MY OLDTIMER
ActiveSummary
The computed 12-month bankruptcy probability of MY OLDTIMER is 1.7% (moderate). The 2025 annual accounts show negative equity (€-904k) and a net result of €-135k. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 18400 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-5
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.58 in 2024; short-term debt: 60.6% and cash: 0.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-69.4%
Return on assets
-10.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-904k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-02-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
1 d early
2023
55 d early
2022
22 d early
2021
19 d early
2020
2 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-904k▼ 17.5%
2024 · €-769k
2019: €-447khighest in 7 years
2020: €-474k▼ -6.1% vs 2019
2021: €-518k▼ -9.3% vs 2020
2022: €-606k▼ -16.9% vs 2021
2023: €-687k▼ -13.5% vs 2022
2024: €-769k▼ -11.9% vs 2023
2025: €-904k▼ -17.5% vs 2024lowest in 7 years
2019 → 2025
Total assets
€1.30M▼ 6.2%
2024 · €1.39M
2019: €1.61Mhighest in 7 years
2020: €1.58M▼ -1.7% vs 2019
2021: €1.56M▼ -1.3% vs 2020
2022: €1.48M▼ -5.1% vs 2021
2023: €1.46M▼ -0.9% vs 2022
2024: €1.39M▼ -5.2% vs 2023
2025: €1.30M▼ -6.2% vs 2024lowest in 7 years
2019 → 2025
Net result
€-135k▼ 64.6%
2024 · €-82k
2019: €-107k
2020: €-27k▲ +74.6% vs 2019highest in 7 years
2021: €-44k▼ -62.3% vs 2020
2022: €-87k▼ -98.7% vs 2021
2023: €-82k▲ +6.4% vs 2022
2024: €-82k● +0.0% vs 2023
2025: €-135k▼ -64.6% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-463k▼ 70.4%
2024 · €-272k
2019: €-345k
2020: €-382k▼ -10.8% vs 2019
2021: €13k▲ +103% vs 2020highest in 7 years
2022: €-50k▼ -480% vs 2021
2023: €-160k▼ -222% vs 2022
2024: €-272k▼ -69.7% vs 2023
2025: €-463k▼ -70.4% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-518k-€-606k▼ 16.9%€-687k▼ 13.5%€-769k▼ 11.9%€-904k▼ 17.5%
2021: €-518khighest in 5 years
2022: €-606k▼ -16.9% vs 2021
2023: €-687k▼ -13.5% vs 2022
2024: €-769k▼ -11.9% vs 2023
2025: €-904k▼ -17.5% vs 2024lowest in 5 years
Operating result€-29k-€-74k▼ 155%€-71k▲ 4.0%€-72k▼ 0.5%€-126k▼ 75.7%
2021: €-29khighest in 5 years
2022: €-74k▼ -155% vs 2021
2023: €-71k▲ +4.0% vs 2022
2024: €-72k▼ -0.5% vs 2023
2025: €-126k▼ -75.7% vs 2024lowest in 5 years
Net result€-44k-€-87k▼ 98.7%€-82k▲ 6.4%€-82k=€-135k▼ 64.6%
2021: €-44khighest in 5 years
2022: €-87k▼ -98.7% vs 2021
2023: €-82k▲ +6.4% vs 2022
2024: €-82k● +0.0% vs 2023
2025: €-135k▼ -64.6% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €126k in 2025 against €72k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€976k ▼ 3.8%
Current assets
€326k ▼ 12.8%
Key figures and ratios
EBITDA
€-83k▼
2024 · €-27k
Cash flow
€-92k▼
2024 · €-37k
Solvency
-69.4%▼
2024 · -55.4%
Current ratio
0.41▼
2024 · 0.58
Quick ratio
0.07▼
2024 · 0.09
Debt to equity
-2.44▲
2024 · -2.81
ROA
-10.3%▼
2024 · -5.9%
Interest coverage
-9.38▼
2024 · -2.63
Debt
€2.21M▲
2024 · €2.16M
Debt ≤ 1 year
€789k▲
2024 · €645k
Debt > 1 year
€1.42M▼
2024 · €1.51M
Staff costs
€74k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.30M▼
Fixed assets21/28€1.02M€976k▼
Tangible fixed assets22/27€1.02M€972k▼
Land and buildings22€579k€555k▼
Plant, machinery and equipment23€220k€200k▼
Furniture and vehicles24€217k€217k=
Financial fixed assets28-€4k
Current assets29/58€374k€326k▼
Stocks and contracts in progress3€313k€268k▼
Stocks30/36€313k€268k▼
Amounts receivable within one year40/41€49k€51k▲
Trade receivables40€48k€49k▲
Other amounts receivable41€519€2k▲
Cash at bank and in hand54/58€12k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.30M▼
Equity10/15€-769k€-904k▼
Contributions10/11€21k€21k=
Outside capital11€21k€21k=
Other1109/19€21k€21k=
Profit (loss) carried forward14€-790k€-925k▼
Amounts payable17/49€2.16M€2.21M▲
Amounts payable after more than one year17€1.51M€1.42M▼
Financial debts170/4€1.51M€1.42M▼
Amounts payable within one year42/48€645k€789k▲
Current portion of amounts payable after more than one year42€79k€96k▲
Trade debts44€7k€15k▲
Suppliers440/4€7k€15k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€1k€283▼
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€549k€669k▲
Income statement
Code20242025
Remuneration, social security and pensions62€69k€74k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€43k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-
Other operating charges640/8€7k€7k▼
Gross operating margin9900€51k€-1k▼
Operating profit (loss)9901€-72k€-126k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-82k€-135k▼
Profit (loss) for the period9904€-82k€-135k▼
Profit (loss) for the period to be appropriated9905€-82k€-135k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-790k€-925k▼
Profit (loss) brought forward from the previous period14P€-708k€-790k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €31k | €74k | €69k | €74k | ▲ 8.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44k | €45k | €45k | €45k | €43k | ▼ 4.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €1k | - | - |
| Other operating charges640/8 | - | €11k | €4k | €7k | €7k | ▼ 2.8% |
| Gross operating margin9900 | €30k | €13k | €51k | €51k | €-1k | ▼ 103% |
| Operating profit (loss)9901 | €-29k | €-74k | €-71k | €-72k | €-126k | ▼ 75.7% |
| Financial income75/76B | - | €0 | - | €0 | - | - |
| Recurring financial income75 | €0 | €0 | - | €0 | - | - |
| Financial charges65/66B | - | €13k | €11k | €10k | €9k | ▼ 13.4% |
| Recurring financial charges65 | €15k | €13k | €11k | €10k | €9k | ▼ 13.4% |
| Profit (loss) for the period before taxes9903 | €-44k | €-87k | €-82k | €-82k | €-135k | ▼ 64.6% |
| Profit (loss) for the period9904 | €-44k | €-87k | €-82k | €-82k | €-135k | ▼ 64.6% |
| Profit (loss) for the period to be appropriated9905 | €-44k | €-87k | €-82k | €-82k | €-135k | ▼ 64.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.56M | €1.48M | €1.46M | €1.39M | €1.30M | ▼ 6.2% |
| Fixed assets21/28 | €1.15M | €1.10M | €1.06M | €1.02M | €976k | ▼ 3.8% |
| Tangible fixed assets22/27 | €1.15M | €1.10M | €1.06M | €1.02M | €972k | ▼ 4.2% |
| Land and buildings22 | - | €626k | €603k | €579k | €555k | ▼ 4.1% |
| Plant, machinery and equipment23 | - | €262k | €241k | €220k | €200k | ▼ 8.8% |
| Furniture and vehicles24 | - | €217k | €217k | €217k | €217k | = |
| Financial fixed assets28 | - | - | - | - | €4k | - |
| Current assets29/58 | €408k | €374k | €404k | €374k | €326k | ▼ 12.8% |
| Stocks and contracts in progress3 | €313k | €313k | €313k | €313k | €268k | ▼ 14.4% |
| Stocks30/36 | - | €313k | €313k | €313k | €268k | ▼ 14.4% |
| Amounts receivable within one year40/41 | €52k | €56k | €81k | €49k | €51k | ▲ 5.5% |
| Trade receivables40 | - | €56k | €78k | €48k | €49k | ▲ 1.5% |
| Other amounts receivable41 | - | €79 | €3k | €519 | €2k | ▲ 380% |
| Cash at bank and in hand54/58 | €44k | €3k | €11k | €12k | €7k | ▼ 45.7% |
| Deferred charges and accrued income490/1 | - | €3k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.56M | €1.48M | €1.46M | €1.39M | €1.30M | ▼ 6.2% |
| Equity10/15 | €-518k | €-606k | €-687k | €-769k | €-904k | ▼ 17.5% |
| Contributions10/11 | €21k | €21k | €21k | €21k | €21k | = |
| Outside capital11 | - | €21k | €21k | €21k | €21k | = |
| Other1109/19 | - | €21k | €21k | €21k | €21k | = |
| Profit (loss) carried forward14 | €-539k | €-627k | €-708k | €-790k | €-925k | ▼ 17.0% |
| Amounts payable17/49 | €2.08M | €2.08M | €2.15M | €2.16M | €2.21M | ▲ 2.2% |
| Amounts payable after more than one year17 | €1.68M | €1.66M | €1.59M | €1.51M | €1.42M | ▼ 6.3% |
| Financial debts170/4 | - | €1.66M | €1.59M | €1.51M | €1.42M | ▼ 6.3% |
| Amounts payable within one year42/48 | €395k | €423k | €565k | €645k | €789k | ▲ 22.2% |
| Current portion of amounts payable after more than one year42 | - | €83k | €73k | €79k | €96k | ▲ 20.8% |
| Trade debts44 | €8k | €5k | €583 | €7k | €15k | ▲ 126% |
| Suppliers440/4 | - | €5k | €583 | €7k | €15k | ▲ 126% |
| Advances received on contracts in progress46 | - | €2k | - | - | - | - |
| Taxes, remuneration and social security45 | - | €9k | €12k | €11k | €9k | ▼ 21.9% |
| Taxes450/3 | - | - | €8k | €1k | €283 | ▼ 72.0% |
| Remuneration and social security454/9 | - | €9k | €4k | €10k | €8k | ▼ 16.8% |
| Other amounts payable47/48 | - | €323k | €479k | €549k | €669k | ▲ 22.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-44k | €-87k | €-82k | €-82k | €-135k | ▼ 64.6% |
| + Depreciation and write-downs630 | €44k | €45k | €45k | €45k | €43k | ▼ 4.1% |
| Operating cash flow (approximation) | €314 | €-43k | €-37k | €-37k | €-92k | ▼ 147% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-4k | - |
| Change in cash | - | €-41k | €8k | €1k | €-6k | ▼ 538% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
30-06
Financial
Weakest financial yearnet €-135k
Net result drops to €-135k, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity doublescurrent ratio 1.03
Current ratio from 0.50 to 1.03; short-term debt falls from €768k to €395k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 2 establishment units since 2014
Ground area
10.3 ha
Building footprint
220 m²
Volume, LiDAR
1,431 m³
2 parcels, Wallonia · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
137
companies at this address
See who is registered here
2 establishment units
MY OLDTIMER
since 20142.234.824.273
MY OLDTIMER
since 20162.253.892.097
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0039/00K000 | Wallonia | 10.1 ha | 1 · 113 m² | 14.1 m · 3 fl. |
| 25006D0108/00K004 | Wallonia | 2,081 m² | 1 · 108 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,667 companies in sector 47811 we hold annual accounts for 5,220. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-2014
Fiscal year end30-06
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles
68203Renting and operating of own or leased non-residential real estate, excluding land
82300Organisation of conventions and trade shows
Scores and ratios are computed by Checked and are not a credit decision.