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MZJ

Active
Private limited companyfounded 20232 yrs activeRue Fonds Delvaux(LU) 13, 5170 Profondeville, BelgiumKBO/BCE: BE 1003.293.764
Summary

The computed 12-month bankruptcy probability of MZJ is 3.0% (moderate). The 2024 annual accounts show equity of €19,006 and a net result of €16,306. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
1 site
How big
€70,458total assets 2024
Staff
1 FTE
Equity
€19,006
Profit
€16,306
Turnover not published (abridged schema)
Financially healthy?
52 Fair Checked score 2024
Bankruptcy chance 12 m
3.0%
Who decides
Accounts 40 d early0 of 1 deed read
Why 52- Founded in 2023- Figures for FY 2024 (filed 25-07-2025)- Sector Food and beverage service activities (NACE 56)+ Liquidity: current ratio 0.69, cash €30,744Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 66% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 52
equity 27.0% of total assets
Liquidity 61
short-term debt 72.7% · cash 43.6%
Profitability 98
return on assets 23.1%
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 3 months 08-2026: 2.2%lowest value 09-2026: 2.4%▲ +10.2% vs 08-2026 10-2026: 3.0%▲ +24.2% vs 09-2026highest value
  • Founded in 2023 raises the probability for this profile
  • Liquidity: current ratio 0.69, cash €30,744 lowers the probability
  • Figures for FY 2024 (filed 25-07-2025) raises the probability
  • Sector Food and beverage service activities (NACE 56) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.69; short-term debt: 72.7% and cash: 43.6% of total assets), and 73% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 48%, liquidity 65%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 0.69, cash €30,744
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 25-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-06-2026, 40 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
40 d early
2024
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 2024first fiscal year filed €70,458 View
  • Active since 2023founded 12-12-2023 2 years View

By topic

Financials

Fiscal year
2024
Total assets
€70,458
Profit
€16,306
Solvency
27.0%
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 31-07-2027
  1. 21-06-2026Annual accounts filed
  2. 25-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
12-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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