Equity
-€606,465
Debts exceed assets in financial year 2025.
MY SOLUTION
Lifetime
3 annual accounts with figures on one time axispeak €53,585 (2025)
€53,585▲ €79,742
lowest -€357,642 (2025)
-€357,642▼ €282,860
peak -€174,042 (2023)
-€606,465▼ €357,642
€991,985▲ 104%
Board1 name since 2022
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€26,157 to €53,585Loss of €357,642Equity from -€248,824 to -€606,465Debts from €487,356 to €991,985Cash from €8,263 to €3,378
Key points
from the 2025 annual accountsLosses
-€626,465 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Turnover
≈ €220,000 estimated
The micro format states no turnover.
Debts
€991,985 257% of the balance sheet
Financial debts 1%Suppliers 27%Taxes and wages 4%Other 68%
Of this, €980,146 falls due within a year.
Filings
3 annual accounts 3 late
The 2023 accounts came latest: 117 days after the end of the period.
Position in the sector
-157.3%
Lower solvency than 95% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,637 companies had the same profile as MY SOLUTION has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,637 companies, not a prediction for MY SOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794649041
Registered office moved from Charleroi to Montignies-sur-Sambre
New registered office: Rue Champeau 18, 6061 Montignies-sur-Sambre · Previous registered office: Route de la Basse Sambre 713, à 6060 Charleroi · Board meeting of 26-03-2024 · Gazette deed
Incorporation
Founding capital of €20,000, 20 shares · Founder: · Appointment: (sole director) · published on 14-12-2022 · Gazette deed
First establishment
Rue Champeau 16/18, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MY SOLUTION Charleroi | €385,520 | €53,585 | -157.3% | - |
| VWO Anzegem | €411,072 | €51,584 | -6.6% | - |
| METAGE Zele | €366,365 | €56,949 | 34.4% | - |
| T-N-T Bosbouw Westerlo | €367,798 | €46,192 | 4.8% | - |
| BCBV Koekelare | €342,243 | €64,277 | 31.7% | - |
| Cômâva Ham-sur-Heure-Nalinnes | €641,124 | €49,540 | 17.5% | - |
| DENIER GERT Maaseik | €292,539 | €49,692 | 31.6% | - |
These companies have the same main activity as MY SOLUTION: site preparation (NACE 43120). They are comparable in size and age: total assets between €293,000 and €641,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 12-12-2022Normal situation
- Activity
- Site preparationNACE 43120and 5 others
- Establishment unit
- 2.339.158.9586061 Charleroi, since 12-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 01-07-2026
Insights on MY SOLUTION
MY SOLUTION files the micro format. That format states no turnover. The gross margin rose from €2,497 in 2023 to €53,585 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MY SOLUTION
- What is the company number of MY SOLUTION?
- The company number of MY SOLUTION is 0794.649.041. The VAT number is the same number with BE in front: BE 0794.649.041.
- Where is MY SOLUTION based?
- The registered office is at Rue Champeau 18, 6061 Charleroi.Company details
- What does MY SOLUTION do?
- According to the KBO register, the main activity is site preparation (NACE 43120).
- What is the legal form of MY SOLUTION?
- MY SOLUTION is a private limited company (BV).
- When was MY SOLUTION founded?
- MY SOLUTION was founded on 12-12-2022.
- Is MY SOLUTION still active?
- Yes, MY SOLUTION is an active enterprise in the KBO register.
- How many employees does MY SOLUTION have?
- MY SOLUTION had an average of 7.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MY SOLUTION?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €53,585 and 34 comparable companies (NACE 431). It probably lies between €160,000 and €390,000.
- Is MY SOLUTION profitable?
- In financial year 2025, MY SOLUTION made a loss of €357,642.
- Where can I find the annual accounts of MY SOLUTION?
- MY SOLUTION filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MY SOLUTION due?
- MY SOLUTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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