My Singularity
ActiveSummary
My Singularity has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €19k. Equity is growing by ~63.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 3.18 in 2024; short-term debt: 30.6% and cash: 47.8% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.4%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
11 d late
2024
8 d late
2023
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 57.2%
2024 · €33k
2023: €10k
2024: €33k
2023 → 2025
Total assets
€75k▲ 59.7%
2024 · €47k
2023: €24k
2024: €47k
2023 → 2025
Net result
€19k▼ 17.4%
2024 · €23k
2023: €8k
2024: €23k
2023 → 2025
Working capital
€50k▲ 64.7%
2024 · €30k
2023: €9k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€33k▲ 226%€52k▲ 57.2%
Operating result€10k-€30k▲ 202%€25k▼ 15.6%
Net result€8k-€23k▲ 199%€19k▼ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€2k ▼ 18.1%
Current assets
€73k ▲ 65.0%
Equity and liabilities €75k
Equity
€52k ▲ 57.2%
Debt
€23k ▲ 65.7%
Debt's share of the balance-sheet total rises from 29.5% to 30.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▼
2024 · €30k
Cash flow
€20k▼
2024 · €24k
Current ratio
3.16▼
2024 · 3.18
Debt to equity
0.44▲
2024 · 0.42
ROE
36.4%▼
2024 · 69.3%
ROA
25.3%▼
2024 · 48.9%
Interest coverage
183.18▼
2024 · 210.28
Debt ≤ 1 year
€23k▲
2024 · €14k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€47k€75k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€44k€73k▲
Amounts receivable within one year40/41€23k€36k▲
Trade receivables40€18k€20k▲
Other amounts receivable41€5k€16k▲
Cash at bank and in hand54/58€20k€36k▲
Deferred charges and accrued income490/1€758€467▼
Equity and liabilities
Total equity and liabilities10/49€47k€75k▲
Equity10/15€33k€52k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€31k€50k▲
Amounts payable17/49€14k€23k▲
Amounts payable within one year42/48€14k€23k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€11k€16k▲
Taxes450/3€11k€16k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€561€556▼
Other operating charges640/8-€597
Gross operating margin9900€30k€26k▼
Operating profit (loss)9901€30k€25k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€144€140▼
Recurring financial charges65€144€140▼
Profit (loss) for the period before taxes9903€30k€25k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€23k€19k▼
Profit (loss) for the period to be appropriated9905€23k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€50k▲
Profit (loss) brought forward from the previous period14P€8k€31k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Highest result since 2023net €23k ▲199%
Operating result €30k, net result €23k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bergères 371331 RixensartGround area
2,001 m²
Building footprint
123 m²
Volume, LiDAR
629 m³
Parcel 25092B0349/00E000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
My Singularity
since 20232.351.135.686
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25092B0349/00E000 | Wallonia | 2,001 m² | 1 · 123 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MYRTES
BE 0670.966.519
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WHANAU
BE 0800.304.537
Nazareth-De Pinte · Eq €52,187
EVER & BEEK
BE 0737.985.007
Sint-Pieters-Woluwe · Eq €52,170
BDP
BE 0800.538.129
Lennik · Eq €52,166
Infinity Business Consulting
BE 0698.992.490
Overijse · Eq €52,162
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,291 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
74130Interior design
78100Employment placement agencies
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.