MYSTRAL
ActiveSummary
MYSTRAL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €496k and a net result of €-57k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-70
Solvency100▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 3.16 in 2024; short-term debt: 17.5% and cash: 5.5% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
7 d early
2022
6 d early
2021
94 d late
2020
30 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€496k▼ 10.2%
2024 · €552k
2018: €138k
2019: €163k
2020: €169k
2021: €571k
2022: €608k
2023: €561k
2024: €552k
2018 → 2025
Total assets
€623k▼ 19.8%
2024 · €776k
2018: €386k
2019: €370k
2020: €355k
2021: €770k
2022: €778k
2023: €752k
2024: €776k
2018 → 2025
Net result
€-57k
2024 · €49k
2018: €-11k
2019: €25k
2020: €33k
2021: €419k
2022: €38k
2023: €38k
2024: €49k
2018 → 2025
Working capital
€337k▼ 16.0%
2024 · €402k
2018: €-44k
2019: €-26k
2020: €-22k
2021: €472k
2022: €500k
2023: €442k
2024: €402k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€571k-€608k▲ 6.6%€561k▼ 7.8%€552k▼ 1.5%€496k▼ 10.2%
Operating result€50k-€61k▲ 20.7%€59k▼ 2.8%€50k▼ 15.5%€-68k
Net result€419k-€38k▼ 91.0%€38k▲ 1.4%€49k▲ 29.7%€-57k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €68k after €50k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623k
Fixed assets
€176k ▼ 6.3%
Current assets
€446k ▼ 24.1%
Equity and liabilities €623k
Equity
€496k ▼ 10.2%
Debt
€127k ▼ 43.4%
Debt's share of the balance-sheet total falls from 28.8% to 20.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-49k▼
2024 · €63k
Cash flow
€-37k▼
2024 · €62k
Current ratio
4.09▲
2024 · 3.16
Debt to equity
0.26▼
2024 · 0.41
ROE
-11.4%▼
2024 · 9.0%
ROA
-9.1%▼
2024 · 6.4%
Interest coverage
-13.54▼
2024 · 11.68
Debt ≤ 1 year
€109k▼
2024 · €186k
Debt > 1 year
€16k▼
2024 · €35k
Income taxes
€9▼
2024 · €15k
Staff costs
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€776k€623k▼
Fixed assets21/28€188k€176k▼
Tangible fixed assets22/27€188k€176k▼
Land and buildings22€166k€155k▼
Plant, machinery and equipment23€0€6k▲
Furniture and vehicles24€22k€15k▼
Financial fixed assets28€50€50=
Current assets29/58€588k€446k▼
Amounts receivable after more than one year29€524k€365k▼
Other amounts receivable291€524k€365k▼
Amounts receivable within one year40/41€20k€46k▲
Trade receivables40€17k€3k▼
Other amounts receivable41€4k€43k▲
Cash at bank and in hand54/58€42k€34k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€776k€623k▼
Equity10/15€552k€496k▼
Contributions10/11€6k€6k=
Reserves13€546k€508k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€544k€506k▼
Profit (loss) carried forward14€0€-18k▼
Amounts payable17/49€224k€127k▼
Amounts payable after more than one year17€35k€16k▼
Financial debts170/4€35k€16k▼
Amounts payable within one year42/48€186k€109k▼
Current portion of amounts payable after more than one year42€27k€21k▼
Financial debts43€11k€0▼
Credit institutions430/8€11k€0▼
Trade debts44€23k€3k▼
Suppliers440/4€23k€3k▼
Taxes, remuneration and social security45€2k€606▼
Taxes450/3€2k€606▼
Other amounts payable47/48€124k€84k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€2k€927▼
Non-recurring operating charges66A€0-
Gross operating margin9900€67k€-48k▼
Operating profit (loss)9901€50k€-68k▼
Financial income75/76B€20k€15k▼
Recurring financial income75€20k€15k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€64k€-57k▼
Income taxes67/77€15k€9▼
Profit (loss) for the period9904€49k€-57k▼
Profit (loss) for the period to be appropriated9905€49k€-57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€-57k▼
Transfer from equity791/2€58k€38k▼
Transfer to equity691/2€49k€0▼
To other reserves6921€49k€0▼
Profit to be distributed694/7€58k€0▼
Return on contributions (dividend)694€58k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-57k ▼214%
Net result drops to €-57k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 94 days late
2021
31-12
Financial
Highest result since 2018net €419k ▲1164%
Net result €419k, the highest in the series.
31-12
Financial
Liquidity times 9current ratio 5.76
Current ratio from 0.66 to 5.76.
31-12
Financial
Equity above €500kEq €571k ▲237%
3 profitable years in a row build equity to €571k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
Show earlier events
31-12
Financial
Equity above €150kEq €163k ▲18%
Equity rises from €138k to €163k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schapenstraat 1921750 LennikGround area
2,747 m²
Building footprint
141 m²
Volume, LiDAR
850 m³
Parcel 23075A0241/00S000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schapenstraat 192, 1750 Lennik
since 20002.099.956.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075A0241/00S000 | Flanders | 2,747 m² | 1 · 141 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Geec
BE 0521.894.048
Wommelgem · Eq €495,940
Wigerinck Consulting
BE 0774.486.008
Antwerpen · Eq €495,882
MyZen
BE 0837.279.056
Liège · Eq €495,862
ON2JUMP
BE 0471.743.662
Keerbergen · Eq €495,840
SARRA
BE 0806.282.113
Kortemark · Eq €496,018
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.