Liquidity
1.66 was 2.97 in 2024
Short-term debts rose from €3,903 to €4,176.
MYSERVICES
Lifetime
2 annual accounts with figures on one time axispeak €6,757 (2024)
-€4,923▼ €11,680
lowest -€4,936 (2025)
-€4,936▼ €10,634
peak €7,697 (2024)
€2,761▼ 64.1%
€4,176▲ 7.0%
Board1 name since 2022
1 directorDE MAERTELAERE Gertrud
Documentsfilings and deeds
25-03-202636 days before the deadline
2025micro format
Gross margin from €6,757 to -€4,923Loss of €4,936Equity from €7,697 to €2,761
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
Turnover not published (micro format)
Checked score
54
Fair
Financially stronger than 32% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.9%
01-2025: 2.9%● unchanged vs 12-2024highest value
02-2025: 2.9%● unchanged vs 01-2025highest value
03-2025: 2.9%● unchanged vs 02-2025highest value
04-2025: 2.9%● unchanged vs 03-2025highest value
05-2025: 2.9%● unchanged vs 04-2025highest value
06-2025: 0.8%▼ -2.1 percentage points vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 0.8%● unchanged vs 07-2025
09-2025: 0.7%▼ -0.1 percentage points vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 0.8%● unchanged vs 07-2026
09-2026: 0.6%▼ -0.2 percentage points vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Founded in 2022
Loss of €4,936 (financial year 2025)
lowers risk
Liquidity: current ratio 1.66, cash €2,218
Size: total assets €6,937
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 48% of them on solvency, 65% on liquidity, 6% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as MYSERVICES has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MYSERVICES itself is lower: 0.6% within 12 months. It rests on far more data about MYSERVICES than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for MYSERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.66 (2.97 in 2024), above the usual 1.5. Short-term debt is 60.2% and cash 32% of total assets. However, 60.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
36 days early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 18 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794996261
Incorporation
Founding capital of €2,000, 100 shares · Founder: DE MAERTELAERE Gertrud (comparant) · Appointment: DE MAERTELAERE Gertrud (director) · published on 22-12-2022 · Gazette deed
First establishment
Westeindestraat 26, Maldegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MYSERVICES Maldegem | €6,937 | -€4,923 | 39.8% | - |
| KAIYOUNG Langemark-Poelkapelle | €7,430 | -€296 | 100.0% | - |
| SINETA BUSINESS ALL INCLUSIVE Brussels | €7,379 | -€26,205 | -616.7% | - |
| NUTRIREPAIR Uccle | €7,775 | -€48,293 | -797.1% | - |
| HM TRADING COMPANY Mouscron | €7,856 | -€2,068 | -77.8% | - |
| Next Begijnendijk | €6,801 | -€5,228 | -202.9% | - |
| MC2LABS Hasselt | €5,888 | -€3,618 | -481.7% | - |
These companies have the same main activity as MYSERVICES: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €5,890 and €7,860, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 20-12-2022Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 1 other
- Establishment unit
- 2.342.545.9419990 Maldegem, since 20-12-2022
- Financial year end
- 30 September
- Peppol
- Reachable since 03-04-2025
Annual accounts to 30-09-2025
- €6,937▼ 40.2%
- Filing
- Filed on 25-03-2026, 36 days before the end of the filing period
Insights on MYSERVICES
The annual accounts of MYSERVICES for financial year 2025 show a net loss of 71% of total assets and of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €2,761 and a net result of -€4,936.
Its solvency ranks better than 50% of 13,805 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MYSERVICES
- What is the company number of MYSERVICES?
- The company number of MYSERVICES is 0794.996.261. The VAT number is the same number with BE in front: BE 0794.996.261.
- Where is MYSERVICES based?
- The registered office is at Westeindestraat 26, 9990 Maldegem.Company details
- What does MYSERVICES do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of MYSERVICES?
- MYSERVICES is a private limited company (BV).
- When was MYSERVICES founded?
- MYSERVICES was founded on 20-12-2022.
- Is MYSERVICES still active?
- Yes, MYSERVICES is an active enterprise in the KBO register.
- What is the turnover of MYSERVICES?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is MYSERVICES profitable?
- In financial year 2025, MYSERVICES made a loss of €4,936.
- Where can I find the annual accounts of MYSERVICES?
- MYSERVICES filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MYSERVICES due?
- MYSERVICES must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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