MY PROJECTEN
ActiveSummary
The computed 12-month bankruptcy probability of MY PROJECTEN is 3.2% (moderate). The 2025 annual accounts show negative equity (-€18,839) and a net result of -€5,062. Equity is shrinking by ~67.6% per year across the filed fiscal years. Its solvency ranks better than 7% of 28374 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability13▲+13
Solvency8▲+8
Growth32=
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.63 in 2024; short-term debt: 116.7% and cash: 20.2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-16.7%
Return on assets
-4.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€18,839
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
31 d late
2022
31 d late
2021
121 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€18,839▼ 36.7%
2024 · -€13,777
Total assets
€113,075▲ 383%
2024 · €23,421
Net result
-€5,062▲ 78.8%
2024 · -€23,914
Working capital
-€91,302▼ 563%
2024 · -€13,777
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,144--€10,505-€7,005▲ 33.3%-€23,827▼ 240%-€4,932▲ 79.3%
Net result€9,065within the sector's middle half--€11,154below the sector's middle half-€7,774below the sector's middle half▲ 30.3%-€23,914below the sector's middle half▼ 208%-€5,062below the sector's middle half▲ 78.8%
Equity€29,065within the sector's middle half-€17,911below the sector's middle half▼ 38.4%€10,137below the sector's middle half▼ 43.4%-€13,777below the sector's middle half-€18,839below the sector's middle half▼ 36.7%
Total assets€33,700below the sector's middle half-€23,340below the sector's middle half▼ 30.7%€11,778below the sector's middle half▼ 49.5%€23,421below the sector's middle half▲ 98.8%€113,075within the sector's middle half▲ 383%
Debt€4,635-€5,429▲ 17.1%€1,641▼ 69.8%€37,197▲ 2,167%€131,914▲ 255%
Working capital€27,039within the sector's middle half-€16,650within the sector's middle half▼ 38.4%€9,605within the sector's middle half▼ 42.3%-€13,777below the sector's middle half-€91,302below the sector's middle half▼ 563%
Solvency86.2%above the sector's middle half-76.7%above the sector's middle half▼ 9.5pp86.1%above the sector's middle half▲ 9.3pp-58.8%below the sector's middle half▼ 144.9pp-16.7%below the sector's middle half▲ 42.2pp
Current ratio6.83above the sector's middle half-4.07above the sector's middle half▼ 2.776.85above the sector's middle half▲ 2.790.63below the sector's middle half▼ 6.220.31below the sector's middle half▼ 0.32
Return on assets (ROA)26.9%above the sector's middle half--47.8%below the sector's middle half▼ 74.7pp-66.0%below the sector's middle half▼ 18.2pp-102.1%below the sector's middle half▼ 36.1pp-4.5%below the sector's middle half▲ 97.6pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,932 in 2025 against €23,827 in 2024; the loss shrinks.
Balance-sheet composition
Assets €113,075
Fixed assets
€72,463
Current assets
€40,612
Equity and liabilities
Equity-€18,839
Debt€131,914
Equity is negative: debt (€131,914) exceeds the balance-sheet total (€113,075).
Key figures and ratios
EBITDA
-€254▲
2024 · -€23,294
Cash flow
-€384▲
2024 · -€23,381
Interest coverage
-1.69▲
2024 · -172.54
Debt ≤ 1 year
€131,914▲
2024 · €37,197
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
5.1%
went bankrupt
5.4%
stopped otherwise
89%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €269 | €765 | €728 | €533 | €4,678 | ▲ 778% |
| Other operating charges640/8 | €810 | €450 | €640 | €925 | €841 | ▼ 9.1% |
| Gross operating margin9900 | €12,223 | -€9,290 | -€5,637 | -€22,369 | €587 | ▲ 103% |
| Operating profit (loss)9901 | €11,144 | -€10,505 | -€7,005 | -€23,827 | -€4,932 | ▲ 79.3% |
| Financial income75/76B | €44 | €78 | €87 | €48 | €20 | ▼ 58.7% |
| Recurring financial income75 | €44 | €78 | €87 | €48 | €20 | ▼ 58.7% |
| Financial charges65/66B | - | €727 | €856 | €135 | €150 | ▲ 11.1% |
| Recurring financial charges65 | - | €727 | €856 | €135 | €150 | ▲ 11.1% |
| Profit (loss) for the period before taxes9903 | €11,188 | -€11,154 | -€7,774 | -€23,914 | -€5,062 | ▲ 78.8% |
| Income taxes67/77 | €2,123 | - | - | - | - | - |
| Profit (loss) for the period9904 | €9,065 | -€11,154 | -€7,774 | -€23,914 | -€5,062 | ▲ 78.8% |
| Profit (loss) for the period to be appropriated9905 | €9,065 | -€11,154 | -€7,774 | -€23,914 | -€5,062 | ▲ 78.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,700 | €23,340 | €11,778 | €23,421 | €113,075 | ▲ 383% |
| Fixed assets21/28 | €2,026 | €1,261 | €533 | €0 | €72,463 | - |
| Tangible fixed assets22/27 | €2,026 | €1,261 | €533 | €0 | €72,463 | - |
| Plant, machinery and equipment23 | €2,026 | €1,261 | €533 | €0 | - | - |
| Furniture and vehicles24 | - | - | - | - | €72,463 | - |
| Current assets29/58 | €31,674 | €22,079 | €11,246 | €23,421 | €40,612 | ▲ 73.4% |
| Amounts receivable within one year40/41 | €28,579 | €21,138 | €8,901 | €20,342 | €17,764 | ▼ 12.7% |
| Trade receivables40 | €25,252 | €15,281 | €7,066 | €14,081 | €13,270 | ▼ 5.8% |
| Other amounts receivable41 | €3,327 | €5,857 | €1,834 | €6,261 | €4,494 | ▼ 28.2% |
| Cash at bank and in hand54/58 | €2,921 | €767 | €2,345 | €3,079 | €22,848 | ▲ 642% |
| Deferred charges and accrued income490/1 | €174 | €174 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,700 | €23,340 | €11,778 | €23,421 | €113,075 | ▲ 383% |
| Equity10/15 | €29,065 | €17,911 | €10,137 | -€13,777 | -€18,839 | ▼ 36.7% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €9,065 | €9,065 | €9,065 | €9,065 | €9,065 | = |
| Distributable reserves133 | €9,065 | €9,065 | €9,065 | €9,065 | €9,065 | = |
| Profit (loss) carried forward14 | - | -€11,154 | -€18,928 | -€42,842 | -€47,904 | ▼ 11.8% |
| Amounts payable17/49 | €4,635 | €5,429 | €1,641 | €37,197 | €131,914 | ▲ 255% |
| Amounts payable within one year42/48 | €4,635 | €5,429 | €1,641 | €37,197 | €131,914 | ▲ 255% |
| Trade debts44 | - | - | €15 | €14,257 | €7,238 | ▼ 49.2% |
| Suppliers440/4 | - | - | €15 | €14,257 | €7,238 | ▼ 49.2% |
| Taxes, remuneration and social security45 | €4,635 | €5,429 | €0 | €17,352 | €19,552 | ▲ 12.7% |
| Taxes450/3 | €4,635 | €5,129 | €0 | €5,952 | €8,152 | ▲ 37.0% |
| Remuneration and social security454/9 | - | €300 | €0 | €11,400 | €11,400 | = |
| Other amounts payable47/48 | - | - | €1,626 | €5,589 | €105,124 | ▲ 1,781% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,065 | -€11,154 | -€7,774 | -€23,914 | -€5,062 | ▲ 78.8% |
| + Depreciation and write-downs630 | €269 | €765 | €728 | €533 | €4,678 | ▲ 778% |
| Operating cash flow (approximation) | €9,334 | -€10,389 | -€7,045 | -€23,381 | -€384 | ▲ 98.4% |
| Investment in fixed assets (approximation) | - | €0 | -€0 | €0 | -€77,141 | - |
| Change in cash | - | -€2,154 | €1,578 | €734 | €19,769 | ▲ 2,594% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€23,914
Net result drops to -€23,914, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2020
Ground area
284 m²
Building footprint
285 m²
Volume, LiDAR
1,707 m³
Parcel 11044C0151/00L002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MY PROJECTEN
since 20202.309.746.875
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044C0151/00L002 | Flanders | 284 m² | 1 · 285 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 22,818 companies in this sector we hold annual accounts for 10,336. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded02-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43212Electrical installation work in industrial facilities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0755633463
Registered
03-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.