MY SERENITY GROUP

Active

Private limited companyfounded 20233 yrs activeRue de la Graignette 27, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0804.426.344

Summary

The computed 12-month bankruptcy probability of MY SERENITY GROUP is 4.9% (elevated). The 2025 annual accounts show equity of €8,700 and a net result of €8,690. Its solvency ranks better than 36% of 16155 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

MY SERENITY GROUPActiveChecked score 40/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301

1 site

Size

€62,244total assets 2025

Equity: €8,700
Profit: €8,690

Turnover not published (abridged schema)

Financial health

40 Weak Checked score 2025

Bankruptcy chance 12 m: 4.9%

Structure

Accounts filed 31 d late0 of 2 deeds read

Why 40- Founded in 2023- Sector Food and beverage service activities (NACE 56)- Size: total assets €62,244+ Liquidity: current ratio 0.65, cash €19,223Show the evidence

Checked score

Score 2025

40 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 61% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 39

equity 14.0% of total assets

Liquidity 41

short-term debt 86.0% · cash 30.9%

Profitability 86

return on assets 14.0%

Bankruptcy probability, 12 months

4.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,692 companies)

Last 24 months 11-2024: 4.4% 12-2024: 4.5%▲ +3.3% vs 11-2024 01-2025: 4.8%▲ +7.1% vs 12-2024 02-2025: 4.8%● 0.0% vs 01-2025 03-2025: 5.3%▲ +9.0% vs 02-2025 04-2025: 5.2%▼ -0.4% vs 03-2025 05-2025: 5.1%▼ -3.7% vs 04-2025 06-2025: 5.1%▲ +0.8% vs 05-2025 07-2025: 5.5%▲ +8.7% vs 06-2025 08-2025: 4.0%▼ -27.6% vs 07-2025lowest value 09-2025: 4.0%● 0.0% vs 08-2025lowest value 10-2025: 5.8%▲ +45.1% vs 09-2025 11-2025: 5.8%● 0.0% vs 10-2025 12-2025: 5.8%● 0.0% vs 11-2025 01-2026: 5.8%● 0.0% vs 12-2025 02-2026: 5.8%● 0.0% vs 01-2026 03-2026: 5.8%▲ +0.6% vs 02-2026 04-2026: 6.7%▲ +14.2% vs 03-2026 05-2026: 7.0%▲ +5.3% vs 04-2026 06-2026: 7.1%▲ +1.0% vs 05-2026 07-2026: 7.3%▲ +2.6% vs 06-2026 08-2026: 7.6%▲ +3.9% vs 07-2026highest value 09-2026: 4.9%▼ -35.6% vs 08-2026 10-2026: 4.9%● 0.0% vs 09-2026

Founded in 2023 raises the probability for this profile
Sector Food and beverage service activities (NACE 56) raises the probability
Size: total assets €62,244 raises the probability for this profile
Liquidity: current ratio 0.65, cash €19,223 lowers the probability

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.65; short-term debt: 86% and cash: 30.9% of total assets), and 86% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 36%, liquidity 36%, profitability 74%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Food and beverage service activities (NACE 56)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €62,244

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 0.65, cash €19,223

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

6 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage