages deplacements, assemblee generale
Dissolution rule
En tout temps par décision de l'assemblée générale délibérant dans les formes prévues pour les modifications aux statuts
Liquidation rule
Désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, pour quelque cause et à quelque moment que ce soit
Liquidation distribution
Apurement dettes charges et frais ou consignation montants nécessaires, si actions non entièrement libérées rétablissement égalité soit par appels complémentair…
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Capital over the years
- 23-06-2026 Converted to unavailable equity
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.172.370.725
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Of 21,835 companies in this sector we hold annual accounts for 9,786. 8,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded09-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
93299Other amusement and recreation activities
Contact
Phone
0477/35.76.07La Louvière
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899154168
Registered
28-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.