MYMO
ActiveThe computed 12-month bankruptcy probability of MYMO is 1.8% (moderate). The 2025 annual accounts show negative equity (€-65k) and a net result of €-90k. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 6% of 7311 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency37▲+15
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 1.19 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-41.1%
Return on assets
-56.8%
Age of the figures
17 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€65k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
91 d late
2022
9 d late
2021
29 d late
2020
6 d late
2018
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-65k
2024 · €25k
2020: €18k
2021: €36k
2022: €42k
2023: €28k
2024: €25k
2020 → 2025
Total assets
€158k▼ 31.8%
2024 · €231k
2020: €90k
2021: €149k
2022: €80k
2023: €209k
2024: €231k
2020 → 2025
Net result
€-90k▼ 2,715%
2024 · €-3k
2020: €20k
2021: €18k
2022: €6k
2023: €-14k
2024: €-3k
2020 → 2025
Working capital
€-72k
2024 · €35k
2020: €21k
2021: €33k
2022: €32k
2023: €42k
2024: €35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€42k▲ 16.9%€28k▼ 33.9%€25k▼ 11.4%€-65k
Operating result€39k-€16k▼ 59.2%€-9k€8k€-79k
Net result€18k-€6k▼ 66.5%€-14k€-3k▲ 77.8%€-90k▼ 2,715%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €79k after €8k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€16k▲ 120%
Current assets
€142k▼ 36.7%
Key figures and ratios
EBITDA
€-75k▼
2024 · €10k
Cash flow
€-85k▼
2024 · €-920
Solvency
-41.1%▼
2024 · 10.7%
Current ratio
0.66▼
2024 · 1.19
Quick ratio
0.41▼
2024 · 0.85
Debt / equity
-3.43▼
2024 · 8.34
ROE
138.2%▲
2024 · -12.9%
ROA
-56.8%▼
2024 · -1.4%
Interest coverage
-7.14▼
2024 · 1.05
Debt
€223k▲
2024 · €207k
Debt ≤ 1 year
€214k▲
2024 · €189k
Debt > 1 year
€9k▼
2024 · €18k
Income taxes
€0▼
2024 · €1k
Staff costs
€284k▲
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€231k€158k▼
Fixed assets21/28€7k€16k▲
Tangible fixed assets22/27€6k€14k▲
Plant, machinery and equipment23€5k€10k▲
Furniture and vehicles24€972€5k▲
Financial fixed assets28€2k€2k=
Current assets29/58€224k€142k▼
Stocks and contracts in progress3€63k€53k▼
Stocks30/36€63k€53k▼
Amounts receivable within one year40/41€131k€85k▼
Trade receivables40€107k€71k▼
Other amounts receivable41€24k€14k▼
Cash at bank and in hand54/58€13k€2k▼
Deferred charges and accrued income490/1€16k€2k▼
Equity and liabilities
Total equity and liabilities10/49€231k€158k▼
Equity10/15€25k€-65k▼
Contributions10/11€6k€6k=
Reserves13€19k€19k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€0€-90k▼
Amounts payable17/49€207k€223k▲
Amounts payable after more than one year17€18k€9k▼
Financial debts170/4€18k€9k▼
Amounts payable within one year42/48€189k€214k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43€46k€46k▲
Credit institutions430/8€46k€46k▲
Trade debts44€80k€108k▲
Suppliers440/4€80k€108k▲
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€1k€0▼
Remuneration and social security454/9€14k€8k▼
Other amounts payable47/48€39k€42k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€99k€284k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€20k
Other operating charges640/8€10k€1k▼
Gross operating margin9900€119k€231k▲
Operating profit (loss)9901€8k€-79k▼
Financial income75/76B€31€0▼
Recurring financial income75€31€0▼
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€-2k€-90k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€-3k€-90k▼
Profit (loss) for the period to be appropriated9905€-3k€-90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-90k▼
Profit (loss) brought forward from the previous period14P€22k€0▼
Transfer to equity691/2€19k€0▼
To other reserves6921€19k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-90k
Net result drops to €-90k, the lowest in the series.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2019
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogeweg 202221 Heist-op-den-BergGround area
197 m²
Building footprint
122 m²
Parcel 12006C0086/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
MYMO
since 20162.260.332.602
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006C0086/00M000 | Flanders | 197 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 17,859 EUR awarded · 17,859 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 7,500 EUR | 7,500 EUR |
| 2023 | 1 | 5,868 EUR | 5,868 EUR |
| 2022 | 1 | 4,491 EUR | 4,491 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
6 categoriesMYMO BV40140
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 11,913 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2016
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
46810Wholesale of solid, liquid and gaseous fuels and related products
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.mymo.business
E-mail:gregory.mymo@gmail.com