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MYSA

Active
Wijerstraat 63 ·3510 Hasselt, Belgium
BE 0789.542.485
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MYSA is 3.1% (moderate). The 2025 annual accounts show negative equity (€-82k) and a net result of €5k. Its solvency ranks better than 5% of 468 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k
Working capital€9k-92.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 17-10-2025 with the NBB · fiscal year 2025 · verkort
€-150k€-100k€-50k€0Operating result 2024: €-739€-739Net result 2024: €-106k€-106kOperating result 2025: €4k€4kNet result 2025: €5k€5k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -886.7% 21.1%
better than 5% of 468 sector peers
Net result €5k €32k
better than 32% of 466 sector peers
Equity €-82k €162k
better than 10% of 468 sector peers
Gross operating margin €5k €282k
better than 8% of 468 sector peers
Total assets €9k €906k
better than 5% of 468 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€5k
- -68% vs sector
Total assets
€9k
-98.5% -94% vs sector
Equity
€-82k
+5.4% far below sector median
Working capital
€9k
-92.7% far above sector median
Employees (FTE)
2
- -76% vs sector
Staff costs
€84k
- -87% vs sector
Debt
€91k
-87.3% +57% vs sector
Debt ≤ 1y
€500
-99.9% -98% vs sector
Debt > 1y
€90k
-55.0% +101% vs sector
Current ratio
18.39
+1390.1% far above sector median
Quick ratio
18.39
+1390.1% far above sector median
Solvency
-886.7%
-6383.6% far below sector median
Debt / equity
-1.11
+86.6% far below sector median
ROE
-5.7%
- far below sector median
ROA
50.8%
- far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA-
Net profit€5k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€9k
Equity€-82k
Debt€91k
of which ≤ 1y€500
of which > 1y€90k
Working capital€9k
Employees (FTE)-
Ratios (computed)
2025
Current ratio18.39
Quick ratio18.39
Working capital ratio94.6%
Solvency-886.7%
Debt / equity-1.11
Long-term debt ratio-1.10
Interest coverage-
Gross margin-
Net margin-
ROA50.8%
ROE-5.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€9k
Current assets 29/58€9k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€9k
Equity 10/15€-82k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-102k
Amounts payable 17/49€91k
Amounts payable after one year 17€90k
Amounts payable within one year 42/48€500
Trade debts payable within one year 44€500
Income statement
Gross operating margin 9900€5k
Operating result 9901€4k
Financial income 75€6k
Financial charges 65€5k
Result before taxes 9903€5k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
38 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Carrefour Market Beringen
Wijerstraat 63, 3510 HasseltDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
since 20222.334.083.284
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,416 m²
Buildings1
Building footprint74 m²
Volume (LiDAR)472 m³
Tallest building9.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71054B0173/00V003 Flanders 1,416 m² 1 · 74 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health38Profitability0Solvency67Growth78Stability94
55 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 38
Profitability 0
Solvency 67
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
Legal nameNL MYSA
Registered office
Wijerstraat 63
3510 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.