MYE Auto · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MYE Auto is 3.8% (moderate). The 2022 annual accounts show equity of €18k and a net result of €3k. Its solvency ranks better than 68% of 330 sector peers (fiscal year 2022). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide

Filed more than 90 days late

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 12-12-2023, 134 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2022	31-07-2023	12-12-2023	134 d late	2023-00526248

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.8% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€3k

Working capital€-16k

CSV export

Annual accounts & ratios

Source: NBB · 2022

Annual accounts filed on 12-12-2023 with the NBB · fiscal year 2022 · micro

Sector comparison

Fiscal year 2022 · NACE 77, Renting & leasing · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	38.6%	23.7%	better than 68% of 330 sector peers
Net result	€3k	€5k	better than 45% of 328 sector peers
Equity	€18k	€21k	better than 45% of 330 sector peers
Gross operating margin	€9k	€23k	better than 34% of 326 sector peers
Total assets	€46k	€120k	better than 22% of 330 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€9k
Net profit	€3k
Cash flow	€8k
Staff costs	-
Income taxes	€680
Dividends	-
Total assets	€46k
Equity	€18k
Debt	€29k
of which ≤ 1y	€29k
of which > 1y	-
Working capital	€-16k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	0.44
Quick ratio	0.44
Working capital ratio	-34.3%
Solvency	38.6%
Debt / equity	1.59
Long-term debt ratio	-
Interest coverage	416.47
Gross margin	-
Net margin	-
ROA	5.8%
ROE	15.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	7d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €34k · 72.9% Current assets €13k · 27.1%

Equity & liabilities

Equity €18k · 38.6% Debt €29k · 61.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€46k
Fixed assets	21/28	€34k
Tangible fixed assets	22/27	€33k
Financial fixed assets	28	€598
Current assets	29/58	€13k
Amounts receivable within one year	40/41	€2k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€46k
Equity	10/15	€18k
Contributions / capital	10/11	€15k
Accumulated profits (losses)	14	€3k
Amounts payable	17/49	€29k
Amounts payable within one year	42/48	€29k
Trade debts payable within one year	44	€268
Income statement
Gross operating margin	9900	€9k
Operating result	9901	€3k
Financial charges	65	€21
Result before taxes	9903	€3k
Income taxes	67/77	€680
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

Ratios computed by Checked.

Health barometer

FY 2022 · computed

56 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lt. Graffplein 151780 Wemmel

Establishment units

1 location

MYE Auto

Rue Lecat(L.L) 11, 7100 La LouvièreVerhuur en lease van personenauto’s en andere lichte motorvoertuigen

since 20222.331.962.152

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area343 m²

Buildings2

Building footprint196 m²

Volume (LiDAR)1,981 m³

Tallest building14.9 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55373B0163/00R000	Wallonia	195 m²	1 · 52 m²	11.2 m · 3 fl.
22662B0387/00R004	Flanders	147 m²	1 · 144 m²	14.9 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

65 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 56

Profitability 75

Solvency 49

Growth -

Stability 79

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