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My mini studio

Active
Private limited companyfounded 201610 yrs activeIndustrieweg 11, 2340 Beerse, BelgiumKBO/BCE: BE 0649.459.144
Summary

My mini studio has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,838) and a net result of €6,205. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 5053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
My mini studioActiveChecked score 56/100
Risk analysis ReportCompare

Overview

What they do
Day spas, saunas and steam baths
NACE 96230NACE 96040
1 site
How big
€6,027total assets 2025
Equity
-€9,838
Profit
€6,205
Turnover not published (abridged schema)
Financially healthy?
56 Fair Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Accounts 1 d early0 of 6 deeds read
Why 56Capped at 59: negative equity- Negative equity -€9,838+ Size: total assets €6,027+ Liquidity: current ratio 0.90, cash €1,648+ Figures for FY 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 54% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -163.2% of total assets
Liquidity 42+11
short-term debt 77.6% · cash 27.3%
Profitability 100+100
return on assets 103.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,511 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● 0.0% vs 11-2024 01-2025: 1.3%▼ -1.2% vs 12-2024 02-2025: 1.3%● 0.0% vs 01-2025 03-2025: 1.4%▲ +3.3% vs 02-2025 04-2025: 1.5%▲ +8.4% vs 03-2025 05-2025: 1.8%▲ +19.4% vs 04-2025 06-2025: 1.7%▼ -3.8% vs 05-2025 07-2025: 1.8%▲ +8.4% vs 06-2025highest value 08-2025: 1.5%▼ -19.4% vs 07-2025 09-2025: 1.5%● 0.0% vs 08-2025 10-2025: 1.5%● 0.0% vs 09-2025 11-2025: 1.4%▼ -2.5% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%● 0.0% vs 12-2025 02-2026: 1.4%● 0.0% vs 01-2026 03-2026: 1.5%▲ +3.3% vs 02-2026 04-2026: 1.6%▲ +6.2% vs 03-2026 05-2026: 1.7%▲ +5.9% vs 04-2026 06-2026: 1.6%▼ -2.4% vs 05-2026 07-2026: 1.8%▲ +9.7% vs 06-2026 08-2026: 0.8%▼ -54.1% vs 07-2026 09-2026: 0.4%▼ -46.5% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Size: total assets €6,027 lowers the probability for this profile
  • Negative equity -€9,838 raises the probability
  • Liquidity: current ratio 0.90, cash €1,648 lowers the probability
  • Figures for FY 2025 (filed 30-07-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.9 against 0.76 in 2024; short-term debt: 77.6% and cash: 27.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 11%, liquidity 33%, profitability 93%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €6,027
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€9,838
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.90, cash €1,648
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 5053 sector peers (2025).
NBB · sector comparison
Position among 5053 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
1 d early
2024
9 d early
2023
2 d early
2022
14 d early
2021
16 d early
2020
30 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €6,205
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€9,838 View
  • Caution: Among the weakest 10% on solvencysector median 27.8% · 5,053 companies -163.2% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€6,027
Profit
€6,205
Solvency
-163.2%
Total assets▼ 44.8%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 22-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Day spas, saunas and steam bathsNACE 96230
Founded
14-02-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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