My Metanoia
ActiveSummary
My Metanoia has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €58k. Equity is shrinking by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-57
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.5%
Return on assets
72.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
123 d early
2024
77 d early
2023
69 d early
2022
62 d early
2021
60 d early
2020
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 91.1%
2024 · €23k
2020: €17k
2021: €22k
2022: €27k
2023: €18k
2024: €23k
2020 → 2025
Total assets
€80k▲ 111%
2024 · €38k
2020: €42k
2021: €35k
2022: €41k
2023: €32k
2024: €38k
2020 → 2025
Net result
€58k▲ 190%
2024 · €20k
2020: €15k
2021: €5k
2022: €5k
2023: €7k
2024: €20k
2020 → 2025
Working capital
€-5k
2024 · €22k
2020: €27k
2021: €21k
2022: €26k
2023: €16k
2024: €22k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€27k▲ 24.3%€18k▼ 34.2%€23k▲ 27.6%€2k▼ 91.1%
Operating result€10k-€10k▲ 0.7%€13k▲ 27.7%€30k▲ 131%€78k▲ 157%
Net result€5k-€5k▲ 15.5%€7k▲ 29.5%€20k▲ 192%€58k▲ 190%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€7k ▲ 728%
Current assets
€73k ▲ 98.1%
Equity and liabilities €80k
Equity
€2k ▼ 91.1%
Debt
€78k ▲ 411%
Debt's share of the balance-sheet total rises from 40.3% to 97.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €31k
Cash flow
€59k▲
2024 · €21k
Current ratio
0.94▼
2024 · 2.43
Debt to equity
38.98▲
2024 · 0.68
ROA
72.1%▲
2024 · 52.6%
Interest coverage
22.48▲
2024 · 9.31
Debt ≤ 1 year
€78k▲
2024 · €15k
Income taxes
€17k▲
2024 · €7k
A ratio outside any meaningful range has been withheld (balance sheet total €80k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€80k▲
Fixed assets21/28€805€7k▲
Tangible fixed assets22/27€655€7k▲
Furniture and vehicles24€655€1k▲
Other tangible fixed assets26-€5k
Financial fixed assets28€150€150=
Current assets29/58€37k€73k▲
Amounts receivable within one year40/41€1k€9k▲
Trade receivables40-€2k
Other amounts receivable41€1k€7k▲
Current investments50/53€29k€21k▼
Cash at bank and in hand54/58€6k€43k▲
Deferred charges and accrued income490/1€642€459▼
Equity and liabilities
Total equity and liabilities10/49€38k€80k▲
Equity10/15€23k€2k▼
Contributions10/11€2k€2k=
Reserves13€21k€0▼
Distributable reserves133€21k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€15k€78k▲
Amounts payable within one year42/48€15k€78k▲
Financial debts43€6k€7k▲
Credit institutions430/8€6k€7k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Other amounts payable47/48€396€58k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€821€969▲
Other operating charges640/8€724€680▼
Gross operating margin9900€32k€80k▲
Operating profit (loss)9901€30k€78k▲
Financial income75/76B€6€300▲
Recurring financial income75€6€300▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€27k€75k▲
Income taxes67/77€7k€17k▲
Profit (loss) for the period9904€20k€58k▲
Profit (loss) for the period to be appropriated9905€20k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€58k▲
Transfer from equity791/2€15k€21k▲
Transfer to equity691/2€20k€0▼
To other reserves6921€20k€0▼
Profit to be distributed694/7€15k€78k▲
Return on contributions (dividend)694€15k€78k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €58k ▲190%
Operating result €78k, net result €58k, both a record.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼69.9%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dopheidelaan 32930 BrasschaatGround area
2,412 m²
Building footprint
236 m²
Volume, LiDAR
1,267 m³
Parcel 11008B0240/00A003, Flanders · tallest building 17.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
My Metanoia Coaching & Consulting
since 20202.299.410.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008B0240/00A003 | Flanders | 2,412 m² | 1 · 236 m² | 17.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,812 EUR awarded · 2,812 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,812 EUR | 2,812 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 1,730 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.mymetanoia.be
E-mail:nancy@mymetanoia.be