Financials
- Financial year
- 2025
- Total assets
- €44,638
- Profit
- €1,052
- Solvency
- 47.2%
MY SERVICES TRADE
ActiveSummary
The computed 12-month bankruptcy probability of MY SERVICES TRADE is 2.3% (moderate). The 2025 annual accounts show equity of €21,052 and a net result of €1,052. Its solvency ranks better than 62% of 22,382 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811Retail sale of household furniture NACE 47551
1 site
Size
€44,638total assets 2025
- Equity
- €21,052
- Profit
- €1,052
Turnover not published (micro format)
Why 52raises riskFounded in 2025Size: total assets €44,638Liquidity: current ratio 1.89, cash €1,194Sector: Retail trade (NACE 47)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency
72
equity 47.2% of total assets
Liquidity
27
short-term debt 52.8% · cash 2.7%
Profitability
43
return on assets 2.4%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 1.8%lowest value
07-2026: 1.9%▲ +0.1 percentage points vs 06-2026
08-2026: 1.9%● unchanged vs 07-2026
09-2026: 2.2%▲ +0.3 percentage points vs 08-2026
10-2026: 2.3%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.89, above the usual 1.5; short-term debt: 52.8% and cash: 2.7% of total assets), but 52.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 62% on solvency, 24% on liquidity and 32% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Resignation: Agron Krasniqi (director)Appointment: Muhamed Ceza Sarko (director)…
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: KRASNIQI Agron (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- Muhamed Ceza SarkoDirector
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 12-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 29
- Purpose
- “Alle activiteiten die direct of indirect verband houden met goederenvervoer per…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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