MZA

Active

Private limited companyfounded 2009active for 17 yearsLochtemanweg 96, 3550 Heusden-Zolder, Belgium20 active companies are registered at this addressKBO/BCE: BE 0819.179.945

Summary

MZA has been active since 2009 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €45,048 and a net result of €5,709. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 81% of 9,368 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

MZAActiveChecked score 88/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€126,655turnover 2025

Staff: ≈ 1.1 FTE, estimated
Equity: €45,048
Profit: €5,709

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

2025 accounts 7 days early1 of 6 deeds summarised

Why 88raises riskSector: Construction of residential and non-residential buildings (NACE 41)1 of the last 3 lateSize: turnover €126,655, total assets €62,093lowers riskLiquidity: current ratio 2.87, cash €29,026Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 70% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 98-2

equity 72.6% of total assets

Liquidity 89+46

short-term debt 27.4% · cash 46.7%

Profitability 68+6

return on assets 9.2%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)

Last 24 months 11-2024: 1.6% 12-2024: 1.5%▼ -0.1 percentage points vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.4%▼ -0.1 percentage points vs 01-2025 03-2025: 1.3%▼ -0.1 percentage points vs 02-2025 04-2025: 1.5%▲ +0.2 percentage points vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.8%▲ +0.2 percentage points vs 05-2025 07-2025: 2.3%▲ +0.5 percentage points vs 06-2025 08-2025: 2.3%● unchanged vs 07-2025 09-2025: 2.9%▲ +0.6 percentage points vs 08-2025 10-2025: 4.8%▲ +1.9 percentage points vs 09-2025 11-2025: 4.8%● unchanged vs 10-2025 12-2025: 4.9%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 4.4%▼ -0.5 percentage points vs 12-2025 02-2026: 4.4%● unchanged vs 01-2026 03-2026: 4.4%● unchanged vs 02-2026 04-2026: 4.4%● unchanged vs 03-2026 05-2026: 0.3%▼ -4.1 percentage points vs 04-2026lowest value 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity ample (current ratio 2.87, compared with 3.8 in 2023, above the usual 1.5; short-term debt: 27.4% and cash: 46.7% of total assets), and 27.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 81% on solvency, 90% on liquidity and 39% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.87, cash €29,026

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

1 of the last 3 late

NBB · filings

Size: turnover €126,655, total assets €62,093

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

7 days early

2023

10 days late

2022

376 days late

2021

814 days late

2020

26 days late

2019

391 days late

2017

245 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 265 days after the deadline; the sector median (NACE 41) for financial year 2023 is on the deadline day, and 47% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Strikeout withdrawal

Searched, nothing found (1)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 May (4 of the last 5 filed years within 350 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end31-10-2026 today30-04-2027 deadline

23-04-2026 Annual accounts filedfinancial year 2025 · micro…
22-07-2024 Annual accounts filedfinancial year 2021 · micro…
10-05-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Among the best 19% on solvencysector median 43.0% · 9,368 companies 72.6% View
Turnover 20255 financial years filed €126,655 View
Active since 2009founded 01-10-2009 17 years View

By topic

Financials

Financial year: 2025
Turnover: €126,655
Profit: €5,709
Solvency: 72.6%

Turnover▲ 14.0%

Net result

20202025

Go to Financials

Timeline

Events: 16
Since: 2011
Next accounts: by 30-04-2027

10-05-2024Annual accounts filed
30-09-2023Back to profit
30-09-2022Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 01-10-2009
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about MZA

What is the company number of MZA?: 0819.179.945. In Belgium the VAT number is the company number with BE in front: BE 0819.179.945.
Where is MZA based?: The registered office is at Lochtemanweg 96, 3550 Heusden-Zolder.Company details
What does MZA do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of MZA?: Private limited company (BV).
When was MZA founded?: On 01-10-2009.
Is MZA still active?: Yes, MZA is an active enterprise in the KBO register.
What is the turnover of MZA?: €126,655 in financial year 2025, according to the filed annual accounts.Financials
Is MZA profitable?: In financial year 2025, MZA made a profit of €5,709.
Where can I find the annual accounts of MZA?: MZA filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MZA due?: By 30-04-2027, for financial year 2026.Timeline