Age2 yrs
Real estate1 parcel · 1,111 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MyBlue is 4.3% (elevated). The 2024 annual accounts show equity of €75 and a net result of €-3k. Its solvency ranks better than 67% of 6720 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.3%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideFiled more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 30-12-2025 | 152 d late | 2025-00591846 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k
Working capital€162
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 30-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 38.7% | 20.4% | |
| Net result | €-3k | €4k | |
| Equity | €75 | €16k | |
| Gross operating margin | €-3k | €24k | |
| Total assets | €193 | €94k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-3k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €193 |
| Equity | €75 |
| Debt | €118 |
| of which ≤ 1y | €31 |
| of which > 1y | - |
| Working capital | €162 |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 6.32 |
| Quick ratio | 6.32 |
| Working capital ratio | 84.2% |
| Solvency | 38.7% |
| Debt / equity | 1.58 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -1516.2% |
| ROE | -3916.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (15 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €193 |
| Current assets | 29/58 | €193 |
| Cash & bank | 54/58 | €193 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €193 |
| Equity | 10/15 | €75 |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-3k |
| Amounts payable | 17/49 | €118 |
| Amounts payable within one year | 42/48 | €31 |
| Trade debts payable within one year | 44 | €31 |
| Income statement | ||
| Gross operating margin | 9900 | €-3k |
| Operating result | 9901 | €-3k |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed58
/ 100
Fair
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationSint-Blasiusstraat 11, 8800 Roeselare
since 20242.359.286.755
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,111 m²
Buildings1
Building footprint347 m²
Volume (LiDAR)1,083 m³
Tallest building4.0 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0060/00P002 | Flanders | 1,111 m² | 1 · 347 m² | 4.0 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
23-04-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
23-04-2025 Registered office moved from Ardooie to Rumbeke
- Beverensestraat 68b, 8850 Ardooie → 8800 RUMBEKE, Sint-Blasiusstraat 11-A1
Analysis
Financial profile
4 of 5 axes measured52
/ 100
Mixed profile: strong on solvency, weaker on profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
58
Profitability
0
Solvency
82
Growth
-
Stability
67
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 1002.566.264 · Gent
BE 0776.993.952 · Wervik
BE 0762.708.426 · Ramillies
BE 0778.930.586 · Antwerpen
BE 1001.305.561 · Schelle
We hold annual accounts for 296 of the 3,221 companies in this sector. 7 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Computerconsultancy-activiteiten62020Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
| Legal nameNL | MyBlue |
Registered office
Sint-Blasiusstraat 11 bus A1
8800 Roeselare, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.