N.
ActiveN. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €4k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-25
Solvency62▼-38
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.79 against 4.86 in 2023; short-term debt: 28.9% and cash: 5.1% of total assets), and 62.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.2%
Return on assets
5.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
40 d early
2022
46 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▲ 15.9%
2023 · €24k
2022: €13k
2023: €24k
2022 → 2024
Total assets
€76k▲ 148%
2023 · €31k
2022: €22k
2023: €31k
2022 → 2024
Net result
€4k▼ 65.9%
2023 · €11k
2022: €11k
2023: €11k
2022 → 2024
Working capital
€-5k
2023 · €24k
2022: €13k
2023: €24k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€13k-€24k▲ 87.6%€28k▲ 15.9%
Operating result€15k-€17k▲ 12.9%€6k▼ 66.2%
Net result€11k-€11k▲ 8.3%€4k▼ 65.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 66% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€59k
Current assets
€17k
Equity and liabilities €76k
Equity
€28k▲ 15.9%
Debt
€48k▲ 657%
The debt ratio rises from 20.6% to 62.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k
Cash flow
€6k
Solvency
37.2%▼
2023 · 79.4%
Current ratio
0.79▼
2023 · 4.86
Quick ratio
0.79▼
2023 · 4.86
Debt / equity
1.69▲
2023 · 0.26
ROE
13.7%▼
2023 · 46.7%
ROA
5.1%▼
2023 · 37.1%
Interest coverage
8.32
Debt
€48k▲
2023 · €6k
Debt ≤ 1 year
€22k▲
2023 · €6k
Debt > 1 year
€26k
Income taxes
€797▼
2023 · €5k
Staff costs
€1k▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€31k€76k▲
Fixed assets21/28-€59k
Tangible fixed assets22/27-€59k
Land and buildings22-€48k
Plant, machinery and equipment23-€11k
Current assets29/58€31k€17k▼
Amounts receivable within one year40/41€13k€13k▲
Trade receivables40€11k€9k▼
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€18k€4k▼
Deferred charges and accrued income490/1€104€785▲
Equity and liabilities
Total equity and liabilities10/49€31k€76k▲
Equity10/15€24k€28k▲
Contributions10/11€3k€3k=
Reserves13€22k€26k▲
Distributable reserves133€22k€26k▲
Amounts payable17/49€6k€48k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€6k€22k▲
Current portion of amounts payable after more than one year42-€16k
Financial debts43€255€455▲
Credit institutions430/8€255€455▲
Trade debts44€666€4k▲
Suppliers440/4€666€4k▲
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€1k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€109€118▲
Gross operating margin9900€18k€9k▼
Operating profit (loss)9901€17k€6k▼
Financial income75/76B-€23
Recurring financial income75-€23
Financial charges65/66B€172€917▲
Recurring financial charges65€172€917▲
Profit (loss) for the period before taxes9903€16k€5k▼
Income taxes67/77€5k€797▼
Profit (loss) for the period9904€11k€4k▼
Profit (loss) for the period to be appropriated9905€11k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€4k▼
Transfer to equity691/2€11k€4k▼
To other reserves6921€11k€4k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼65.9%
Net result drops to €4k, the lowest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €11k ▲8.3%
Operating result €17k, net result €11k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.86
Current ratio from 2.38 to 4.86; short-term debt falls from €9k to €6k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geerdegem-Schonenberg 2472800 MechelenGround area
1,625 m²
Building footprint
100 m²
Volume, LiDAR
585 m³
Parcel 12403E0842/00B002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N.
since 20222.334.645.884
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0842/00B002 | Flanders | 1,625 m² | 1 · 100 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MEGUSTO
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RG ASSURANCES
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,513. 2,398 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2022
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.