MZGK
ActiveThe computed 12-month bankruptcy probability of MZGK is 4.2% (elevated). The 2025 annual accounts show equity of €633 and a net result of €-3k. Its solvency ranks better than 28% of 13090 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.42; short-term debt: 96.5% and cash: 36.1% of total assets), and 96.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.5%
Return on assets
-18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€633
Total assets
€18k
Net result
€-3k
Working capital
€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €18k
Fixed assets
€11k
Current assets
€7k
Equity and liabilities €18k
Equity
€633
Debt
€17k
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€-2k
Cash flow
€-3k
Solvency
3.5%
Current ratio
0.42
Quick ratio
0.42
ROA
-18.8%
Interest coverage
-3.84
Debt
€17k
Debt ≤ 1 year
€17k
Staff costs
€15k
Equity ratios withheld: equity of €633 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€18k
Fixed assets21/28€11k
Intangible fixed assets21€8k
Financial fixed assets28€3k
Current assets29/58€7k
Amounts receivable within one year40/41€728
Other amounts receivable41€728
Cash at bank and in hand54/58€6k
Equity and liabilities
Total equity and liabilities10/49€18k
Equity10/15€633
Contributions10/11€4k
Profit (loss) carried forward14€-3k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€10k
Taxes450/3€2k
Remuneration and social security454/9€8k
Income statement
Code2025
Remuneration, social security and pensions62€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€393
Other operating charges640/8€125
Gross operating margin9900€13k
Operating profit (loss)9901€-3k
Financial charges65/66B€614
Recurring financial charges65€614
Profit (loss) for the period before taxes9903€-3k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Verte 114800 VerviersGround area
1,228 m²
Building footprint
64 m²
Volume, LiDAR
808 m³
Parcel 63079D0071/00F000, Wallonia · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PITA PIZZA
since 20252.377.534.336
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079D0071/00F000 | Wallonia | 1,228 m² | 1 · 64 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.377.534.336
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LIYA SOFIA
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KMBA
BE 0739.787.722
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SMACLOT
BE 1021.456.520
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IL PADRINO
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,450. 1,078 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2025
Fiscal year end31-12
Activities, NACEBEL
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.