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MY GOLD

Active
Private limited companyfounded 2021active for 5 yearsAbdijstraat 87, 2020 Antwerpen, BelgiumKBO/BCE: BE 0763.944.977
Summary

MY GOLD has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163,163 and a net result of €116,410. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 30% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-02-2021 Normal situation
Activity
Retail sale of watches and jewellery NACE 47770and 3 others
Establishment unit
2.313.731.991 2020 Antwerpen, since 23-02-2021
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board
and 1 other

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€152,182
Turnover
≈ €710,000
estimated
Profit
€116,410
Equity
€163,163
▲ 249%
Total assets
€868,646
▲ 251%
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2021lowers riskFigures for financial year 2025 (filed on 10-06-2026)Size: total assets €868,646Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 44=
equity 18.8% of total assets
Liquidity 64+46
short-term debt 51.3% · cash 32.1%
Profitability 86+73
return on assets 13.4%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 2.3%▲ +1.1 percentage points vs 03-2025 05-2025: 2.9%▲ +0.6 percentage points vs 04-2025 06-2025: 3.0%▲ +0.1 percentage points vs 05-2025 07-2025: 3.2%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 1.8%▼ -1.4 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.4 percentage points vs 03-2026 05-2026: 2.7%▲ +0.5 percentage points vs 04-2026 06-2026: 2.7%● unchanged vs 05-2026 07-2026: 0.4%▼ -2.3 percentage points vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.9 (1.23 in 2024), above the usual 1.5. Short-term debt is 51.3% and cash 32.1% of total assets. However, 81.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 30% of them on solvency, 70% on liquidity, 80% on profitability and 97% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 10-06-2026)
NBB · annual accounts
lowers risk · Size: total assets €868,646
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €163,163
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
53 days early
2024
6 days early
2023
47 days early
2022
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €46,754 to €163,163 ▲ 249% View
  • New directorlatest change 06-02-2026 · 4 in office 1 joined View

Recent changes

  1. · Gazette deed Appointment: Muhammed Fethullah A Kuzu (director)
  2. · Gazette deed Registered office moved within AntwerpenAppointment: HATICE UCAN (director)
  3. · Gazette deed Resignation: OZKAN ARIF MUFTUOGLUGIL (director)Appointment: Omer Faruk Kuzu (director)
All 11 events

Comparable companies

These companies have the same main activity as MY GOLD: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €577,000 and €1.2m, founded between 2019 and 2022.

CompanyTotal assetsGross margin
MY GOLD Antwerpen€0.9m€0.2m
L'ATELIER D'AMAYA Belgique Ukkel€1.0m€0.1m
SP International Westerlo€1.2m€0.1m
ROEI Antwerpen€0.8m€0.1m
Premium Jewellery Antwerpen€0.6m€0.1m
AL-SHAHBA JUWELIER Antwerpen€1.1m€0.1m
HOUSE OF TIME Waterloo€0.8m€0.1m
Full comparison

Key facts about MY GOLD

What is the company number of MY GOLD?
The company number of MY GOLD is 0763.944.977. The VAT number is the same number with BE in front: BE 0763.944.977.
Where is MY GOLD based?
The registered office is at Abdijstraat 87, 2020 Antwerpen.Company details
What does MY GOLD do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of MY GOLD?
The legal form of MY GOLD is Private limited company (BV).
When was MY GOLD founded?
MY GOLD was founded on 23-02-2021.
Is MY GOLD still active?
Yes, MY GOLD is an active enterprise in the KBO register.
What is the turnover of MY GOLD?
The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €152,182 and 51 comparable companies (NACE 477). It probably lies between €480,000 and €1.4m.Financials
Is MY GOLD profitable?
In financial year 2025, MY GOLD made a profit of €116,410.
Where can I find the annual accounts of MY GOLD?
MY GOLD filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MY GOLD due?
MY GOLD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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