Starting capital
€50,000 100 shares
MYRAL
Lifetime
1 annual account with figurespeak -€514 (2025)
-€514
lowest -€642 (2025)
-€642
peak €49,358 (2025)
€49,358
€67
Board2 names since 2024
2 directorsABAJTOUR Oussama and 1 other
Owners
49%DEP SERVICES
Documentsfilings and deeds
26-10-202687 days late
2025micro format
Loss of €642First year with figures
Key points
from the 2025 annual accountsPosition in the sector
99.9%
Higher solvency than 95% of companies in repair of computers and personal goods. Sector median 37.8% · 3,329 companies.
2025 accounts filed 87 days after the deadlineTurnover not published (micro format)
Checked score
72
Healthy
Financially stronger than 70% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.8%
08-2025: 1.8%● unchanged vs 07-2025
09-2025: 1.9%▲ +0.1 percentage points vs 08-2025
10-2025: 2.2%▲ +0.3 percentage points vs 09-2025
11-2025: 2.3%▲ +0.1 percentage points vs 10-2025
12-2025: 2.6%▲ +0.3 percentage points vs 11-2025
01-2026: 2.6%● unchanged vs 12-2025
02-2026: 2.8%▲ +0.2 percentage points vs 01-2026
03-2026: 2.9%▲ +0.1 percentage points vs 02-2026
04-2026: 2.8%▼ -0.1 percentage points vs 03-2026
05-2026: 3.0%▲ +0.2 percentage points vs 04-2026
06-2026: 3.1%▲ +0.1 percentage points vs 05-2026
07-2026: 3.2%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 3.2%● unchanged vs 07-2026highest value
09-2026: 3.2%● unchanged vs 08-2026highest value
10-2026: 3.2%● unchanged vs 09-2026highest value
11-2026: 0.6%▼ -2.6 percentage points vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 87 days late; 1 of the last 3 accounts late
Size: total assets €49,425
Restart pattern
lowers risk
Liquidity: current ratio 735.49, cash €49,425
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 98% on liquidity and 21% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,145 companies had the same profile as MYRAL has now. Each dot stands for 6 companies, two years later.
91.7%
were still trading
5.9%
stopped another way
2.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MYRAL itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,145 companies, not a prediction for MYRAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Short-term debt is 0.1% and cash 100% of total assets. 0.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 87 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-10-2026, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
87 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Restart pattern
1 indication
A company was founded shortly before or after the bankruptcy of another, with a director in both or at the same registered office.
- FoundedThis companystart date 25-06-2024
This company was founded 3 months after the bankruptcy of SMBA LEASE. ABAJTOUR Oussama sat on both boards.
- ABAJTOUR Oussama director of both
This is a pattern, not a judgment. A new start after a bankruptcy is often entirely legitimate. The facts come from the KBO register, the Belgian Official Gazette, the director data and the annual accounts at the NBB. The same name in two sets of accounts is not necessarily the same person. What the facts mean is for you to look into.
Board and ownership
- DEP SERVICES 49%score 52equity €308,670 (2025) · 2025 annual accounts of DEP SERVICES
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010711294
Incorporation
Founding capital of €50,000, 100 shares · Founders: DEP SERVICES (comparant oprichter) and ABAJTOUR Oussama (comparant oprichter) · Appointments: ABAJTOUR Oussama (director) and DEP SERVICES (director) · published on 27-06-2024 · Gazette deed
First establishment
Koeweidestraat 50, Merchtem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MYRAL Merchtem | €49,425 | -€514 | 99.9% | - |
| SPEED AUTO REPAIR Grimbergen | €38,335 | -€13,465 | -49.4% | - |
| BNV AUTO Molenbeek-Saint-Jean | €54,414 | -€8,354 | 15.5% | - |
| GARAGE WALIDA Molenbeek-Saint-Jean | €46,632 | €707 | -30.2% | - |
| VDS-DHAEZE Eeklo | €58,397 | -€41,661 | -61.6% | - |
| BARACARS Sint-Pieters-Leeuw | €33,063 | -€25,566 | -113.3% | - |
| Unlu-Cars Genk | €61,608 | -€747 | -86.8% | - |
These companies have the same main activity as MYRAL: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €33,100 and €61,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 25-06-2024Normal situation
- Activity
- General maintenance and repair of cars and light vans (up to 3.5 tonnes)NACE 95311and 3 others
- Establishment unit
- 2.378.471.8701785 Merchtem, since 25-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-04-2026
Insights on MYRAL
MYRAL has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,358 and a net result of -€642.
Its solvency ranks better than 95% of 3,329 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MYRAL
- What is the company number of MYRAL?
- The company number of MYRAL is 1010.711.294. The VAT number is the same number with BE in front: BE 1010.711.294.
- Where is MYRAL based?
- The registered office is at Koeweidestraat 50, 1785 Merchtem.Company details
- What does MYRAL do?
- According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
- What is the legal form of MYRAL?
- MYRAL is a private limited company (BV).
- When was MYRAL founded?
- MYRAL was founded on 25-06-2024.
- Is MYRAL still active?
- Yes, MYRAL is an active enterprise in the KBO register.
- What is the turnover of MYRAL?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is MYRAL profitable?
- In financial year 2025, MYRAL made a loss of €642.
- Where can I find the annual accounts of MYRAL?
- MYRAL filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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