MY COLORS
ActiveMY COLORS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €54k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+6
Solvency100▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.99 in 2024; short-term debt: 21.2% and cash: 1.8% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
7.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
44 d early
2023
21 d early
2022
24 d early
2021
12 d early
2020
26 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€54k▲ 196%
2024 · €18k
2018: €72k
2019: €69k
2020: €20k
2021: €56k
2022: €-25k
2023: €78k
2024: €18k
2018 → 2025
Working capital
€515k▲ 20.1%
2024 · €429k
2018: €194k
2019: €285k
2020: €292k
2021: €342k
2022: €311k
2023: €404k
2024: €429k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€422k-€397k▼ 5.8%€475k▲ 19.7%€493k▲ 3.9%€548k▲ 11.0%
Operating result€85k-€-17k€110k€34k▼ 69.0%€84k▲ 147%
Net result€56k-€-25k€78k€18k▼ 76.5%€54k▲ 196%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 147% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €697k
Fixed assets
€34k▼ 50.2%
Current assets
€663k▲ 2.8%
Equity and liabilities €697k
Equity
€548k▲ 11.0%
Debt
€149k▼ 32.0%
The debt ratio falls from 30.8% to 21.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€106k▲
2024 · €65k
Cash flow
€76k▲
2024 · €50k
Solvency
78.6%▲
2024 · 69.2%
Current ratio
4.48▲
2024 · 2.99
Quick ratio
3.99▲
2024 · 2.89
Debt / equity
0.27▼
2024 · 0.45
ROE
9.9%▲
2024 · 3.7%
ROA
7.8%▲
2024 · 2.6%
Interest coverage
14.55▲
2024 · 8.54
Debt
€149k▼
2024 · €220k
Debt ≤ 1 year
€148k▼
2024 · €216k
Income taxes
€23k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€713k€697k▼
Fixed assets21/28€68k€34k▼
Tangible fixed assets22/27€67k€29k▼
Plant, machinery and equipment23€13k€5k▼
Furniture and vehicles24€50k€21k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€1k€5k▲
Current assets29/58€645k€663k▲
Stocks and contracts in progress3€21k€73k▲
Stocks30/36€21k€73k▲
Amounts receivable within one year40/41€595k€567k▼
Trade receivables40€560k€518k▼
Other amounts receivable41€35k€49k▲
Cash at bank and in hand54/58€13k€13k▼
Deferred charges and accrued income490/1€16k€11k▼
Equity and liabilities
Total equity and liabilities10/49€713k€697k▼
Equity10/15€493k€548k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133€2k-
Profit (loss) carried forward14€485k€540k▲
Amounts payable17/49€220k€149k▼
Amounts payable within one year42/48€216k€148k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Financial debts43€72k€50k▼
Credit institutions430/8€72k€50k▼
Trade debts44€101k€95k▼
Suppliers440/4€101k€95k▼
Taxes, remuneration and social security45€40k€0▼
Taxes450/3€40k€0▼
Other amounts payable47/48-€0
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€22k▼
Other operating charges640/8€6k€4k▼
Gross operating margin9900€71k€110k▲
Operating profit (loss)9901€34k€84k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€27k€77k▲
Income taxes67/77€8k€23k▲
Profit (loss) for the period9904€18k€54k▲
Profit (loss) for the period to be appropriated9905€18k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€485k€540k▲
Profit (loss) brought forward from the previous period14P€467k€485k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €548k ▲11%
3 profitable years in a row build equity to €548k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €78k
Net result €78k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-25k ▼144%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 5731930 ZaventemGround area
1,714 m²
Building footprint
744 m²
Volume, LiDAR
5,245 m³
2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MY COLORS
since 20102.192.615.219
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772B0106/00C002 | Flanders | 1,234 m² | 1 · 528 m² | 8.7 m · 2 fl. |
| 23078C0089/00T000indicative | Flanders | 480 m² | 1 · 215 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 166 companies in sector 47526 we hold annual accounts for 111. 80 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2010
Fiscal year end31-12
Activities, NACEBEL
47526Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.